CDAB (Coeur D'Alene Bancorp) Asset Turnover: 0.04 (As of Dec. 2025)


CDAB Coeur D'Alene Bancorp CDAB
57 GF Score
Price $16.00
GF Value $16.78
Valuation Fairly Valued
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What is Coeur D'Alene Bancorp Asset Turnover?

Coeur D'Alene Bancorp CDAB 57 Asset Turnover is 0.04 as of Dec. 2025. GuruFocus rates CDAB with a GF Score™ of 57/100 and a GF Value™ of $16.78 (Fairly Valued).

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Coeur D'Alene Bancorp's Revenue for the six months ended in Dec. 2025 was $10.01 Mil. Coeur D'Alene Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $242.30 Mil. Therefore, Coeur D'Alene Bancorp's Asset Turnover for the quarter that ended in Dec. 2025 was 0.04.

Asset Turnover is linked to ROE % through Du Pont Formula. Coeur D'Alene Bancorp's annualized ROE % for the quarter that ended in Dec. 2025 was 12.76%. It is also linked to ROA % through Du Pont Formula. Coeur D'Alene Bancorp's annualized ROA % for the quarter that ended in Dec. 2025 was 1.31%.

Coeur D'Alene Bancorp  (OTCPK:CDAB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Coeur D'Alene Bancorp's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=3.168/24.832
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(3.168 / 20.014)*(20.014 / 242.3045)*(242.3045/ 24.832)
=Net Margin %*Asset Turnover*Equity Multiplier
=15.83 %*0.0826*9.7578
=ROA %*Equity Multiplier
=1.31 %*9.7578
=12.76 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Coeur D'Alene Bancorp's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=3.168/242.3045
=(Net Income / Revenue)*(Revenue / Total Assets)
=(3.168 / 20.014)*(20.014 / 242.3045)
=Net Margin %*Asset Turnover
=15.83 %*0.0826
=1.31 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.

Coeur D'Alene Bancorp Asset Turnover Related Terms

Coeur D'Alene Bancorp Asset Turnover Historical Data

* Premium members only.

The historical data trend for Coeur D'Alene Bancorp's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coeur D'Alene Bancorp Asset Turnover Chart

Coeur D'Alene Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial 0.03 0.03 0.04 0.04 0.04

Coeur D'Alene Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial 0.03 0.03 0.04 0.04 0.04

CDAB vs IBWC, CNBZ, AMFC: Asset Turnover Comparison

For the Banks - Regional subindustry, Coeur D'Alene Bancorp's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Coeur D'Alene Bancorp Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Coeur D'Alene Bancorp's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Coeur D'Alene Bancorp's Asset Turnover falls into.


CDAB
57GF Score
Coeur D'Alene Bancorp CDAB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Coeur D'Alene Bancorp Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Coeur D'Alene Bancorp's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=10.007/( (241.927+242.682)/ 2 )
=10.007/242.3045
=0.04

Coeur D'Alene Bancorp's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=10.007/( (241.927+242.682)/ 2 )
=10.007/242.3045
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.04 mean?
Coeur D'Alene Bancorp (CDAB) has a Asset Turnover of 0.04 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Coeur D'Alene Bancorp and its competitors.
Is Coeur D'Alene Bancorp's Asset Turnover too high?
Coeur D'Alene Bancorp's current Asset Turnover is 0.04. Overall, Coeur D'Alene Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's Asset Turnover compare to IBWC and CNBZ?
Coeur D'Alene Bancorp's Asset Turnover of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Coeur D'Alene Bancorp and its competitors. Coeur D'Alene Bancorp's current Asset Turnover is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp (CDAB) is currently considered Fairly Valued. The stock's GF Value™ is $16.78, compared to a current price of $16.00 — trading 4.6% below its estimated fair value. The current Asset Turnover is 0.04. Coeur D'Alene Bancorp's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current Asset Turnover is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?

Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued. The current stock price of $16.00 is trading 4.6% below its estimated GF Value™ of $16.78. GuruFocus considers Coeur D'Alene Bancorp to be Fairly Valued.

Key valuation signals for CDAB:

  • Asset Turnover: 0.04
  • GF Value™: $16.78 vs. price of $16.00 (4.6% below fair value)
  • GF Score™: 57/100

No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Coeur D'Alene Bancorp Business Description

Address 912 Northwest Boulevard, Coeur d’Alene, ID, USA, 83814
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
57GF Score

Get the complete analysis for CDAB

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$16.78
GF Value