BRBS (Blue Ridge Bankshares) GF Value Rank: 1 (As of Sep. 04, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BRBS Blue Ridge Bankshares Inc BRBS
42 GF Score
Price $3.96
GF Value $1.36
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Blue Ridge Bankshares GF Value Rank?

Blue Ridge Bankshares BRBS +0.25% 42 GF Value Rank is 1 as of Sep. 04, 2026, which is 50% below its 10-year median of 2.00. GuruFocus rates BRBS with a GF Score™ of 42/100 and a GF Value™ of $1.36 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Blue Ridge Bankshares has the GF Value Rank of 1.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Blue Ridge Bankshares GF Value Rank Related Terms

BRBS vs MFGI, MSBC, AVBH: GF Value Rank Comparison

For the Banks - Regional subindustry, Blue Ridge Bankshares's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Blue Ridge Bankshares GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Blue Ridge Bankshares's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Blue Ridge Bankshares's GF Value Rank falls into.


BRBS
42GF Score
Blue Ridge Bankshares Inc BRBS
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 1 mean?
Blue Ridge Bankshares (BRBS) has a GF Value Rank of 1 as of Sep. 04, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Blue Ridge Bankshares and its competitors. This is 50% below median its historical median of 2.00. Over the past decade, Blue Ridge Bankshares' GF Value Rank has ranged from 1.00 to 10.00.
Is Blue Ridge Bankshares' GF Value Rank too high?
Blue Ridge Bankshares' current GF Value Rank of 1 is 50% below median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Blue Ridge Bankshares has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blue Ridge Bankshares' GF Value Rank compare to MFGI and MSBC?
Blue Ridge Bankshares' GF Value Rank of 1 can be compared against companies in the Banks industry. Historically, Blue Ridge Bankshares' own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Blue Ridge Bankshares and its competitors. Blue Ridge Bankshares's current GF Value Rank is 1, which is 50% below median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blue Ridge Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Blue Ridge Bankshares (BRBS) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.36, compared to a current price of $3.96 — trading 191.2% above its estimated fair value. The current GF Value Rank is 1, which is 50% below median its 10-year median of 2.00. Blue Ridge Bankshares' overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Blue Ridge Bankshares (BRBS), the current GF Value Rank is 1 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Blue Ridge Bankshares (BRBS) Overvalued in 2026?

Based on GuruFocus' analysis, Blue Ridge Bankshares stock appears to be overvalued. The current stock price of $3.96 is trading 191.2% above its estimated GF Value™ of $1.36. GuruFocus considers Blue Ridge Bankshares to be Significantly Overvalued.

Key valuation signals for BRBS:

  • GF Value Rank: 1 (50% below median its 10-year median of 2.00)
  • GF Value™: $1.36 vs. price of $3.96 (191.2% above fair value)
  • GF Score™: 42/100 with 4 warning signs

No single metric tells the full story. See the BRBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Blue Ridge Bankshares Business Description

Address 1801 Bayberry Court, Suite 101, Richmond, VA, USA, 23226
Blue Ridge Bankshares Inc is a United States-based company engaged in offering commercial and consumer banking and financial services through its wholly-owned bank subsidiary and its non-bank financial services affiliates. The bank offers services such as checking accounts, savings accounts, money market accounts, cash management accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, and others. It generates the majority of its revenue from commercial banking.
42GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.96
Price
$1.36
GF Value