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Coeur D'Alene BancorpCDAB 58 Equity-to-Asset is 0.11 as of Dec. 2025, which is 10% above its 10-year median of 0.10. GuruFocus rates CDAB with a GF Score™ of 58/100 and a GF Value™ of $16.95. Among 1,525 Banks companies, Coeur D'Alene Bancorp ranks better than 64.2% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Coeur D'Alene Bancorp Equity-to-Asset Related Terms
Coeur D'Alene Bancorp Equity-to-Asset Historical Data
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The historical data trend for Coeur D'Alene Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CDAB vs AMFC, WVFC, ELMA: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Coeur D'Alene Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coeur D'Alene Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Coeur D'Alene Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Coeur D'Alene Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Coeur D'Alene Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coeur D'Alene Bancorp (CDAB) has a Equity-to-Asset of 0.11 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Coeur D'Alene Bancorp and its competitors. This is 10% above median its historical median of 0.10. Over the past decade, Coeur D'Alene Bancorp's Equity-to-Asset has ranged from 0.07 to 0.13. According to the industry distribution chart, Coeur D'Alene Bancorp ranks #546 out of 1525 companies in the Banks industry, placing it in the top 35.8%.
Is Coeur D'Alene Bancorp's Equity-to-Asset too high?
Coeur D'Alene Bancorp's current Equity-to-Asset of 0.11 is 10% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Coeur D'Alene Bancorp's value of 0.11 is 10% above this industry median. Based on the distribution chart, Coeur D'Alene Bancorp ranks #546 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Coeur D'Alene Bancorp has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's Equity-to-Asset compare to AMFC and WVFC?
According to the Banks industry distribution chart, Coeur D'Alene Bancorp ranks #546 out of 1525 companies for Equity-to-Asset. This puts Coeur D'Alene Bancorp in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Coeur D'Alene Bancorp's value of 0.11 is 10% above this benchmark. Historically, Coeur D'Alene Bancorp's own Equity-to-Asset has ranged from 0.07 to 0.13 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Coeur D'Alene Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coeur D'Alene Bancorp's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Coeur D'Alene Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coeur D'Alene Bancorp's current Equity-to-Asset is 0.11, which is 10% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Coeur D'Alene Bancorp (CDAB) has a current Equity-to-Asset of 0.11. The stock's GF Value™ is $16.95, compared to a current price of $16.00 — trading 5.6% below its estimated fair value. The current Equity-to-Asset is 0.11, which is 10% above median its 10-year median of 0.10 and 10% above the Banks industry median of 0.10. Coeur D'Alene Bancorp's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current Equity-to-Asset is 0.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued.
The current stock price of $16.00 is trading 5.6% below its estimated GF Value™ of $16.95.
Key valuation signals for CDAB:
Equity-to-Asset: 0.11 (10% above median its 10-year median of 0.10)
GF Value™: $16.95 vs. price of $16.00 (5.6% below fair value)
Industry Position: 10% above the Banks median (#546 of 1525)
No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
58GF Score
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