PT Bank Nationalnobu Tbk (ISX:NOBU) Effective Interest Rate on Debt %: 14,776.62% (As of Jun. 2026)

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ISX:NOBU PT Bank Nationalnobu Tbk ISX:NOBU
57 GF Score
Price Rp535.00
GF Value Rp954.80
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Bank Nationalnobu Tbk Effective Interest Rate on Debt %?

PT Bank Nationalnobu Tbk ISX:NOBU +0.94% 57 Effective Interest Rate on Debt % is 14,776.62% as of Jun. 2026. GuruFocus rates ISX:NOBU with a GF Score™ of 57/100 and a GF Value™ of Rp954.80 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Bank Nationalnobu Tbk's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was Rp1,496,724 Mil. PT Bank Nationalnobu Tbk's average total debt for the quarter that ended in Jun. 2026 was Rp10,129 Mil. Therefore, PT Bank Nationalnobu Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 14,776.62%.


PT Bank Nationalnobu Tbk  (ISX:NOBU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Bank Nationalnobu Tbk Effective Interest Rate on Debt % Related Terms


PT Bank Nationalnobu Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Bank Nationalnobu Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Nationalnobu Tbk Effective Interest Rate on Debt % Chart

PT Bank Nationalnobu Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,302.39 6,304.14 11,804.38 24,137.64 32,372.12

PT Bank Nationalnobu Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 98,725.42 63,728.19 41,808.43 20,125.82 14,776.62

PT Bank Nationalnobu Tbk Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Nationalnobu Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Nationalnobu Tbk Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Nationalnobu Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Bank Nationalnobu Tbk's Effective Interest Rate on Debt % falls into.


ISX:NOBU
57GF Score
PT Bank Nationalnobu Tbk ISX:NOBU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Nationalnobu Tbk Effective Interest Rate on Debt % Calculation

PT Bank Nationalnobu Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1349432/( (4223+4114)/ 2 )
=-1  *  -1349432/4168.5
=32,372.12 %

where

PT Bank Nationalnobu Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -1496724/( (10065+10193)/ 2 )
=-1  *  -1496724/10129
=14,776.62 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14,776.62% mean?
PT Bank Nationalnobu Tbk (ISX:NOBU) has a Effective Interest Rate on Debt % of 14,776.62% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Bank Nationalnobu Tbk and its competitors.
Is PT Bank Nationalnobu Tbk's Effective Interest Rate on Debt % too high?
PT Bank Nationalnobu Tbk's current Effective Interest Rate on Debt % is 14,776.62%. Overall, PT Bank Nationalnobu Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Nationalnobu Tbk's Effective Interest Rate on Debt % compare to competitors?
PT Bank Nationalnobu Tbk's Effective Interest Rate on Debt % of 14,776.62% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Bank Nationalnobu Tbk and its competitors. PT Bank Nationalnobu Tbk's current Effective Interest Rate on Debt % is 14,776.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Nationalnobu Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk (ISX:NOBU) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp954.80, compared to a current price of Rp535.00 — trading 44% below its estimated fair value. The current Effective Interest Rate on Debt % is 14,776.62%. PT Bank Nationalnobu Tbk's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Bank Nationalnobu Tbk (ISX:NOBU), the current Effective Interest Rate on Debt % is 14,776.62% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Nationalnobu Tbk (ISX:NOBU) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk stock appears to be undervalued. The current stock price of Rp535.00 is trading 44% below its estimated GF Value™ of Rp954.80. GuruFocus considers PT Bank Nationalnobu Tbk to be Significantly Undervalued.

Key valuation signals for ISX:NOBU:

  • Effective Interest Rate on Debt %: 14,776.62%
  • GF Value™: Rp954.80 vs. price of Rp535.00 (44% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the ISX:NOBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Nationalnobu Tbk Business Description

Address Jl. Jendral Sudirman Kav. 50, Plaza Semanggi Lt. UG, 9th Floor, Jakarta, IDN, 12930
PT Bank Nationalnobu Tbk is engaged in providing banking products and services. It provides general banking services like accepting deposits, granting loans and advances, retail internet banking, corporate internet banking, e-money, asset management services, savings and current accounts, and many others. It operates through two segments Corporate and Tresury. It generates majority of the revenue from Corporate segment. It operates mainly in Indonesia.
57GF Score

Get the complete analysis for ISX:NOBU

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp535.00
Price
Rp954.80
GF Value