IFAD Autos (DHA:IFADAUTOS) Financial Strength: 7 (As of Mar. 2025) — 17% Above Median

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DHA:IFADAUTOS IFAD Autos PLC DHA:IFADAUTOS
63 GF Score
Price BDT26.30
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What is IFAD Autos Financial Strength?

IFAD Autos DHA:IFADAUTOS -0.38% 63 Financial Strength is 7 as of Mar. 2025, which is 17% above its 10-year median of 6.00. GuruFocus rates DHA:IFADAUTOS with a GF Score™ of 63/100.

IFAD Autos has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

IFAD Autos's Interest Coverage for the quarter that ended in Mar. 2025 was 1.31. IFAD Autos's debt to revenue ratio for the quarter that ended in Mar. 2025 was 3.22. As of today, IFAD Autos's Altman Z-Score is 0.00.


IFAD Autos  (DHA:IFADAUTOS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

IFAD Autos has the Financial Strength Rank of 7.


IFAD Autos Financial Strength Related Terms


DHA:IFADAUTOS vs CVNA, PAG, LAD: Financial Strength Comparison

For the Auto & Truck Dealerships subindustry, IFAD Autos's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFAD Autos Financial Strength vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, IFAD Autos's Financial Strength distribution charts can be found below:

* The bar in red indicates where IFAD Autos's Financial Strength falls into.


DHA:IFADAUTOS
63GF Score
IFAD Autos PLC DHA:IFADAUTOS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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IFAD Autos Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

IFAD Autos's Interest Expense for the months ended in Mar. 2025 was BDT-116 Mil. Its Operating Income for the months ended in Mar. 2025 was BDT152 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was BDT14,305 Mil.

IFAD Autos's Interest Coverage for the quarter that ended in Mar. 2025 is

Interest Coverage=-1*Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*152.201/-115.931
=1.31

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

IFAD Autos's Debt to Revenue Ratio for the quarter that ended in Mar. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(15542.448 + 14305.472) / 9268.44
=3.22

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

IFAD Autos has a Z-score of 0.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
IFAD Autos (DHA:IFADAUTOS) has a Financial Strength of 7 as of Mar. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on IFAD Autos and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, IFAD Autos' Financial Strength has ranged from 3.00 to 7.00.
Is IFAD Autos' Financial Strength too high?
IFAD Autos' current Financial Strength of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 7.00. Overall, IFAD Autos has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does IFAD Autos' Financial Strength compare to CVNA and PAG?
IFAD Autos' Financial Strength of 7 can be compared against companies in the Vehicles & Parts industry. Historically, IFAD Autos' own Financial Strength has ranged from 3.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Vehicles & Parts company?
A good Financial Strength depends on the Vehicles & Parts industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on IFAD Autos and its competitors. IFAD Autos's current Financial Strength is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFAD Autos stock overvalued right now?
IFAD Autos (DHA:IFADAUTOS) has a current Financial Strength of 7. The current Financial Strength is 7, which is 17% above median its 10-year median of 6.00. IFAD Autos' overall GF Score™ is 63/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For IFAD Autos (DHA:IFADAUTOS), the current Financial Strength is 7 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

IFAD Autos Business Description

Address Plot-7 (New), IFAD Tower, Tejgaon Industrial Area, Dhaka, BGD, 1208
IFAD Autos PLC formerly IFAD Autos Ltd is engaged in importing, marketing, and body-building different models of Ashok Leyland's vehicles in Bangladesh through its marketing staff, dealers, and selling agents. The products offered by the company include Bus, Open Truck, Covered Van, Light Commercial Vehicle, and Tractor. Its operating segment includes Imported Vehicles/CBU; Manufacturing & Assembling Vehicles/CKD and Body Building Unit. The company generates maximum revenue from the Manufacturing & Assembling Vehicles/CKD segment.
63GF Score

Get the complete analysis for DHA:IFADAUTOS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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