CDAB (Coeur D'Alene Bancorp) Net Debt Paydown Yield % : 41.72% (As of Jul. 05, 2026) — 31992% Above Median


CDAB Coeur D'Alene Bancorp CDAB
57 GF Score
Price $16.00
GF Value $16.81
Valuation Fairly Valued
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What is Coeur D'Alene Bancorp Net Debt Paydown Yield %?

Coeur D'Alene Bancorp CDAB 57 Net Debt Paydown Yield % is 41.72% as of Jul. 05, 2026, which is 31992% above its 10-year median of 0.13. GuruFocus rates CDAB with a GF Score™ of 57/100 and a GF Value™ of $16.81 (Fairly Valued). Among 1,420 Banks companies, Coeur D'Alene Bancorp ranks better than 95.07% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Coeur D'Alene Bancorp's Net Debt Paydown Yield % was 41.72%.


Coeur D'Alene Bancorp  (OTCPK:CDAB) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Coeur D'Alene Bancorp Net Debt Paydown Yield % Related Terms


Coeur D'Alene Bancorp Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Coeur D'Alene Bancorp's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coeur D'Alene Bancorp Net Debt Paydown Yield % Chart

Coeur D'Alene Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial -22.30 1.05 -0.09 -40.07 38.93

Coeur D'Alene Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial -22.30 1.05 -0.09 -40.07 38.93

CDAB vs AMFC, IBWC, ELMA: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Coeur D'Alene Bancorp's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coeur D'Alene Bancorp Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Coeur D'Alene Bancorp's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Coeur D'Alene Bancorp's Net Debt Paydown Yield % falls into.


CDAB
57GF Score
Coeur D'Alene Bancorp CDAB
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Coeur D'Alene Bancorp Net Debt Paydown Yield % Calculation

Coeur D'Alene Bancorp's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 17.67-4.99 )/32.56785
=38.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 41.72% mean?
Coeur D'Alene Bancorp (CDAB) has a Net Debt Paydown Yield % of 41.72% as of Jul. 05, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Coeur D'Alene Bancorp and its competitors. This is 31992% above median its historical median of 0.13. According to the industry distribution chart, Coeur D'Alene Bancorp ranks #70 out of 1420 companies in the Banks industry, placing it in the top 4.9%.
Is Coeur D'Alene Bancorp's Net Debt Paydown Yield % too high?
Coeur D'Alene Bancorp's current Net Debt Paydown Yield % of 41.72% is 31992% above median its 10-year median of 0.13. Based on the distribution chart, Coeur D'Alene Bancorp ranks #70 out of 1420 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Coeur D'Alene Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's Net Debt Paydown Yield % compare to AMFC and IBWC?
According to the Banks industry distribution chart, Coeur D'Alene Bancorp ranks #70 out of 1420 companies for Net Debt Paydown Yield %. This places Coeur D'Alene Bancorp in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Coeur D'Alene Bancorp and its competitors. Coeur D'Alene Bancorp's current Net Debt Paydown Yield % is 41.72%, which is 31992% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp (CDAB) is currently considered Fairly Valued. The stock's GF Value™ is $16.81, compared to a current price of $16.00 — trading 4.8% below its estimated fair value. The current Net Debt Paydown Yield % is 41.72%, which is 31992% above median its 10-year median of 0.13. Coeur D'Alene Bancorp's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current Net Debt Paydown Yield % is 41.72% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?

Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued. The current stock price of $16.00 is trading 4.8% below its estimated GF Value™ of $16.81. GuruFocus considers Coeur D'Alene Bancorp to be Fairly Valued.

Key valuation signals for CDAB:

  • Net Debt Paydown Yield %: 41.72% (31992% above median its 10-year median of 0.13)
  • GF Value™: $16.81 vs. price of $16.00 (4.8% below fair value)
  • GF Score™: 57/100

No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coeur D'Alene Bancorp Business Description

Address 912 Northwest Boulevard, Coeur d’Alene, ID, USA, 83814
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
57GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$16.81
GF Value