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Blue Ridge BanksharesBRBS 42 Return-on-Tangible-Asset is -0.22% as of Jun. 2026. GuruFocus rates BRBS with a GF Score™ of 42/100 and a GF Value™ of $1.37 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Blue Ridge Bankshares ranks worse than 83.87% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Blue Ridge Bankshares's annualizedNet Income for the quarter that ended in Jun. 2026 was $-5.18 Mil. Blue Ridge Bankshares's average total tangible assets for the quarter that ended in Jun. 2026 was $2,368.40 Mil. Therefore, Blue Ridge Bankshares's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was -0.22%.
The historical rank and industry rank for Blue Ridge Bankshares's Return-on-Tangible-Asset or its related term are showing as below:
BRBS'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.68 Med: 0.62 Max: 2.57
Current: 0.38
During the past 8 years, Blue Ridge Bankshares's highest Return-on-Tangible-Asset was 2.57%. The lowest was -1.68%. And the median was 0.62%.
BRBS's Return-on-Tangible-Asset is ranked worse than 83.87% of 1519
companies
in the Banks industry
Industry Median: 1.03
vs BRBS: 0.38
Blue Ridge Bankshares (AMEX:BRBS) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Blue Ridge Bankshares Return-on-Tangible-Asset Related Terms
Blue Ridge Bankshares Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Blue Ridge Bankshares's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Blue Ridge Bankshares Return-on-Tangible-Asset Chart
BRBS vs MFGI, MSBC, AVBH: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Blue Ridge Bankshares's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Blue Ridge Bankshares Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Blue Ridge Bankshares's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Blue Ridge Bankshares's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of -0.22% mean?
Blue Ridge Bankshares (BRBS) has a Return-on-Tangible-Asset of -0.22% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Blue Ridge Bankshares and its competitors. According to the industry distribution chart, Blue Ridge Bankshares ranks #1274 out of 1519 companies in the Banks industry, placing it in the top 83.9%.
Is Blue Ridge Bankshares' Return-on-Tangible-Asset too high?
Blue Ridge Bankshares' current Return-on-Tangible-Asset is -0.22%. Based on the distribution chart, Blue Ridge Bankshares ranks #1274 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Blue Ridge Bankshares has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blue Ridge Bankshares' Return-on-Tangible-Asset compare to MFGI and MSBC?
According to the Banks industry distribution chart, Blue Ridge Bankshares ranks #1274 out of 1519 companies for Return-on-Tangible-Asset. This places Blue Ridge Bankshares in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.03, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Blue Ridge Bankshares and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blue Ridge Bankshares's current Return-on-Tangible-Asset is -0.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blue Ridge Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Blue Ridge Bankshares (BRBS) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.37, compared to a current price of $3.90 — trading 184.7% above its estimated fair value. The current Return-on-Tangible-Asset is -0.22%. Blue Ridge Bankshares' overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Blue Ridge Bankshares (BRBS), the current Return-on-Tangible-Asset is -0.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Blue Ridge Bankshares (BRBS) Overvalued in 2026?
Based on GuruFocus' analysis, Blue Ridge Bankshares stock appears to be overvalued.
The current stock price of $3.90 is trading 184.7% above its estimated GF Value™ of $1.37.
GuruFocus considers Blue Ridge Bankshares to be Significantly Overvalued.
Key valuation signals for BRBS:
Return-on-Tangible-Asset: -0.22%
GF Value™: $1.37 vs. price of $3.90 (184.7% above fair value)
No single metric tells the full story. See the BRBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Blue Ridge Bankshares Inc is a United States-based company engaged in offering commercial and consumer banking and financial services through its wholly-owned bank subsidiary and its non-bank financial services affiliates. The bank offers services such as checking accounts, savings accounts, money market accounts, cash management accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, and others. It generates the majority of its revenue from commercial banking.
42GF Score
Get the complete analysis for BRBS
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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