PT Bank Nationalnobu Tbk (ISX:NOBU) FCF Yield %: 79.19 (As of Jul. 25, 2026) — 303% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:NOBU PT Bank Nationalnobu Tbk ISX:NOBU
57 GF Score
Price Rp446.00
GF Value Rp907.15
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Nationalnobu Tbk FCF Yield %?

PT Bank Nationalnobu Tbk ISX:NOBU -0.89% 57 FCF Yield % is 79.19 as of Jul. 25, 2026, which is 303% above its 10-year median of 19.67. GuruFocus rates ISX:NOBU with a GF Score™ of 57/100 and a GF Value™ of Rp907.15 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,499 Banks companies, PT Bank Nationalnobu Tbk ranks better than 92.06% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Bank Nationalnobu Tbk's Trailing 12-Month Free Cash Flow is Rp2,641,308 Mil, and Market Cap is Rp3,335,386 Mil. Therefore, PT Bank Nationalnobu Tbk's FCF Yield % for today is 79.19%.

The historical rank and industry rank for PT Bank Nationalnobu Tbk's FCF Yield % or its related term are showing as below:

ISX:NOBU' s FCF Yield % Range Over the Past 10 Years
Min: -68.15   Med: 19.67   Max: 161.52
Current: 79.19


During the past 13 years, the highest FCF Yield % of PT Bank Nationalnobu Tbk was 161.52%. The lowest was -68.15%. And the median was 19.67%.

ISX:NOBU's FCF Yield % is ranked better than
92.06% of 1499 companies
in the Banks industry
Industry Median: 8.1 vs ISX:NOBU: 79.19

PT Bank Nationalnobu Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was 299.90%.


PT Bank Nationalnobu Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Nationalnobu Tbk FCF Yield % Related Terms


PT Bank Nationalnobu Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Nationalnobu Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Nationalnobu Tbk FCF Yield % Chart

PT Bank Nationalnobu Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 80.19 -12.75 22.97 39.41 28.30

PT Bank Nationalnobu Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.14 135.24 -43.95 -41.44 134.35

PT Bank Nationalnobu Tbk FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Nationalnobu Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Nationalnobu Tbk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Nationalnobu Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Nationalnobu Tbk's FCF Yield % falls into.


ISX:NOBU
57GF Score
PT Bank Nationalnobu Tbk ISX:NOBU
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Nationalnobu Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Bank Nationalnobu Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1079408 / 3814006.44
=28.30%

PT Bank Nationalnobu Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=1431730 * 4 / 4262713.08
=134.35%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 79.19 mean?
PT Bank Nationalnobu Tbk (ISX:NOBU) has a FCF Yield % of 79.19 as of Jul. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Nationalnobu Tbk and its competitors. This is 303% above median its historical median of 19.67. According to the industry distribution chart, PT Bank Nationalnobu Tbk ranks #119 out of 1499 companies in the Banks industry, placing it in the top 7.9%.
Is PT Bank Nationalnobu Tbk's FCF Yield % too high?
PT Bank Nationalnobu Tbk's current FCF Yield % of 79.19 is 303% above median its 10-year median of 19.67. The Banks industry median FCF Yield % is 8.10. PT Bank Nationalnobu Tbk's value of 79.19 is 877.7% above this industry median. Based on the distribution chart, PT Bank Nationalnobu Tbk ranks #119 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Nationalnobu Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Nationalnobu Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Nationalnobu Tbk ranks #119 out of 1499 companies for FCF Yield %. This places PT Bank Nationalnobu Tbk in the top 8% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.10. PT Bank Nationalnobu Tbk's value of 79.19 is 877.7% above this benchmark. While the company's 10-year median is 19.67 vs. the industry median of 8.10, PT Bank Nationalnobu Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Nationalnobu Tbk's current FCF Yield % of 79.19 is 877.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Nationalnobu Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Nationalnobu Tbk's current FCF Yield % is 79.19, which is 303% above median its own 10-year median of 19.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Nationalnobu Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk (ISX:NOBU) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp907.15, compared to a current price of Rp446.00 — trading 50.8% below its estimated fair value. The current FCF Yield % is 79.19, which is 303% above median its 10-year median of 19.67 and 877.7% above the Banks industry median of 8.10. PT Bank Nationalnobu Tbk's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Bank Nationalnobu Tbk (ISX:NOBU), the current FCF Yield % is 79.19 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Nationalnobu Tbk (ISX:NOBU) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Nationalnobu Tbk stock appears to be undervalued. The current stock price of Rp446.00 is trading 50.8% below its estimated GF Value™ of Rp907.15. GuruFocus considers PT Bank Nationalnobu Tbk to be Significantly Undervalued.

Key valuation signals for ISX:NOBU:

  • FCF Yield %: 79.19 (303% above median its 10-year median of 19.67)
  • GF Value™: Rp907.15 vs. price of Rp446.00 (50.8% below fair value)
  • GF Score™: 57/100 with 1 warning sign
  • Industry Position: 877.7% above the Banks median (#119 of 1499)

No single metric tells the full story. See the ISX:NOBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Nationalnobu Tbk Business Description

Address Jl. Jendral Sudirman Kav. 50, Plaza Semanggi Lt. UG, 9th Floor, Jakarta, IDN, 12930
PT Bank Nationalnobu Tbk is engaged in providing banking products and services. It provides general banking services like accepting deposits, granting loans and advances, retail internet banking, corporate internet banking, e-money, asset management services, savings and current accounts, and many others. It operates through two segments Corporate and Tresury. It generates majority of the revenue from Corporate segment. It operates mainly in Indonesia.
57GF Score

Get the complete analysis for ISX:NOBU

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp446.00
Price
Rp907.15
GF Value