CAI:EXPA'
s ROE % Range Over the Past 10 Years
Min: 11.11 Med: 21.7 Max: 32.78
Current: 32.78
During the past 13 years, Export Development Bank of Egypt's highest ROE % was 32.78%. The lowest was 11.11%. And the median was 21.70%.
CAI:EXPA's ROE % is ranked better than 97.9% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs CAI:EXPA: 32.78
Export Development Bank of Egypt (CAI:EXPA) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Export Development Bank of Egypt ROE % Related Terms
Export Development Bank of Egypt ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Export Development Bank of Egypt ROE % Competitor Comparison
For the Banks - Regional subindustry, Export Development Bank of Egypt's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Export Development Bank of Egypt ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Export Development Bank of Egypt's ROE % distribution charts can be found below:
* The bar in red indicates where Export Development Bank of Egypt's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Export Development Bank of Egypt (CAI:EXPA) has a ROE % of 44.80% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Export Development Bank of Egypt and its competitors. This is 106% above median its historical median of 21.70. Over the past decade, Export Development Bank of Egypt's ROE % has ranged from 11.11 to 32.78. According to the industry distribution chart, Export Development Bank of Egypt ranks #32 out of 1524 companies in the Banks industry, placing it in the top 2.1%.
Is Export Development Bank of Egypt's ROE % too high?
Export Development Bank of Egypt's current ROE % of 44.80% is 106% above median its 10-year median of 21.70. Over the past 10 years, this metric has ranged from a low of 11.11 to a high of 32.78. The Banks industry median ROE % is 10.22. Export Development Bank of Egypt's value of 44.80% is 338.4% above this industry median. Based on the distribution chart, Export Development Bank of Egypt ranks #32 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Export Development Bank of Egypt has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Export Development Bank of Egypt's ROE % compare to competitors?
According to the Banks industry distribution chart, Export Development Bank of Egypt ranks #32 out of 1524 companies for ROE %. This places Export Development Bank of Egypt in the top 2% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Export Development Bank of Egypt's value of 44.80% is 338.4% above this benchmark. Historically, Export Development Bank of Egypt's own ROE % has ranged from 11.11 to 32.78 over the past decade. While the company's 10-year median is 21.70 vs. the industry median of 10.22, Export Development Bank of Egypt has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Export Development Bank of Egypt's current ROE % of 44.80% is 338.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Export Development Bank of Egypt and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Export Development Bank of Egypt's current ROE % is 44.80%, which is 106% above median its own 10-year median of 21.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Export Development Bank of Egypt stock overvalued right now?
Based on GuruFocus' analysis, Export Development Bank of Egypt (CAI:EXPA) is currently considered Modestly Undervalued. The stock's GF Value™ is E£20.98, compared to a current price of E£18.40 — trading 12.3% below its estimated fair value. The current ROE % is 44.80%, which is 106% above median its 10-year median of 21.70 and 338.4% above the Banks industry median of 10.22. Export Development Bank of Egypt's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Export Development Bank of Egypt (CAI:EXPA), the current ROE % is 44.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Export Development Bank of Egypt (CAI:EXPA) Overvalued in 2026?
Based on GuruFocus' analysis, Export Development Bank of Egypt stock appears to be undervalued.
The current stock price of E£18.40 is trading 12.3% below its estimated GF Value™ of E£20.98.
GuruFocus considers Export Development Bank of Egypt to be Modestly Undervalued.
Key valuation signals for CAI:EXPA:
ROE %: 44.80% (106% above median its 10-year median of 21.70)
GF Value™: E£20.98 vs. price of E£18.40 (12.3% below fair value)
Industry Position: 338.4% above the Banks median (#32 of 1524)
No single metric tells the full story. See the CAI:EXPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Export Development Bank of Egypt Business Description
Export Development Bank of Egypt provides various banking services to its customers in Egypt. Its objective is to develop Egyptian export activities and develop agricultural, industrial, commercial, and service exporting sectors, and it also provides all investment banking services in local and foreign currencies. The main business is Corporate Banking and Loan Syndication Activities. The geographical segments are Cairo; Alex, Delta, and Sinai; and Upper Egypt.
70GF Score
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