ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Export Development Bank of Egypt's annualizedNet Income for the quarter that ended in Mar. 2026 was E£11,424 Mil.
Export Development Bank of Egypt's average Total Assets over the quarter that ended in Mar. 2026 was E£215,558 Mil. Therefore, Export Development Bank of Egypt's annualized ROA % for the quarter that ended in Mar. 2026 was 5.30%.
CAI:EXPA'
s ROA % Range Over the Past 10 Years
Min: 1.08 Med: 1.99 Max: 3.74
Current: 3.74
During the past 13 years, Export Development Bank of Egypt's highest ROA % was 3.74%. The lowest was 1.08%. And the median was 1.99%.
CAI:EXPA's ROA % is ranked better than 96.54% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs CAI:EXPA: 3.74
Export Development Bank of Egypt (CAI:EXPA) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Export Development Bank of Egypt ROA % Related Terms
Export Development Bank of Egypt ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Export Development Bank of Egypt ROA % Competitor Comparison
For the Banks - Regional subindustry, Export Development Bank of Egypt's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Export Development Bank of Egypt ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Export Development Bank of Egypt's ROA % distribution charts can be found below:
* The bar in red indicates where Export Development Bank of Egypt's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Export Development Bank of Egypt (CAI:EXPA) has a ROA % of 5.30% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Export Development Bank of Egypt and its competitors. This is 166% above median its historical median of 1.99. Over the past decade, Export Development Bank of Egypt's ROA % has ranged from 1.08 to 3.74. According to the industry distribution chart, Export Development Bank of Egypt ranks #53 out of 1532 companies in the Banks industry, placing it in the top 3.5%.
Is Export Development Bank of Egypt's ROA % too high?
Export Development Bank of Egypt's current ROA % of 5.30% is 166% above median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 3.74. The Banks industry median ROA % is 0.98. Export Development Bank of Egypt's value of 5.30% is 440.8% above this industry median. Based on the distribution chart, Export Development Bank of Egypt ranks #53 out of 1532 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Export Development Bank of Egypt has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Export Development Bank of Egypt's ROA % compare to competitors?
According to the Banks industry distribution chart, Export Development Bank of Egypt ranks #53 out of 1532 companies for ROA %. This places Export Development Bank of Egypt in the top 4% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Export Development Bank of Egypt's value of 5.30% is 440.8% above this benchmark. Historically, Export Development Bank of Egypt's own ROA % has ranged from 1.08 to 3.74 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 0.98, Export Development Bank of Egypt has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Export Development Bank of Egypt's current ROA % of 5.30% is 440.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Export Development Bank of Egypt and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Export Development Bank of Egypt's current ROA % is 5.30%, which is 166% above median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Development Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Export Development Bank of Egypt (CAI:EXPA) is currently considered Modestly Undervalued. The stock's GF Value™ is E£20.98, compared to a current price of E£18.40 — trading 12.3% below its estimated fair value. The current ROA % is 5.30%, which is 166% above median its 10-year median of 1.99 and 440.8% above the Banks industry median of 0.98. Export Development Bank of Egypt's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Export Development Bank of Egypt (CAI:EXPA), the current ROA % is 5.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Export Development Bank of Egypt (CAI:EXPA) Overvalued in 2026?
Based on GuruFocus' analysis, Export Development Bank of Egypt stock appears to be undervalued.
The current stock price of E£18.40 is trading 12.3% below its estimated GF Value™ of E£20.98.
GuruFocus considers Export Development Bank of Egypt to be Modestly Undervalued.
Key valuation signals for CAI:EXPA:
ROA %: 5.30% (166% above median its 10-year median of 1.99)
GF Value™: E£20.98 vs. price of E£18.40 (12.3% below fair value)
Industry Position: 440.8% above the Banks median (#53 of 1532)
No single metric tells the full story. See the CAI:EXPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Export Development Bank of Egypt Business Description
Export Development Bank of Egypt provides various banking services to its customers in Egypt. Its objective is to develop Egyptian export activities and develop agricultural, industrial, commercial, and service exporting sectors, and it also provides all investment banking services in local and foreign currencies. The main business is Corporate Banking and Loan Syndication Activities. The geographical segments are Cairo; Alex, Delta, and Sinai; and Upper Egypt.
70GF Score
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