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Liva GroupOGMUS:LIVA 33 EV-to-EBITDA is 3.06 as of Aug. 29, 2026, which is 3% above its 10-year median of 2.97. GuruFocus rates MUS:LIVA with a GF Score™ of 33/100 and a GF Value™ of ر.ع0.38 (Fairly Valued). The stock has 4 warning signs investors should review. Among 347 Insurance companies, Liva GroupOG ranks better than 87.32% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Liva GroupOG's enterprise value is ر.ع61.8 Mil.
Liva GroupOG's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ر.ع20.2 Mil. Therefore, Liva GroupOG's EV-to-EBITDA for today is 3.06.
The historical rank and industry rank for Liva GroupOG's EV-to-EBITDA or its related term are showing as below:
MUS:LIVA'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -22.44 Med: 2.97 Max: 42.44
Current: 3.06
During the past 3 years, the highest EV-to-EBITDA of Liva GroupOG was 42.44. The lowest was -22.44. And the median was 2.97.
MUS:LIVA's EV-to-EBITDA is ranked better than 87.32% of 347
companies
in the Insurance industry
Industry Median: 8.36
vs MUS:LIVA: 3.06
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Liva GroupOG's PE Ratio (TTM) for today is calculated as:
Liva GroupOG's share price for today is ر.ع0.35.
Liva GroupOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.020.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Liva GroupOG's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:LIVA vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Liva GroupOG's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liva GroupOG EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Liva GroupOG's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Liva GroupOG's EV-to-EBITDA falls into.
Liva GroupOG's current Enterprise Value is ر.ع61.8 Mil.
Liva GroupOG's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع20.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liva GroupOG (MUS:LIVA) has a EV-to-EBITDA of 3.06 as of Aug. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Liva GroupOG. This is near median its historical median of 2.97. According to the industry distribution chart, Liva GroupOG ranks #44 out of 347 companies in the Insurance industry, placing it in the top 12.7%.
Is Liva GroupOG's EV-to-EBITDA too high?
Liva GroupOG's current EV-to-EBITDA of 3.06 is near median its 10-year median of 2.97. The Insurance industry median EV-to-EBITDA is 8.36. Liva GroupOG's value of 3.06 is 63.4% below this industry median. Based on the distribution chart, Liva GroupOG ranks #44 out of 347 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Liva GroupOG has a GF Score™ of 33/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liva GroupOG ranks #44 out of 347 companies for EV-to-EBITDA. This places Liva GroupOG in the top 13% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.36. Liva GroupOG's value of 3.06 is 63.4% below this benchmark. While the company's 10-year median is 2.97 vs. the industry median of 8.36, Liva GroupOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.36, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liva GroupOG's current EV-to-EBITDA of 3.06 is 63.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Liva GroupOG. For the Insurance industry, the median EV-to-EBITDA is 8.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liva GroupOG's current EV-to-EBITDA is 3.06, which is near median its own 10-year median of 2.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Based on GuruFocus' analysis, Liva GroupOG (MUS:LIVA) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.38, compared to a current price of ر.ع0.35 — trading 7.9% below its estimated fair value. The current EV-to-EBITDA is 3.06, which is near median its 10-year median of 2.97 and 63.4% below the Insurance industry median of 8.36. Liva GroupOG's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current EV-to-EBITDA is 3.06 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liva GroupOG (MUS:LIVA) Overvalued in 2026?
Based on GuruFocus' analysis, Liva GroupOG stock appears to be undervalued.
The current stock price of ر.ع0.35 is trading 7.9% below its estimated GF Value™ of ر.ع0.38.
GuruFocus considers Liva GroupOG to be Fairly Valued.
Key valuation signals for MUS:LIVA:
EV-to-EBITDA: 3.06 (near median its 10-year median of 2.97)
GF Value™: ر.ع0.38 vs. price of ر.ع0.35 (7.9% below fair value)
Industry Position: 63.4% below the Insurance median (#44 of 347)
No single metric tells the full story. See the MUS:LIVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
33GF Score
Get the complete analysis for MUS:LIVA
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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