PT Bank Nationalnobu Tbk (ISX:NOBU) Margin of Safety % (DCF FCF Based): 89.06% (As of Jul. 25, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:NOBU PT Bank Nationalnobu Tbk ISX:NOBU
57 GF Score
Price Rp446.00
GF Value Rp907.15
Valuation Significantly Undervalued
! 1 Warning Sign
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What is PT Bank Nationalnobu Tbk Margin of Safety % (DCF FCF Based)?

PT Bank Nationalnobu Tbk ISX:NOBU -0.89% 57 Margin of Safety % (DCF FCF Based) is 89.06% as of Jul. 25, 2026. GuruFocus rates ISX:NOBU with a GF Score™ of 57/100 and a GF Value™ of Rp907.15 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-25), PT Bank Nationalnobu Tbk's Predictability Rank is 3.5-Stars. PT Bank Nationalnobu Tbk's intrinsic value calculated from the Discounted FCF model is Rp2190.01 and current share price is Rp446.00. Consequently,

PT Bank Nationalnobu Tbk's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 89.06%.


PT Bank Nationalnobu Tbk Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, PT Bank Nationalnobu Tbk's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Nationalnobu Tbk Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Nationalnobu Tbk's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where PT Bank Nationalnobu Tbk's Margin of Safety % (DCF FCF Based) falls into.


ISX:NOBU
57GF Score
PT Bank Nationalnobu Tbk ISX:NOBU
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Nationalnobu Tbk Margin of Safety % (DCF FCF Based) Calculation

PT Bank Nationalnobu Tbk's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(4076.03-446.00)/4076.03
=89.06 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 89.06% mean?
PT Bank Nationalnobu Tbk (ISX:NOBU) has a Margin of Safety % (DCF FCF Based) of 89.06% as of Jul. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on PT Bank Nationalnobu Tbk.
Is PT Bank Nationalnobu Tbk's Margin of Safety % (DCF FCF Based) too high?
PT Bank Nationalnobu Tbk's current Margin of Safety % (DCF FCF Based) is 89.06%. Overall, PT Bank Nationalnobu Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Nationalnobu Tbk's Margin of Safety % (DCF FCF Based) compare to competitors?
PT Bank Nationalnobu Tbk's Margin of Safety % (DCF FCF Based) of 89.06% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on PT Bank Nationalnobu Tbk. PT Bank Nationalnobu Tbk's current Margin of Safety % (DCF FCF Based) is 89.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Nationalnobu Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk (ISX:NOBU) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp907.15, compared to a current price of Rp446.00 — trading 50.8% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 89.06%. PT Bank Nationalnobu Tbk's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For PT Bank Nationalnobu Tbk (ISX:NOBU), the current Margin of Safety % (DCF FCF Based) is 89.06% as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Nationalnobu Tbk (ISX:NOBU) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk stock appears to be undervalued. The current stock price of Rp446.00 is trading 50.8% below its estimated GF Value™ of Rp907.15. GuruFocus considers PT Bank Nationalnobu Tbk to be Significantly Undervalued.

Key valuation signals for ISX:NOBU:

  • Margin of Safety % (DCF FCF Based): 89.06%
  • GF Value™: Rp907.15 vs. price of Rp446.00 (50.8% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the ISX:NOBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Nationalnobu Tbk Business Description

Address Jl. Jendral Sudirman Kav. 50, Plaza Semanggi Lt. UG, 9th Floor, Jakarta, IDN, 12930
PT Bank Nationalnobu Tbk is engaged in providing banking products and services. It provides general banking services like accepting deposits, granting loans and advances, retail internet banking, corporate internet banking, e-money, asset management services, savings and current accounts, and many others. It operates through two segments Corporate and Tresury. It generates majority of the revenue from Corporate segment. It operates mainly in Indonesia.
57GF Score

Get the complete analysis for ISX:NOBU

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp446.00
Price
Rp907.15
GF Value