Export Development Bank of Egypt (CAI:EXPA) Retained Earnings: E£5,404 Mil (As of Mar. 2026)

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CAI:EXPA Export Development Bank of Egypt CAI:EXPA
73 GF Score
Price E£20.00
GF Value E£21.36
Valuation Fairly Valued
! 5 Warning Signs
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What is Export Development Bank of Egypt Retained Earnings?

Export Development Bank of Egypt CAI:EXPA 73 Retained Earnings is E£5,404 Mil as of Mar. 2026. GuruFocus rates CAI:EXPA with a GF Score™ of 73/100 and a GF Value™ of E£21.36 (Fairly Valued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Export Development Bank of Egypt's retained earnings for the quarter that ended in Mar. 2026 was E£5,404 Mil.

Export Development Bank of Egypt's quarterly retained earnings increased from Sep. 2025 (E£6,678 Mil) to Dec. 2025 (E£8,407 Mil) but then declined from Dec. 2025 (E£8,407 Mil) to Mar. 2026 (E£5,404 Mil).

Export Development Bank of Egypt's annual retained earnings increased from Dec. 2023 (E£5,194 Mil) to Dec. 2024 (E£7,425 Mil) and increased from Dec. 2024 (E£7,425 Mil) to Dec. 2025 (E£8,407 Mil).


Export Development Bank of Egypt  (CAI:EXPA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Export Development Bank of Egypt Retained Earnings Historical Data

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The historical data trend for Export Development Bank of Egypt's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Development Bank of Egypt Retained Earnings Chart

Export Development Bank of Egypt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,140.14 3,057.12 5,193.70 7,424.50 8,407.16

Export Development Bank of Egypt Quarterly Data
Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,725.72 5,018.31 6,677.92 8,407.16 5,403.82
CAI:EXPA
73GF Score
Export Development Bank of Egypt CAI:EXPA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Export Development Bank of Egypt Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of E£5,404 Mil mean?
Export Development Bank of Egypt (CAI:EXPA) has a Retained Earnings of E£5,404 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Export Development Bank of Egypt and its competitors.
Is Export Development Bank of Egypt's Retained Earnings too high?
Export Development Bank of Egypt's current Retained Earnings is E£5,404 Mil. Overall, Export Development Bank of Egypt has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Export Development Bank of Egypt's Retained Earnings compare to competitors?
Export Development Bank of Egypt's Retained Earnings of E£5,404 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Export Development Bank of Egypt and its competitors. Export Development Bank of Egypt's current Retained Earnings is E£5,404 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Development Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Export Development Bank of Egypt (CAI:EXPA) is currently considered Fairly Valued. The stock's GF Value™ is E£21.36, compared to a current price of E£20.00 — trading 6.4% below its estimated fair value. The current Retained Earnings is E£5,404 Mil. Export Development Bank of Egypt's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Export Development Bank of Egypt (CAI:EXPA), the current Retained Earnings is E£5,404 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Export Development Bank of Egypt (CAI:EXPA) Overvalued in 2026?

Based on GuruFocus' analysis, Export Development Bank of Egypt stock appears to be undervalued. The current stock price of E£20.00 is trading 6.4% below its estimated GF Value™ of E£21.36. GuruFocus considers Export Development Bank of Egypt to be Fairly Valued.

Key valuation signals for CAI:EXPA:

  • Retained Earnings: E£5,404 Mil
  • GF Value™: E£21.36 vs. price of E£20.00 (6.4% below fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the CAI:EXPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Export Development Bank of Egypt Business Description

Address 78, South Teseen, New Cairo, EGY
Export Development Bank of Egypt provides various banking services to its customers in Egypt. Its objective is to develop Egyptian export activities and develop agricultural, industrial, commercial, and service exporting sectors, and it also provides all investment banking services in local and foreign currencies. The main business is Corporate Banking and Loan Syndication Activities. The geographical segments are Cairo; Alex, Delta, and Sinai; and Upper Egypt.
73GF Score

Get the complete analysis for CAI:EXPA

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£20.00
Price
E£21.36
GF Value