Export Development Bank of Egypt (CAI:EXPA) Effective Interest Rate on Debt %: 800.17% (As of Mar. 2026)

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CAI:EXPA Export Development Bank of Egypt CAI:EXPA
65 GF Score
Price E£19.94
GF Value E£21.32
Valuation Fairly Valued
! 5 Warning Signs
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What is Export Development Bank of Egypt Effective Interest Rate on Debt %?

Export Development Bank of Egypt CAI:EXPA +0.45% 65 Effective Interest Rate on Debt % is 800.17% as of Mar. 2026. GuruFocus rates CAI:EXPA with a GF Score™ of 65/100 and a GF Value™ of E£21.32 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Export Development Bank of Egypt's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was E£19,126 Mil. Export Development Bank of Egypt's average total debt for the quarter that ended in Mar. 2026 was E£2,390 Mil. Therefore, Export Development Bank of Egypt's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 800.17%.


Export Development Bank of Egypt  (CAI:EXPA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Export Development Bank of Egypt Effective Interest Rate on Debt % Related Terms


Export Development Bank of Egypt Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Export Development Bank of Egypt's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Development Bank of Egypt Effective Interest Rate on Debt % Chart

Export Development Bank of Egypt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 198.80 277.49 429.49 565.25 594.81

Export Development Bank of Egypt Quarterly Data
Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 600.48 647.83 697.47 671.79 800.17

Export Development Bank of Egypt Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, Export Development Bank of Egypt's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Export Development Bank of Egypt Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Export Development Bank of Egypt's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Export Development Bank of Egypt's Effective Interest Rate on Debt % falls into.


CAI:EXPA
65GF Score
Export Development Bank of Egypt CAI:EXPA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Export Development Bank of Egypt Effective Interest Rate on Debt % Calculation

Export Development Bank of Egypt's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -19235.39/( (3852.447+2615.325)/ 2 )
=-1  *  -19235.39/3233.886
=594.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3852.447 + 0
=3852.447

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2615.325 + 0
=2615.325

Export Development Bank of Egypt's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -19125.564/( (2615.325+2165.032)/ 2 )
=-1  *  -19125.564/2390.1785
=800.17 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2615.325 + 0
=2615.325

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2165.032 + 0
=2165.032

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 800.17% mean?
Export Development Bank of Egypt (CAI:EXPA) has a Effective Interest Rate on Debt % of 800.17% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Export Development Bank of Egypt and its competitors.
Is Export Development Bank of Egypt's Effective Interest Rate on Debt % too high?
Export Development Bank of Egypt's current Effective Interest Rate on Debt % is 800.17%. Overall, Export Development Bank of Egypt has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Export Development Bank of Egypt's Effective Interest Rate on Debt % compare to competitors?
Export Development Bank of Egypt's Effective Interest Rate on Debt % of 800.17% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Export Development Bank of Egypt and its competitors. Export Development Bank of Egypt's current Effective Interest Rate on Debt % is 800.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Development Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Export Development Bank of Egypt (CAI:EXPA) is currently considered Fairly Valued. The stock's GF Value™ is E£21.32, compared to a current price of E£19.94 — trading 6.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 800.17%. Export Development Bank of Egypt's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Export Development Bank of Egypt (CAI:EXPA), the current Effective Interest Rate on Debt % is 800.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Export Development Bank of Egypt (CAI:EXPA) Overvalued in 2026?

Based on GuruFocus' analysis, Export Development Bank of Egypt stock appears to be undervalued. The current stock price of E£19.94 is trading 6.5% below its estimated GF Value™ of E£21.32. GuruFocus considers Export Development Bank of Egypt to be Fairly Valued.

Key valuation signals for CAI:EXPA:

  • Effective Interest Rate on Debt %: 800.17%
  • GF Value™: E£21.32 vs. price of E£19.94 (6.5% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the CAI:EXPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Export Development Bank of Egypt Business Description

Address 78, South Teseen, New Cairo, EGY
Export Development Bank of Egypt provides various banking services to its customers in Egypt. Its objective is to develop Egyptian export activities and develop agricultural, industrial, commercial, and service exporting sectors, and it also provides all investment banking services in local and foreign currencies. The main business is Corporate Banking and Loan Syndication Activities. The geographical segments are Cairo; Alex, Delta, and Sinai; and Upper Egypt.
65GF Score

Get the complete analysis for CAI:EXPA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£19.94
Price
E£21.32
GF Value