Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Coeur D'Alene Bancorp Effective Interest Rate on Debt % Related Terms
Coeur D'Alene Bancorp Effective Interest Rate on Debt % Historical Data
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The historical data trend for Coeur D'Alene Bancorp's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coeur D'Alene Bancorp Effective Interest Rate on Debt % Chart
CDAB vs AMFC, IBWC, ELMA: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Coeur D'Alene Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coeur D'Alene Bancorp Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Coeur D'Alene Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Coeur D'Alene Bancorp's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 24.42% mean?
Coeur D'Alene Bancorp (CDAB) has a Effective Interest Rate on Debt % of 24.42% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Coeur D'Alene Bancorp and its competitors.
Is Coeur D'Alene Bancorp's Effective Interest Rate on Debt % too high?
Coeur D'Alene Bancorp's current Effective Interest Rate on Debt % is 24.42%. Overall, Coeur D'Alene Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's Effective Interest Rate on Debt % compare to AMFC and IBWC?
Coeur D'Alene Bancorp's Effective Interest Rate on Debt % of 24.42% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Coeur D'Alene Bancorp and its competitors. Coeur D'Alene Bancorp's current Effective Interest Rate on Debt % is 24.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp (CDAB) is currently considered Fairly Valued. The stock's GF Value™ is $16.83, compared to a current price of $16.00 — trading 4.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 24.42%. Coeur D'Alene Bancorp's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current Effective Interest Rate on Debt % is 24.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued.
The current stock price of $16.00 is trading 4.9% below its estimated GF Value™ of $16.83.
GuruFocus considers Coeur D'Alene Bancorp to be Fairly Valued.
Key valuation signals for CDAB:
Effective Interest Rate on Debt %: 24.42%
GF Value™: $16.83 vs. price of $16.00 (4.9% below fair value)
No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
57GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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