PT Bank Nationalnobu Tbk (ISX:NOBU) FCF Margin %: 299.90% (As of Mar. 2026) — 202% Above Median

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ISX:NOBU PT Bank Nationalnobu Tbk ISX:NOBU
57 GF Score
Price Rp446.00
GF Value Rp906.83
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Bank Nationalnobu Tbk FCF Margin %?

PT Bank Nationalnobu Tbk ISX:NOBU -0.89% 57 FCF Margin % is 299.90% as of Mar. 2026, which is 202% above its 10-year median of 99.19. GuruFocus rates ISX:NOBU with a GF Score™ of 57/100 and a GF Value™ of Rp906.83 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,499 Banks companies, PT Bank Nationalnobu Tbk ranks better than 91.19% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank Nationalnobu Tbk's Free Cash Flow for the three months ended in Mar. 2026 was Rp1,431,730 Mil. PT Bank Nationalnobu Tbk's Revenue for the three months ended in Mar. 2026 was Rp477,400 Mil. Therefore, PT Bank Nationalnobu Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was 299.90%.

As of today, PT Bank Nationalnobu Tbk's current FCF Yield % is 79.19%.

The historical rank and industry rank for PT Bank Nationalnobu Tbk's FCF Margin % or its related term are showing as below:

ISX:NOBU' s FCF Margin % Range Over the Past 10 Years
Min: -402.88   Med: 99.19   Max: 445.11
Current: 153.16


During the past 13 years, the highest FCF Margin % of PT Bank Nationalnobu Tbk was 445.11%. The lowest was -402.88%. And the median was 99.19%.

ISX:NOBU's FCF Margin % is ranked better than
91.19% of 1499 companies
in the Banks industry
Industry Median: 26.45 vs ISX:NOBU: 153.16


PT Bank Nationalnobu Tbk FCF Margin % Related Terms


PT Bank Nationalnobu Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Nationalnobu Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Nationalnobu Tbk FCF Margin % Chart

PT Bank Nationalnobu Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 445.11 -44.21 142.79 132.05 66.33

PT Bank Nationalnobu Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -34.25 503.77 -109.51 -93.70 299.90

PT Bank Nationalnobu Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Nationalnobu Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Nationalnobu Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Nationalnobu Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Nationalnobu Tbk's FCF Margin % falls into.


ISX:NOBU
57GF Score
PT Bank Nationalnobu Tbk ISX:NOBU
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Nationalnobu Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank Nationalnobu Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1079408/1627235
=66.33 %

PT Bank Nationalnobu Tbk's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1431730/477400
=299.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 299.90% mean?
PT Bank Nationalnobu Tbk (ISX:NOBU) has a FCF Margin % of 299.90% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Nationalnobu Tbk and its competitors. This is 202% above median its historical median of 99.19. According to the industry distribution chart, PT Bank Nationalnobu Tbk ranks #132 out of 1499 companies in the Banks industry, placing it in the top 8.8%.
Is PT Bank Nationalnobu Tbk's FCF Margin % too high?
PT Bank Nationalnobu Tbk's current FCF Margin % of 299.90% is 202% above median its 10-year median of 99.19. The Banks industry median FCF Margin % is 26.45. PT Bank Nationalnobu Tbk's value of 299.90% is 1033.8% above this industry median. Based on the distribution chart, PT Bank Nationalnobu Tbk ranks #132 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Nationalnobu Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Nationalnobu Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Nationalnobu Tbk ranks #132 out of 1499 companies for FCF Margin %. This places PT Bank Nationalnobu Tbk in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.45. PT Bank Nationalnobu Tbk's value of 299.90% is 1033.8% above this benchmark. While the company's 10-year median is 99.19 vs. the industry median of 26.45, PT Bank Nationalnobu Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.45, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Nationalnobu Tbk's current FCF Margin % of 299.90% is 1033.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Nationalnobu Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Nationalnobu Tbk's current FCF Margin % is 299.90%, which is 202% above median its own 10-year median of 99.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Nationalnobu Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk (ISX:NOBU) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp906.83, compared to a current price of Rp446.00 — trading 50.8% below its estimated fair value. The current FCF Margin % is 299.90%, which is 202% above median its 10-year median of 99.19 and 1033.8% above the Banks industry median of 26.45. PT Bank Nationalnobu Tbk's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Nationalnobu Tbk (ISX:NOBU), the current FCF Margin % is 299.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Nationalnobu Tbk (ISX:NOBU) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk stock appears to be undervalued. The current stock price of Rp446.00 is trading 50.8% below its estimated GF Value™ of Rp906.83. GuruFocus considers PT Bank Nationalnobu Tbk to be Significantly Undervalued.

Key valuation signals for ISX:NOBU:

  • FCF Margin %: 299.90% (202% above median its 10-year median of 99.19)
  • GF Value™: Rp906.83 vs. price of Rp446.00 (50.8% below fair value)
  • GF Score™: 57/100 with 1 warning sign
  • Industry Position: 1033.8% above the Banks median (#132 of 1499)

No single metric tells the full story. See the ISX:NOBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Nationalnobu Tbk Business Description

Address Jl. Jendral Sudirman Kav. 50, Plaza Semanggi Lt. UG, 9th Floor, Jakarta, IDN, 12930
PT Bank Nationalnobu Tbk is engaged in providing banking products and services. It provides general banking services like accepting deposits, granting loans and advances, retail internet banking, corporate internet banking, e-money, asset management services, savings and current accounts, and many others. It operates through two segments Corporate and Tresury. It generates majority of the revenue from Corporate segment. It operates mainly in Indonesia.
57GF Score

Get the complete analysis for ISX:NOBU

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp446.00
Price
Rp906.83
GF Value