Export Development Bank of Egypt (CAI:EXPA) Return-on-Tangible-Asset: 5.30% (As of Mar. 2026) — 166% Above Median

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CAI:EXPA Export Development Bank of Egypt CAI:EXPA
68 GF Score
Price E£19.80
GF Value E£21.33
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Export Development Bank of Egypt Return-on-Tangible-Asset?

Export Development Bank of Egypt CAI:EXPA -0.70% 68 Return-on-Tangible-Asset is 5.30% as of Mar. 2026, which is 166% above its 10-year median of 1.99. GuruFocus rates CAI:EXPA with a GF Score™ of 68/100 and a GF Value™ of E£21.33 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,528 Banks companies, Export Development Bank of Egypt ranks better than 96.6% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Export Development Bank of Egypt's annualized Net Income for the quarter that ended in Mar. 2026 was E£11,424 Mil. Export Development Bank of Egypt's average total tangible assets for the quarter that ended in Mar. 2026 was E£215,428 Mil. Therefore, Export Development Bank of Egypt's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 5.30%.

The historical rank and industry rank for Export Development Bank of Egypt's Return-on-Tangible-Asset or its related term are showing as below:

CAI:EXPA' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.08   Med: 1.99   Max: 3.75
Current: 3.75

During the past 13 years, Export Development Bank of Egypt's highest Return-on-Tangible-Asset was 3.75%. The lowest was 1.08%. And the median was 1.99%.

CAI:EXPA's Return-on-Tangible-Asset is ranked better than
96.6% of 1528 companies
in the Banks industry
Industry Median: 1 vs CAI:EXPA: 3.75

Export Development Bank of Egypt  (CAI:EXPA) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Export Development Bank of Egypt Return-on-Tangible-Asset Related Terms


Export Development Bank of Egypt Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Export Development Bank of Egypt's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Export Development Bank of Egypt Return-on-Tangible-Asset Chart

Export Development Bank of Egypt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.08 1.57 3.12 3.44 3.07

Export Development Bank of Egypt Quarterly Data
Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.93 2.75 3.42 3.39 5.30

Export Development Bank of Egypt Return-on-Tangible-Asset Competitor Comparison

For the Banks - Regional subindustry, Export Development Bank of Egypt's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Export Development Bank of Egypt Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Export Development Bank of Egypt's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Export Development Bank of Egypt's Return-on-Tangible-Asset falls into.


CAI:EXPA
68GF Score
Export Development Bank of Egypt CAI:EXPA
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Export Development Bank of Egypt Return-on-Tangible-Asset Calculation

Export Development Bank of Egypt's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=6032.606/( (184071.281+208389.892)/ 2 )
=6032.606/196230.5865
=3.07 %

Export Development Bank of Egypt's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=11424.012/( (208389.892+222465.95)/ 2 )
=11424.012/215427.921
=5.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 5.30% mean?
Export Development Bank of Egypt (CAI:EXPA) has a Return-on-Tangible-Asset of 5.30% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Export Development Bank of Egypt and its competitors. This is 166% above median its historical median of 1.99. Over the past decade, Export Development Bank of Egypt's Return-on-Tangible-Asset has ranged from 1.08 to 3.75. According to the industry distribution chart, Export Development Bank of Egypt ranks #52 out of 1528 companies in the Banks industry, placing it in the top 3.4%.
Is Export Development Bank of Egypt's Return-on-Tangible-Asset too high?
Export Development Bank of Egypt's current Return-on-Tangible-Asset of 5.30% is 166% above median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 3.75. The Banks industry median Return-on-Tangible-Asset is 1.00. Export Development Bank of Egypt's value of 5.30% is 430% above this industry median. Based on the distribution chart, Export Development Bank of Egypt ranks #52 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Export Development Bank of Egypt has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Export Development Bank of Egypt's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Export Development Bank of Egypt ranks #52 out of 1528 companies for Return-on-Tangible-Asset. This places Export Development Bank of Egypt in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.00. Export Development Bank of Egypt's value of 5.30% is 430% above this benchmark. Historically, Export Development Bank of Egypt's own Return-on-Tangible-Asset has ranged from 1.08 to 3.75 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 1.00, Export Development Bank of Egypt has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Export Development Bank of Egypt's current Return-on-Tangible-Asset of 5.30% is 430% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Export Development Bank of Egypt and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Export Development Bank of Egypt's current Return-on-Tangible-Asset is 5.30%, which is 166% above median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Development Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Export Development Bank of Egypt (CAI:EXPA) is currently considered Fairly Valued. The stock's GF Value™ is E£21.33, compared to a current price of E£19.80 — trading 7.2% below its estimated fair value. The current Return-on-Tangible-Asset is 5.30%, which is 166% above median its 10-year median of 1.99 and 430% above the Banks industry median of 1.00. Export Development Bank of Egypt's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Export Development Bank of Egypt (CAI:EXPA), the current Return-on-Tangible-Asset is 5.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Export Development Bank of Egypt (CAI:EXPA) Overvalued in 2026?

Based on GuruFocus' analysis, Export Development Bank of Egypt stock appears to be undervalued. The current stock price of E£19.80 is trading 7.2% below its estimated GF Value™ of E£21.33. GuruFocus considers Export Development Bank of Egypt to be Fairly Valued.

Key valuation signals for CAI:EXPA:

  • Return-on-Tangible-Asset: 5.30% (166% above median its 10-year median of 1.99)
  • GF Value™: E£21.33 vs. price of E£19.80 (7.2% below fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 430% above the Banks median (#52 of 1528)

No single metric tells the full story. See the CAI:EXPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Export Development Bank of Egypt Business Description

Address 78, South Teseen, New Cairo, EGY
Export Development Bank of Egypt provides various banking services to its customers in Egypt. Its objective is to develop Egyptian export activities and develop agricultural, industrial, commercial, and service exporting sectors, and it also provides all investment banking services in local and foreign currencies. The main business is Corporate Banking and Loan Syndication Activities. The geographical segments are Cairo; Alex, Delta, and Sinai; and Upper Egypt.
68GF Score

Get the complete analysis for CAI:EXPA

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£19.80
Price
E£21.33
GF Value