Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Blue Ridge BanksharesBRBS -2.54%31 FCF Margin % is 75.71% as of Mar. 2026, which is 2623% above its 10-year median of 2.78. GuruFocus rates BRBS with a GF Score™ of 31/100 and a GF Value™ of $0.97 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,507 Banks companies, Blue Ridge Bankshares ranks better than 61.98% on this metric.
The historical rank and industry rank for Blue Ridge Bankshares's FCF Margin % or its related term are showing as below:
BRBS'
s FCF Margin % Range Over the Past 10 Years
Min: -110.95 Med: 2.78 Max: 61.23
Current: 33.9
During the past 8 years, the highest FCF Margin % of Blue Ridge Bankshares was 61.23%. The lowest was -110.95%. And the median was 2.78%.
BRBS's FCF Margin % is ranked better than 61.98% of 1507
companies
in the Banks industry
Industry Median: 26.61
vs BRBS: 33.90
Blue Ridge Bankshares FCF Margin % Related Terms
Blue Ridge Bankshares FCF Margin % Historical Data
* Premium members only.
The historical data trend for Blue Ridge Bankshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Blue Ridge Bankshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Blue Ridge Bankshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Blue Ridge Bankshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Blue Ridge Bankshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Blue Ridge Bankshares (BRBS) has a FCF Margin % of 75.71% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Blue Ridge Bankshares and its competitors. This is 2623% above median its historical median of 2.78. According to the industry distribution chart, Blue Ridge Bankshares ranks #573 out of 1507 companies in the Banks industry, placing it in the top 38%.
Is Blue Ridge Bankshares' FCF Margin % too high?
Blue Ridge Bankshares' current FCF Margin % of 75.71% is 2623% above median its 10-year median of 2.78. The Banks industry median FCF Margin % is 26.61. Blue Ridge Bankshares' value of 75.71% is 184.5% above this industry median. Based on the distribution chart, Blue Ridge Bankshares ranks #573 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, Blue Ridge Bankshares has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blue Ridge Bankshares' FCF Margin % compare to MSBC and MFGI?
According to the Banks industry distribution chart, Blue Ridge Bankshares ranks #573 out of 1507 companies for FCF Margin %. This puts Blue Ridge Bankshares in the upper half of its industry. The industry median FCF Margin % is 26.61. Blue Ridge Bankshares' value of 75.71% is 184.5% above this benchmark. While the company's 10-year median is 2.78 vs. the industry median of 26.61, Blue Ridge Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blue Ridge Bankshares's current FCF Margin % of 75.71% is 184.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Blue Ridge Bankshares and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blue Ridge Bankshares's current FCF Margin % is 75.71%, which is 2623% above median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blue Ridge Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Blue Ridge Bankshares (BRBS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.97, compared to a current price of $3.46 — trading 256.7% above its estimated fair value. The current FCF Margin % is 75.71%, which is 2623% above median its 10-year median of 2.78 and 184.5% above the Banks industry median of 26.61. Blue Ridge Bankshares' overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Blue Ridge Bankshares (BRBS), the current FCF Margin % is 75.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Blue Ridge Bankshares (BRBS) Overvalued in 2026?
Based on GuruFocus' analysis, Blue Ridge Bankshares stock appears to be overvalued.
The current stock price of $3.46 is trading 256.7% above its estimated GF Value™ of $0.97.
GuruFocus considers Blue Ridge Bankshares to be Significantly Overvalued.
Key valuation signals for BRBS:
FCF Margin %: 75.71% (2623% above median its 10-year median of 2.78)
GF Value™: $0.97 vs. price of $3.46 (256.7% above fair value)
Industry Position: 184.5% above the Banks median (#573 of 1507)
No single metric tells the full story. See the BRBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Blue Ridge Bankshares Inc is a United States-based company engaged in offering commercial and consumer banking and financial services through its wholly-owned bank subsidiary and its non-bank financial services affiliates. The bank offers services such as checking accounts, savings accounts, money market accounts, cash management accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, and others. It generates the majority of its revenue from commercial banking.
31GF Score
Get the complete analysis for BRBS
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BRBS has been successfully added to your 
