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Coeur D'Alene BancorpCDAB 57 5-Year Yield-on-Cost % is 1.31 as of Jul. 21, 2026, which is 45% below its 10-year median of 2.40. GuruFocus rates CDAB with a GF Score™ of 57/100 and a GF Value™ of $16.88 (Fairly Valued). Among 1,255 Banks companies, Coeur D'Alene Bancorp ranks worse than 89.72% on this metric.
Coeur D'Alene Bancorp's yield on cost for the quarter that ended in Dec. 2025 was 1.31.
The historical rank and industry rank for Coeur D'Alene Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
CDAB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.17 Med: 2.4 Max: 2.72
Current: 1.31
During the past 7 years, Coeur D'Alene Bancorp's highest Yield on Cost was 2.72. The lowest was 1.17. And the median was 2.40.
CDAB's 5-Year Yield-on-Cost % is ranked worse than 89.72% of 1255
companies
in the Banks industry
Industry Median: 3.86
vs CDAB: 1.31
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Coeur D'Alene Bancorp 5-Year Yield-on-Cost % Related Terms
CDAB vs AMFC, IBWC, ELMA: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Coeur D'Alene Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coeur D'Alene Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Coeur D'Alene Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Coeur D'Alene Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Coeur D'Alene Bancorp (CDAB) has a 5-Year Yield-on-Cost % of 1.31 as of Jul. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Coeur D'Alene Bancorp and its competitors. This is 45% below median its historical median of 2.40. Over the past decade, Coeur D'Alene Bancorp's 5-Year Yield-on-Cost % has ranged from 1.17 to 2.72. According to the industry distribution chart, Coeur D'Alene Bancorp ranks #1126 out of 1255 companies in the Banks industry, placing it in the top 89.7%.
Is Coeur D'Alene Bancorp's 5-Year Yield-on-Cost % too high?
Coeur D'Alene Bancorp's current 5-Year Yield-on-Cost % of 1.31 is 45% below median its 10-year median of 2.40. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 2.72. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Coeur D'Alene Bancorp's value of 1.31 is 66.1% below this industry median. Based on the distribution chart, Coeur D'Alene Bancorp ranks #1126 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Coeur D'Alene Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's 5-Year Yield-on-Cost % compare to AMFC and IBWC?
According to the Banks industry distribution chart, Coeur D'Alene Bancorp ranks #1126 out of 1255 companies for 5-Year Yield-on-Cost %. This places Coeur D'Alene Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Coeur D'Alene Bancorp's value of 1.31 is 66.1% below this benchmark. Historically, Coeur D'Alene Bancorp's own 5-Year Yield-on-Cost % has ranged from 1.17 to 2.72 over the past decade. While the company's 10-year median is 2.40 vs. the industry median of 3.86, Coeur D'Alene Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coeur D'Alene Bancorp's current 5-Year Yield-on-Cost % of 1.31 is 66.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Coeur D'Alene Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coeur D'Alene Bancorp's current 5-Year Yield-on-Cost % is 1.31, which is 45% below median its own 10-year median of 2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp (CDAB) is currently considered Fairly Valued. The stock's GF Value™ is $16.88, compared to a current price of $16.00 — trading 5.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.31, which is 45% below median its 10-year median of 2.40 and 66.1% below the Banks industry median of 3.86. Coeur D'Alene Bancorp's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current 5-Year Yield-on-Cost % is 1.31 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued.
The current stock price of $16.00 is trading 5.2% below its estimated GF Value™ of $16.88.
GuruFocus considers Coeur D'Alene Bancorp to be Fairly Valued.
Key valuation signals for CDAB:
5-Year Yield-on-Cost %: 1.31 (45% below median its 10-year median of 2.40)
GF Value™: $16.88 vs. price of $16.00 (5.2% below fair value)
Industry Position: 66.1% below the Banks median (#1126 of 1255)
No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
57GF Score
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