IFAD Autos (DHA:IFADAUTOS) Effective Interest Rate on Debt %: 1.56% (As of Mar. 2025)


DHA:IFADAUTOS IFAD Autos PLC DHA:IFADAUTOS
63 GF Score
Price BDT26.10
View Full Analysis

What is IFAD Autos Effective Interest Rate on Debt %?

IFAD Autos DHA:IFADAUTOS 63 Effective Interest Rate on Debt % is 1.56% as of Mar. 2025. GuruFocus rates DHA:IFADAUTOS with a GF Score™ of 63/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. IFAD Autos's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was BDT464 Mil. IFAD Autos's average total debt for the quarter that ended in Mar. 2025 was BDT29,791 Mil. Therefore, IFAD Autos's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 1.56%.

IFAD Autos  (DHA:IFADAUTOS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

IFAD Autos Effective Interest Rate on Debt % Related Terms

IFAD Autos Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for IFAD Autos's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFAD Autos Effective Interest Rate on Debt % Chart

IFAD Autos Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.82 1.33 0.97 1.00 1.35

IFAD Autos Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.60 1.63 1.79 1.68 1.56

DHA:IFADAUTOS vs CVNA, PAG, LAD: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, IFAD Autos's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

IFAD Autos Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, IFAD Autos's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where IFAD Autos's Effective Interest Rate on Debt % falls into.


DHA:IFADAUTOS
63GF Score
IFAD Autos PLC DHA:IFADAUTOS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IFAD Autos Effective Interest Rate on Debt % Calculation

IFAD Autos's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2023 )+Total Debt  (A: Jun. 2024 ))/ count )
=-1  *  -386.928/( (27898.232+29524.285)/ 2 )
=-1  *  -386.928/28711.2585
=1.35 %

where

Total Debt  (A: Jun. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14673.884 + 13224.348
=27898.232

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14707.186 + 14817.099
=29524.285

IFAD Autos's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  -463.724/( (29733.643+29847.92)/ 2 )
=-1  *  -463.724/29790.7815
=1.56 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14819.84 + 14913.803
=29733.643

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14305.472 + 15542.448
=29847.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.56% mean?
IFAD Autos (DHA:IFADAUTOS) has a Effective Interest Rate on Debt % of 1.56% as of Mar. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IFAD Autos and its competitors.
Is IFAD Autos' Effective Interest Rate on Debt % too high?
IFAD Autos' current Effective Interest Rate on Debt % is 1.56%. Overall, IFAD Autos has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does IFAD Autos' Effective Interest Rate on Debt % compare to CVNA and PAG?
IFAD Autos' Effective Interest Rate on Debt % of 1.56% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IFAD Autos and its competitors. IFAD Autos's current Effective Interest Rate on Debt % is 1.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFAD Autos stock overvalued right now?
IFAD Autos (DHA:IFADAUTOS) has a current Effective Interest Rate on Debt % of 1.56%. The current Effective Interest Rate on Debt % is 1.56%. IFAD Autos' overall GF Score™ is 63/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For IFAD Autos (DHA:IFADAUTOS), the current Effective Interest Rate on Debt % is 1.56% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

IFAD Autos Business Description

Address Plot-7 (New), IFAD Tower, Tejgaon Industrial Area, Dhaka, BGD, 1208
IFAD Autos PLC formerly IFAD Autos Ltd is engaged in importing, marketing, and body-building different models of Ashok Leyland's vehicles in Bangladesh through its marketing staff, dealers, and selling agents. The products offered by the company include Bus, Open Truck, Covered Van, Light Commercial Vehicle, and Tractor. Its operating segment includes Imported Vehicles/CBU; Manufacturing & Assembling Vehicles/CKD and Body Building Unit. The company generates maximum revenue from the Manufacturing & Assembling Vehicles/CKD segment.
63GF Score

Get the complete analysis for DHA:IFADAUTOS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT26.10
Price