PT Bank Nationalnobu Tbk (ISX:NOBU) PEG Ratio: 0.54 (As of Jul. 25, 2026) — 52% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:NOBU PT Bank Nationalnobu Tbk ISX:NOBU
57 GF Score
Price Rp446.00
GF Value Rp906.83
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Nationalnobu Tbk PEG Ratio?

PT Bank Nationalnobu Tbk ISX:NOBU -0.89% 57 PEG Ratio is 0.54 as of Jul. 25, 2026, which is 52% below its 10-year median of 1.13. GuruFocus rates ISX:NOBU with a GF Score™ of 57/100 and a GF Value™ of Rp906.83 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,228 Banks companies, PT Bank Nationalnobu Tbk ranks better than 85.83% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, PT Bank Nationalnobu Tbk's PE Ratio without NRI is 6.36. PT Bank Nationalnobu Tbk's 5-Year Book Value growth rate is 11.80%. Therefore, PT Bank Nationalnobu Tbk's PEG Ratio for today is 0.54.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for PT Bank Nationalnobu Tbk's PEG Ratio or its related term are showing as below:

ISX:NOBU' s PEG Ratio Range Over the Past 10 Years
Min: 0.48   Med: 1.13   Max: 17.12
Current: 0.54


During the past 13 years, PT Bank Nationalnobu Tbk's highest PEG Ratio was 17.12. The lowest was 0.48. And the median was 1.13.


ISX:NOBU's PEG Ratio is ranked better than
85.83% of 1228 companies
in the Banks industry
Industry Median: 1.535 vs ISX:NOBU: 0.54

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


PT Bank Nationalnobu Tbk  (ISX:NOBU) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


PT Bank Nationalnobu Tbk PEG Ratio Related Terms


PT Bank Nationalnobu Tbk PEG Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Nationalnobu Tbk's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Nationalnobu Tbk PEG Ratio Chart

PT Bank Nationalnobu Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.06 0.64

PT Bank Nationalnobu Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 1.12 0.71 0.64 0.66

PT Bank Nationalnobu Tbk PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Nationalnobu Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Nationalnobu Tbk PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Nationalnobu Tbk's PEG Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Nationalnobu Tbk's PEG Ratio falls into.


ISX:NOBU
57GF Score
PT Bank Nationalnobu Tbk ISX:NOBU
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Nationalnobu Tbk PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

PT Bank Nationalnobu Tbk's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=6.3641552511416/11.80
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.54 mean?
PT Bank Nationalnobu Tbk (ISX:NOBU) has a PEG Ratio of 0.54 as of Jul. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Nationalnobu Tbk and its competitors. This is 52% below median its historical median of 1.13. Over the past decade, PT Bank Nationalnobu Tbk's PEG Ratio has ranged from 0.48 to 17.12. According to the industry distribution chart, PT Bank Nationalnobu Tbk ranks #174 out of 1228 companies in the Banks industry, placing it in the top 14.2%.
Is PT Bank Nationalnobu Tbk's PEG Ratio too high?
PT Bank Nationalnobu Tbk's current PEG Ratio of 0.54 is 52% below median its 10-year median of 1.13. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 17.12. The Banks industry median PEG Ratio is 1.54. PT Bank Nationalnobu Tbk's value of 0.54 is 64.8% below this industry median. Based on the distribution chart, PT Bank Nationalnobu Tbk ranks #174 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Nationalnobu Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Nationalnobu Tbk's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Nationalnobu Tbk ranks #174 out of 1228 companies for PEG Ratio. This places PT Bank Nationalnobu Tbk in the top 14% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. PT Bank Nationalnobu Tbk's value of 0.54 is 64.8% below this benchmark. Historically, PT Bank Nationalnobu Tbk's own PEG Ratio has ranged from 0.48 to 17.12 over the past decade. While the company's 10-year median is 1.13 vs. the industry median of 1.54, PT Bank Nationalnobu Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Nationalnobu Tbk's current PEG Ratio of 0.54 is 64.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Nationalnobu Tbk and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Nationalnobu Tbk's current PEG Ratio is 0.54, which is 52% below median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Nationalnobu Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk (ISX:NOBU) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp906.83, compared to a current price of Rp446.00 — trading 50.8% below its estimated fair value. The current PEG Ratio is 0.54, which is 52% below median its 10-year median of 1.13 and 64.8% below the Banks industry median of 1.54. PT Bank Nationalnobu Tbk's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Bank Nationalnobu Tbk (ISX:NOBU), the current PEG Ratio is 0.54 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Nationalnobu Tbk (ISX:NOBU) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk stock appears to be undervalued. The current stock price of Rp446.00 is trading 50.8% below its estimated GF Value™ of Rp906.83. GuruFocus considers PT Bank Nationalnobu Tbk to be Significantly Undervalued.

Key valuation signals for ISX:NOBU:

  • PEG Ratio: 0.54 (52% below median its 10-year median of 1.13)
  • GF Value™: Rp906.83 vs. price of Rp446.00 (50.8% below fair value)
  • GF Score™: 57/100 with 1 warning sign
  • Industry Position: 64.8% below the Banks median (#174 of 1228)

No single metric tells the full story. See the ISX:NOBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Nationalnobu Tbk Business Description

Address Jl. Jendral Sudirman Kav. 50, Plaza Semanggi Lt. UG, 9th Floor, Jakarta, IDN, 12930
PT Bank Nationalnobu Tbk is engaged in providing banking products and services. It provides general banking services like accepting deposits, granting loans and advances, retail internet banking, corporate internet banking, e-money, asset management services, savings and current accounts, and many others. It operates through two segments Corporate and Tresury. It generates majority of the revenue from Corporate segment. It operates mainly in Indonesia.
57GF Score

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PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp446.00
Price
Rp906.83
GF Value