PT Bank Nationalnobu Tbk (ISX:NOBU) Moat Score: 0/10 (As of Jul. 25, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:NOBU PT Bank Nationalnobu Tbk ISX:NOBU
57 GF Score
Price Rp446.00
GF Value Rp907.15
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Nationalnobu Tbk Moat Score?

PT Bank Nationalnobu Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Bank Nationalnobu Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Bank Nationalnobu Tbk might have No Moat - No discernible moat.

PT Bank Nationalnobu Tbk  (ISX:NOBU) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Bank Nationalnobu Tbk Moat Score Related Terms

ISX:NOBU
57GF Score
PT Bank Nationalnobu Tbk ISX:NOBU
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PT Bank Nationalnobu Tbk (ISX:NOBU) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk stock appears to be undervalued. The current stock price of Rp446.00 is trading 50.8% below its estimated GF Value™ of Rp907.15. GuruFocus considers PT Bank Nationalnobu Tbk to be Significantly Undervalued.

Key valuation signals for ISX:NOBU:

  • Moat Score: 0
  • GF Value™: Rp907.15 vs. price of Rp446.00 (50.8% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the ISX:NOBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Nationalnobu Tbk Business Description

Address Jl. Jendral Sudirman Kav. 50, Plaza Semanggi Lt. UG, 9th Floor, Jakarta, IDN, 12930
PT Bank Nationalnobu Tbk is engaged in providing banking products and services. It provides general banking services like accepting deposits, granting loans and advances, retail internet banking, corporate internet banking, e-money, asset management services, savings and current accounts, and many others. It operates through two segments Corporate and Tresury. It generates majority of the revenue from Corporate segment. It operates mainly in Indonesia.
57GF Score

Get the complete analysis for ISX:NOBU

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp446.00
Price
Rp907.15
GF Value