CDAB (Coeur D'Alene Bancorp) Scaled Net Operating Assets: 0.06 (As of Dec. 2025)


CDAB Coeur D'Alene Bancorp CDAB
57 GF Score
Price $16.00
GF Value $16.78
Valuation Fairly Valued
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What is Coeur D'Alene Bancorp Scaled Net Operating Assets?

Coeur D'Alene Bancorp CDAB 57 Scaled Net Operating Assets is 0.06 as of Dec. 2025. GuruFocus rates CDAB with a GF Score™ of 57/100 and a GF Value™ of $16.78 (Fairly Valued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Coeur D'Alene Bancorp's operating assets for the quarter that ended in Dec. 2025 was $224.96 Mil. Coeur D'Alene Bancorp's operating liabilities for the quarter that ended in Dec. 2025 was $211.40 Mil. Coeur D'Alene Bancorp's Total Assets for the quarter that ended in Dec. 2024 was $241.93 Mil. Therefore, Coeur D'Alene Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.06.

CDAB
57GF Score
Coeur D'Alene Bancorp CDAB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Coeur D'Alene Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Coeur D'Alene Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(224.961-211.395)/241.927
=0.06

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=242.682 - 17.721
=224.961

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=216.384 - 4.989 - 0
=211.395

Coeur D'Alene Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Dec. 2024 )
=(224.961-211.395)/241.927
=0.06

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=242.682 - 17.721
=224.961

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=216.384 - 4.989 - 0
=211.395

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
Coeur D'Alene Bancorp (CDAB) has a Scaled Net Operating Assets of 0.06 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Coeur D'Alene Bancorp and its competitors.
Is Coeur D'Alene Bancorp's Scaled Net Operating Assets too high?
Coeur D'Alene Bancorp's current Scaled Net Operating Assets is 0.06. Overall, Coeur D'Alene Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's Scaled Net Operating Assets compare to IBWC and CNBZ?
Coeur D'Alene Bancorp's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Coeur D'Alene Bancorp and its competitors. Coeur D'Alene Bancorp's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp (CDAB) is currently considered Fairly Valued. The stock's GF Value™ is $16.78, compared to a current price of $16.00 — trading 4.6% below its estimated fair value. The current Scaled Net Operating Assets is 0.06. Coeur D'Alene Bancorp's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current Scaled Net Operating Assets is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?

Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued. The current stock price of $16.00 is trading 4.6% below its estimated GF Value™ of $16.78. GuruFocus considers Coeur D'Alene Bancorp to be Fairly Valued.

Key valuation signals for CDAB:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: $16.78 vs. price of $16.00 (4.6% below fair value)
  • GF Score™: 57/100

No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Coeur D'Alene Bancorp Business Description

Address 912 Northwest Boulevard, Coeur d’Alene, ID, USA, 83814
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
57GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$16.78
GF Value