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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Liva GroupOG's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ر.ع3.6 Mil. Liva GroupOG's average total debt for the quarter that ended in Mar. 2026 was ر.ع63.4 Mil. Therefore, Liva GroupOG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.65%.
Liva GroupOG (MUS:LIVA) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Liva GroupOG Effective Interest Rate on Debt % Related Terms
Liva GroupOG Effective Interest Rate on Debt % Historical Data
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The historical data trend for Liva GroupOG's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liva GroupOG Effective Interest Rate on Debt % Chart
MUS:LIVA vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison
For the Insurance - Diversified subindustry, Liva GroupOG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liva GroupOG Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Liva GroupOG's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Liva GroupOG's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.65% mean?
Liva GroupOG (MUS:LIVA) has a Effective Interest Rate on Debt % of 5.65% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Liva GroupOG and its competitors.
Is Liva GroupOG's Effective Interest Rate on Debt % too high?
Liva GroupOG's current Effective Interest Rate on Debt % is 5.65%. Overall, Liva GroupOG has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's Effective Interest Rate on Debt % compare to BRK.A and AIG?
Liva GroupOG's Effective Interest Rate on Debt % of 5.65% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Liva GroupOG and its competitors. Liva GroupOG's current Effective Interest Rate on Debt % is 5.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Liva GroupOG (MUS:LIVA) has a current Effective Interest Rate on Debt % of 5.65%. The current Effective Interest Rate on Debt % is 5.65%. Liva GroupOG's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current Effective Interest Rate on Debt % is 5.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
34GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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