Export Development Bank of Egypt (CAI:EXPA) 3-Year RORE % : 19.30% (As of Mar. 2026)

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CAI:EXPA Export Development Bank of Egypt CAI:EXPA
71 GF Score
Price E£19.50
GF Value E£21.21
Valuation Fairly Valued
! 4 Warning Signs
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What is Export Development Bank of Egypt 3-Year RORE %?

Export Development Bank of Egypt CAI:EXPA +0.26% 71 3-Year RORE % is 19.30 as of Mar. 2026. GuruFocus rates CAI:EXPA with a GF Score™ of 71/100 and a GF Value™ of E£21.21 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,471 Banks companies, Export Development Bank of Egypt ranks better than 68.93% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Export Development Bank of Egypt's 3-Year RORE % for the quarter that ended in Mar. 2026 was 19.30%.

The industry rank for Export Development Bank of Egypt's 3-Year RORE % or its related term are showing as below:

CAI:EXPA's 3-Year RORE % is ranked better than
68.93% of 1471 companies
in the Banks industry
Industry Median: 9.89 vs CAI:EXPA: 19.30

Export Development Bank of Egypt  (CAI:EXPA) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Export Development Bank of Egypt 3-Year RORE % Related Terms


Export Development Bank of Egypt 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Export Development Bank of Egypt's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Development Bank of Egypt 3-Year RORE % Chart

Export Development Bank of Egypt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.54 9.58 43.45 29.14 14.99

Export Development Bank of Egypt Quarterly Data
Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.75 25.49 18.22 14.99 19.30

Export Development Bank of Egypt 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Export Development Bank of Egypt's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Export Development Bank of Egypt 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Export Development Bank of Egypt's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Export Development Bank of Egypt's 3-Year RORE % falls into.


CAI:EXPA
71GF Score
Export Development Bank of Egypt CAI:EXPA
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Export Development Bank of Egypt 3-Year RORE % Calculation

Export Development Bank of Egypt's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 5.54-3.097 )/( 12.659-0 )
=2.443/12.659
=19.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 19.30 mean?
Export Development Bank of Egypt (CAI:EXPA) has a 3-Year RORE % of 19.30 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Export Development Bank of Egypt and its competitors. According to the industry distribution chart, Export Development Bank of Egypt ranks #457 out of 1471 companies in the Banks industry, placing it in the top 31.1%.
Is Export Development Bank of Egypt's 3-Year RORE % too high?
Export Development Bank of Egypt's current 3-Year RORE % is 19.30. The Banks industry median 3-Year RORE % is 9.89. Export Development Bank of Egypt's value of 19.30 is 95.1% above this industry median. Based on the distribution chart, Export Development Bank of Egypt ranks #457 out of 1471 companies in the Banks industry, which is above the industry midpoint. Overall, Export Development Bank of Egypt has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Export Development Bank of Egypt's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Export Development Bank of Egypt ranks #457 out of 1471 companies for 3-Year RORE %. This puts Export Development Bank of Egypt in the upper half of its industry. The industry median 3-Year RORE % is 9.89. Export Development Bank of Egypt's value of 19.30 is 95.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.89, based on 1,471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Export Development Bank of Egypt's current 3-Year RORE % of 19.30 is 95.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Export Development Bank of Egypt and its competitors. For the Banks industry, the median 3-Year RORE % is 9.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Export Development Bank of Egypt's current 3-Year RORE % is 19.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Development Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Export Development Bank of Egypt (CAI:EXPA) is currently considered Fairly Valued. The stock's GF Value™ is E£21.21, compared to a current price of E£19.50 — trading 8.1% below its estimated fair value. The current 3-Year RORE % is 19.30 and 95.1% above the Banks industry median of 9.89. Export Development Bank of Egypt's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Export Development Bank of Egypt (CAI:EXPA), the current 3-Year RORE % is 19.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Export Development Bank of Egypt (CAI:EXPA) Overvalued in 2026?

Based on GuruFocus' analysis, Export Development Bank of Egypt stock appears to be undervalued. The current stock price of E£19.50 is trading 8.1% below its estimated GF Value™ of E£21.21. GuruFocus considers Export Development Bank of Egypt to be Fairly Valued.

Key valuation signals for CAI:EXPA:

  • 3-Year RORE %: 19.30
  • GF Value™: E£21.21 vs. price of E£19.50 (8.1% below fair value)
  • GF Score™: 71/100 with 4 warning signs
  • Industry Position: 95.1% above the Banks median (#457 of 1471)

No single metric tells the full story. See the CAI:EXPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Export Development Bank of Egypt Business Description

Address 78, South Teseen, New Cairo, EGY
Export Development Bank of Egypt provides various banking services to its customers in Egypt. Its objective is to develop Egyptian export activities and develop agricultural, industrial, commercial, and service exporting sectors, and it also provides all investment banking services in local and foreign currencies. The main business is Corporate Banking and Loan Syndication Activities. The geographical segments are Cairo; Alex, Delta, and Sinai; and Upper Egypt.
71GF Score

Get the complete analysis for CAI:EXPA

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£19.50
Price
E£21.21
GF Value