BRBS (Blue Ridge Bankshares) FCF Yield %: 9.69 (As of Jul. 19, 2026) — 178% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BRBS Blue Ridge Bankshares Inc BRBS
31 GF Score
Price $3.46
GF Value $0.97
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Blue Ridge Bankshares FCF Yield %?

Blue Ridge Bankshares BRBS -2.54% 31 FCF Yield % is 9.69 as of Jul. 19, 2026, which is 178% above its 10-year median of 3.49. GuruFocus rates BRBS with a GF Score™ of 31/100 and a GF Value™ of $0.97 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,506 Banks companies, Blue Ridge Bankshares ranks better than 57.5% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Blue Ridge Bankshares's Trailing 12-Month Free Cash Flow is $30.14 Mil, and Market Cap is $311.10 Mil. Therefore, Blue Ridge Bankshares's FCF Yield % for today is 9.69%.

The historical rank and industry rank for Blue Ridge Bankshares's FCF Yield % or its related term are showing as below:

BRBS' s FCF Yield % Range Over the Past 10 Years
Min: -149.16   Med: 3.49   Max: 92.41
Current: 9.69


During the past 8 years, the highest FCF Yield % of Blue Ridge Bankshares was 92.41%. The lowest was -149.16%. And the median was 3.49%.

BRBS's FCF Yield % is ranked better than
57.5% of 1506 companies
in the Banks industry
Industry Median: 8.115 vs BRBS: 9.69

Blue Ridge Bankshares's FCF Margin % for the quarter that ended in Mar. 2026 was 75.71%.


Blue Ridge Bankshares FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Blue Ridge Bankshares FCF Yield % Related Terms


Blue Ridge Bankshares FCF Yield % Historical Data

* Premium members only.

The historical data trend for Blue Ridge Bankshares's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Blue Ridge Bankshares FCF Yield % Chart

Blue Ridge Bankshares Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 17.26 39.49 74.08 -2.52 3.06

Blue Ridge Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.05 12.73 5.91 -0.72 15.46

BRBS vs MSBC, MFGI, COSO: FCF Yield % Comparison

For the Banks - Regional subindustry, Blue Ridge Bankshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Blue Ridge Bankshares FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Blue Ridge Bankshares's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Blue Ridge Bankshares's FCF Yield % falls into.


BRBS
31GF Score
Blue Ridge Bankshares Inc BRBS
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Blue Ridge Bankshares FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Blue Ridge Bankshares's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=11.946 / 390.59825
=3.06%

Blue Ridge Bankshares's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=14.578 * 4 / 377.1474
=15.46%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 9.69 mean?
Blue Ridge Bankshares (BRBS) has a FCF Yield % of 9.69 as of Jul. 19, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Blue Ridge Bankshares and its competitors. This is 178% above median its historical median of 3.49. According to the industry distribution chart, Blue Ridge Bankshares ranks #640 out of 1506 companies in the Banks industry, placing it in the top 42.5%.
Is Blue Ridge Bankshares' FCF Yield % too high?
Blue Ridge Bankshares' current FCF Yield % of 9.69 is 178% above median its 10-year median of 3.49. The Banks industry median FCF Yield % is 8.12. Blue Ridge Bankshares' value of 9.69 is 19.4% above this industry median. Based on the distribution chart, Blue Ridge Bankshares ranks #640 out of 1506 companies in the Banks industry, which is above the industry midpoint. Overall, Blue Ridge Bankshares has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Blue Ridge Bankshares' FCF Yield % compare to MSBC and MFGI?
According to the Banks industry distribution chart, Blue Ridge Bankshares ranks #640 out of 1506 companies for FCF Yield %. This puts Blue Ridge Bankshares in the upper half of its industry. The industry median FCF Yield % is 8.12. Blue Ridge Bankshares' value of 9.69 is 19.4% above this benchmark. While the company's 10-year median is 3.49 vs. the industry median of 8.12, Blue Ridge Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.12, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blue Ridge Bankshares's current FCF Yield % of 9.69 is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Blue Ridge Bankshares and its competitors. For the Banks industry, the median FCF Yield % is 8.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blue Ridge Bankshares's current FCF Yield % is 9.69, which is 178% above median its own 10-year median of 3.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blue Ridge Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Blue Ridge Bankshares (BRBS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.97, compared to a current price of $3.46 — trading 256.7% above its estimated fair value. The current FCF Yield % is 9.69, which is 178% above median its 10-year median of 3.49 and 19.4% above the Banks industry median of 8.12. Blue Ridge Bankshares' overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Blue Ridge Bankshares (BRBS), the current FCF Yield % is 9.69 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Blue Ridge Bankshares (BRBS) Overvalued in 2026?

Based on GuruFocus' analysis, Blue Ridge Bankshares stock appears to be overvalued. The current stock price of $3.46 is trading 256.7% above its estimated GF Value™ of $0.97. GuruFocus considers Blue Ridge Bankshares to be Significantly Overvalued.

Key valuation signals for BRBS:

  • FCF Yield %: 9.69 (178% above median its 10-year median of 3.49)
  • GF Value™: $0.97 vs. price of $3.46 (256.7% above fair value)
  • GF Score™: 31/100 with 2 warning signs
  • Industry Position: 19.4% above the Banks median (#640 of 1506)

No single metric tells the full story. See the BRBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Blue Ridge Bankshares Business Description

Address 1801 Bayberry Court, Suite 101, Richmond, VA, USA, 23226
Blue Ridge Bankshares Inc is a United States-based company engaged in offering commercial and consumer banking and financial services through its wholly-owned bank subsidiary and its non-bank financial services affiliates. The bank offers services such as checking accounts, savings accounts, money market accounts, cash management accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, and others. It generates the majority of its revenue from commercial banking.
31GF Score

Get the complete analysis for BRBS

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.46
Price
$0.97
GF Value