CDAB (Coeur D'Alene Bancorp) PE Ratio (TTM): 19.51 (As of Jun. 30, 2026) — 61% Above Median


CDAB Coeur D'Alene Bancorp CDAB
57 GF Score
Price $16.00
GF Value $16.78
Valuation Fairly Valued
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What is Coeur D'Alene Bancorp PE Ratio (TTM)?

Coeur D'Alene Bancorp CDAB 57 PE Ratio (TTM) is 19.51 as of Jun. 30, 2026, which is 61% above its 10-year median of 12.13. GuruFocus rates CDAB with a GF Score™ of 57/100 and a GF Value™ of $16.78 (Fairly Valued). Among 1,447 Banks companies, Coeur D'Alene Bancorp ranks worse than 85.21% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-30), Coeur D'Alene Bancorp's share price is $16.00. Coeur D'Alene Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.82. Therefore, Coeur D'Alene Bancorp's PE Ratio (TTM) for today is 19.51.


The historical rank and industry rank for Coeur D'Alene Bancorp's PE Ratio (TTM) or its related term are showing as below:

CDAB' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 9.35   Med: 12.13   Max: 27.27
Current: 19.51


During the past 7 years, the highest PE Ratio (TTM) of Coeur D'Alene Bancorp was 27.27. The lowest was 9.35. And the median was 12.13.


CDAB's PE Ratio (TTM) is ranked worse than
85.21% of 1447 companies
in the Banks industry
Industry Median: 11.71 vs CDAB: 19.51

Coeur D'Alene Bancorp's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $0.82. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.82.

As of today (2026-06-30), Coeur D'Alene Bancorp's share price is $16.00. Coeur D'Alene Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.82. Therefore, Coeur D'Alene Bancorp's PE Ratio without NRI for today is 19.51.

During the past 7 years, Coeur D'Alene Bancorp's highest PE Ratio without NRI was 27.27. The lowest was 9.35. And the median was 12.13.

Coeur D'Alene Bancorp's EPS without NRI for the six months ended in Dec. 2025 was $0.82. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.82.

During the past 12 months, Coeur D'Alene Bancorp's average EPS without NRI Growth Rate was 6.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was -10.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 0.90% per year.

During the past 7 years, Coeur D'Alene Bancorp's highest 3-Year average EPS without NRI Growth Rate was 17.70% per year. The lowest was -10.40% per year. And the median was 3.20% per year.

Coeur D'Alene Bancorp's EPS (Basic) for the six months ended in Dec. 2025 was $0.83. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.83.


Coeur D'Alene Bancorp  (OTCPK:CDAB) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Coeur D'Alene Bancorp PE Ratio (TTM) Related Terms


Coeur D'Alene Bancorp PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for Coeur D'Alene Bancorp's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coeur D'Alene Bancorp PE Ratio (TTM) Chart

Coeur D'Alene Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
Get a 7-Day Free Trial 12.23 9.47 11.15 21.81 20.91

Coeur D'Alene Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM) Get a 7-Day Free Trial 12.23 9.47 11.15 21.81 20.91

CDAB vs AMFC, IBWC, ELMA: PE Ratio (TTM) Comparison

For the Banks - Regional subindustry, Coeur D'Alene Bancorp's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coeur D'Alene Bancorp PE Ratio (TTM) vs Banks Industry

For the Banks industry and Financial Services sector, Coeur D'Alene Bancorp's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Coeur D'Alene Bancorp's PE Ratio (TTM) falls into.


CDAB
57GF Score
Coeur D'Alene Bancorp CDAB
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
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Coeur D'Alene Bancorp PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Coeur D'Alene Bancorp's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=16.00/0.820
=19.51

Coeur D'Alene Bancorp's Share Price of today is $16.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Coeur D'Alene Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.82.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 19.51 mean?
Coeur D'Alene Bancorp (CDAB) has a PE Ratio (TTM) of 19.51 as of Jun. 30, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Coeur D'Alene Bancorp and its competitors. This is 61% above median its historical median of 12.13. Over the past decade, Coeur D'Alene Bancorp's PE Ratio (TTM) has ranged from 9.35 to 27.27. According to the industry distribution chart, Coeur D'Alene Bancorp ranks #1233 out of 1447 companies in the Banks industry, placing it in the top 85.2%.
Is Coeur D'Alene Bancorp's PE Ratio (TTM) too high?
Coeur D'Alene Bancorp's current PE Ratio (TTM) of 19.51 is 61% above median its 10-year median of 12.13. Over the past 10 years, this metric has ranged from a low of 9.35 to a high of 27.27. The Banks industry median PE Ratio (TTM) is 11.71. Coeur D'Alene Bancorp's value of 19.51 is 66.6% above this industry median. Based on the distribution chart, Coeur D'Alene Bancorp ranks #1233 out of 1447 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Coeur D'Alene Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's PE Ratio (TTM) compare to AMFC and IBWC?
According to the Banks industry distribution chart, Coeur D'Alene Bancorp ranks #1233 out of 1447 companies for PE Ratio (TTM). This places Coeur D'Alene Bancorp in the lower half of its industry. The industry median PE Ratio (TTM) is 11.71. Coeur D'Alene Bancorp's value of 19.51 is 66.6% above this benchmark. Historically, Coeur D'Alene Bancorp's own PE Ratio (TTM) has ranged from 9.35 to 27.27 over the past decade. While the company's 10-year median is 12.13 vs. the industry median of 11.71, Coeur D'Alene Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.71, based on 1,447 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coeur D'Alene Bancorp's current PE Ratio (TTM) of 19.51 is 66.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Coeur D'Alene Bancorp and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coeur D'Alene Bancorp's current PE Ratio (TTM) is 19.51, which is 61% above median its own 10-year median of 12.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp (CDAB) is currently considered Fairly Valued. The stock's GF Value™ is $16.78, compared to a current price of $16.00 — trading 4.6% below its estimated fair value. The current PE Ratio (TTM) is 19.51, which is 61% above median its 10-year median of 12.13 and 66.6% above the Banks industry median of 11.71. Coeur D'Alene Bancorp's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current PE Ratio (TTM) is 19.51 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?

Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued. The current stock price of $16.00 is trading 4.6% below its estimated GF Value™ of $16.78. GuruFocus considers Coeur D'Alene Bancorp to be Fairly Valued.

Key valuation signals for CDAB:

  • PE Ratio (TTM): 19.51 (61% above median its 10-year median of 12.13)
  • GF Value™: $16.78 vs. price of $16.00 (4.6% below fair value)
  • GF Score™: 57/100
  • Industry Position: 66.6% above the Banks median (#1233 of 1447)

No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coeur D'Alene Bancorp Business Description

Address 912 Northwest Boulevard, Coeur d’Alene, ID, USA, 83814
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
57GF Score

Get the complete analysis for CDAB

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$16.78
GF Value