Export Development Bank of EgyptCAI:EXPA +1.36%68 Return-on-Tangible-Equity is 45.03% as of Mar. 2026, which is 107% above its 10-year median of 21.73. GuruFocus rates CAI:EXPA with a GF Score™ of 68/100 and a GF Value™ of E£21.15 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Export Development Bank of Egypt ranks better than 96.99% on this metric.
The historical rank and industry rank for Export Development Bank of Egypt's Return-on-Tangible-Equity or its related term are showing as below:
CAI:EXPA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 11.19 Med: 21.73 Max: 32.99
Current: 32.99
During the past 13 years, Export Development Bank of Egypt's highest Return-on-Tangible-Equity was 32.99%. The lowest was 11.19%. And the median was 21.73%.
CAI:EXPA's Return-on-Tangible-Equity is ranked better than 96.99% of 1526
companies
in the Banks industry
Industry Median: 11.195
vs CAI:EXPA: 32.99
Export Development Bank of Egypt (CAI:EXPA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Export Development Bank of Egypt Return-on-Tangible-Equity Related Terms
Export Development Bank of Egypt Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Export Development Bank of Egypt Return-on-Tangible-Equity Chart
Export Development Bank of Egypt Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Export Development Bank of Egypt's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Export Development Bank of Egypt Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Export Development Bank of Egypt's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Export Development Bank of Egypt's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 45.03% mean?
Export Development Bank of Egypt (CAI:EXPA) has a Return-on-Tangible-Equity of 45.03% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Export Development Bank of Egypt and its competitors. This is 107% above median its historical median of 21.73. Over the past decade, Export Development Bank of Egypt's Return-on-Tangible-Equity has ranged from 11.19 to 32.99. According to the industry distribution chart, Export Development Bank of Egypt ranks #46 out of 1526 companies in the Banks industry, placing it in the top 3%.
Is Export Development Bank of Egypt's Return-on-Tangible-Equity too high?
Export Development Bank of Egypt's current Return-on-Tangible-Equity of 45.03% is 107% above median its 10-year median of 21.73. Over the past 10 years, this metric has ranged from a low of 11.19 to a high of 32.99. The Banks industry median Return-on-Tangible-Equity is 11.20. Export Development Bank of Egypt's value of 45.03% is 302.2% above this industry median. Based on the distribution chart, Export Development Bank of Egypt ranks #46 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Export Development Bank of Egypt has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Export Development Bank of Egypt's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Export Development Bank of Egypt ranks #46 out of 1526 companies for Return-on-Tangible-Equity. This places Export Development Bank of Egypt in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. Export Development Bank of Egypt's value of 45.03% is 302.2% above this benchmark. Historically, Export Development Bank of Egypt's own Return-on-Tangible-Equity has ranged from 11.19 to 32.99 over the past decade. While the company's 10-year median is 21.73 vs. the industry median of 11.20, Export Development Bank of Egypt has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Export Development Bank of Egypt's current Return-on-Tangible-Equity of 45.03% is 302.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Export Development Bank of Egypt and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Export Development Bank of Egypt's current Return-on-Tangible-Equity is 45.03%, which is 107% above median its own 10-year median of 21.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Development Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Export Development Bank of Egypt (CAI:EXPA) is currently considered Modestly Undervalued. The stock's GF Value™ is E£21.15, compared to a current price of E£18.61 — trading 12% below its estimated fair value. The current Return-on-Tangible-Equity is 45.03%, which is 107% above median its 10-year median of 21.73 and 302.2% above the Banks industry median of 11.20. Export Development Bank of Egypt's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Export Development Bank of Egypt (CAI:EXPA), the current Return-on-Tangible-Equity is 45.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Export Development Bank of Egypt (CAI:EXPA) Overvalued in 2026?
Based on GuruFocus' analysis, Export Development Bank of Egypt stock appears to be undervalued.
The current stock price of E£18.61 is trading 12% below its estimated GF Value™ of E£21.15.
GuruFocus considers Export Development Bank of Egypt to be Modestly Undervalued.
Key valuation signals for CAI:EXPA:
Return-on-Tangible-Equity: 45.03% (107% above median its 10-year median of 21.73)
GF Value™: E£21.15 vs. price of E£18.61 (12% below fair value)
Industry Position: 302.2% above the Banks median (#46 of 1526)
No single metric tells the full story. See the CAI:EXPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Export Development Bank of Egypt Business Description
Export Development Bank of Egypt provides various banking services to its customers in Egypt. Its objective is to develop Egyptian export activities and develop agricultural, industrial, commercial, and service exporting sectors, and it also provides all investment banking services in local and foreign currencies. The main business is Corporate Banking and Loan Syndication Activities. The geographical segments are Cairo; Alex, Delta, and Sinai; and Upper Egypt.
68GF Score
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