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Blue Ridge BanksharesBRBS -2.54%31 OCF Margin % is 78.09% as of Mar. 2026, which is 1847% above its 10-year median of 4.01. GuruFocus rates BRBS with a GF Score™ of 31/100 and a GF Value™ of $0.97 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,503 Banks companies, Blue Ridge Bankshares ranks better than 60.81% on this metric.
The historical rank and industry rank for Blue Ridge Bankshares's OCF Margin % or its related term are showing as below:
BRBS'
s OCF Margin % Range Over the Past 10 Years
Min: -107.95 Med: 4.01 Max: 61.53
Current: 36.28
During the past 8 years, the highest OCF Margin % of Blue Ridge Bankshares was 61.53%. The lowest was -107.95%. And the median was 4.01%.
BRBS's OCF Margin % is ranked better than 60.81% of 1503
companies
in the Banks industry
Industry Median: 29.55
vs BRBS: 36.28
Blue Ridge Bankshares OCF Margin % Related Terms
Blue Ridge Bankshares OCF Margin % Historical Data
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The historical data trend for Blue Ridge Bankshares's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Blue Ridge Bankshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Blue Ridge Bankshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Blue Ridge Bankshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Blue Ridge Bankshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Blue Ridge Bankshares (BRBS) has a OCF Margin % of 78.09% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Blue Ridge Bankshares and its competitors. This is 1847% above median its historical median of 4.01. According to the industry distribution chart, Blue Ridge Bankshares ranks #589 out of 1503 companies in the Banks industry, placing it in the top 39.2%.
Is Blue Ridge Bankshares' OCF Margin % too high?
Blue Ridge Bankshares' current OCF Margin % of 78.09% is 1847% above median its 10-year median of 4.01. The Banks industry median OCF Margin % is 29.55. Blue Ridge Bankshares' value of 78.09% is 164.3% above this industry median. Based on the distribution chart, Blue Ridge Bankshares ranks #589 out of 1503 companies in the Banks industry, which is above the industry midpoint. Overall, Blue Ridge Bankshares has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blue Ridge Bankshares' OCF Margin % compare to MSBC and MFGI?
According to the Banks industry distribution chart, Blue Ridge Bankshares ranks #589 out of 1503 companies for OCF Margin %. This puts Blue Ridge Bankshares in the upper half of its industry. The industry median OCF Margin % is 29.55. Blue Ridge Bankshares' value of 78.09% is 164.3% above this benchmark. While the company's 10-year median is 4.01 vs. the industry median of 29.55, Blue Ridge Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.55, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blue Ridge Bankshares's current OCF Margin % of 78.09% is 164.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Blue Ridge Bankshares and its competitors. For the Banks industry, the median OCF Margin % is 29.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blue Ridge Bankshares's current OCF Margin % is 78.09%, which is 1847% above median its own 10-year median of 4.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blue Ridge Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Blue Ridge Bankshares (BRBS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.97, compared to a current price of $3.46 — trading 256.7% above its estimated fair value. The current OCF Margin % is 78.09%, which is 1847% above median its 10-year median of 4.01 and 164.3% above the Banks industry median of 29.55. Blue Ridge Bankshares' overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Blue Ridge Bankshares (BRBS), the current OCF Margin % is 78.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Blue Ridge Bankshares (BRBS) Overvalued in 2026?
Based on GuruFocus' analysis, Blue Ridge Bankshares stock appears to be overvalued.
The current stock price of $3.46 is trading 256.7% above its estimated GF Value™ of $0.97.
GuruFocus considers Blue Ridge Bankshares to be Significantly Overvalued.
Key valuation signals for BRBS:
OCF Margin %: 78.09% (1847% above median its 10-year median of 4.01)
GF Value™: $0.97 vs. price of $3.46 (256.7% above fair value)
Industry Position: 164.3% above the Banks median (#589 of 1503)
No single metric tells the full story. See the BRBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Blue Ridge Bankshares Inc is a United States-based company engaged in offering commercial and consumer banking and financial services through its wholly-owned bank subsidiary and its non-bank financial services affiliates. The bank offers services such as checking accounts, savings accounts, money market accounts, cash management accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, and others. It generates the majority of its revenue from commercial banking.
31GF Score
Get the complete analysis for BRBS
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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