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Liva GroupOG (MUS:LIVA) Cyclically Adjusted PB Ratio : 6.25 (As of Jun. 02, 2025)


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What is Liva GroupOG Cyclically Adjusted PB Ratio?

As of today (2025-06-02), Liva GroupOG's current share price is ر.ع0.25. Liva GroupOG's Cyclically Adjusted Book per Share for the quarter that ended in Oct. 2024 was ر.ع0.04. Liva GroupOG's Cyclically Adjusted PB Ratio for today is 6.25.

The historical rank and industry rank for Liva GroupOG's Cyclically Adjusted PB Ratio or its related term are showing as below:

MUS:LIVA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 4.34   Med: 6.58   Max: 10.99
Current: 7.71

During the past years, Liva GroupOG's highest Cyclically Adjusted PB Ratio was 10.99. The lowest was 4.34. And the median was 6.58.

MUS:LIVA's Cyclically Adjusted PB Ratio is ranked worse than
94.59% of 407 companies
in the Insurance industry
Industry Median: 1.25 vs MUS:LIVA: 7.71

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Liva GroupOG's adjusted book value per share data for the three months ended in Oct. 2024 was ر.ع0.389. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ع0.04 for the trailing ten years ended in Oct. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Liva GroupOG Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Liva GroupOG's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Liva GroupOG Cyclically Adjusted PB Ratio Chart

Liva GroupOG Annual Data
Trend Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23
Cyclically Adjusted PB Ratio
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Liva GroupOG Quarterly Data
Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Oct24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 4.56 4.98 4.83 8.28

Competitive Comparison of Liva GroupOG's Cyclically Adjusted PB Ratio

For the Insurance - Diversified subindustry, Liva GroupOG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liva GroupOG's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Liva GroupOG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Liva GroupOG's Cyclically Adjusted PB Ratio falls into.


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Liva GroupOG Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Liva GroupOG's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.25/0.04
=6.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liva GroupOG's Cyclically Adjusted Book per Share for the quarter that ended in Oct. 2024 is calculated as:

For example, Liva GroupOG's adjusted Book Value per Share data for the three months ended in Oct. 2024 was:

Adj_Book=Book Value per Share/CPI of Oct. 2024 (Change)*Current CPI (Oct. 2024)
=0.389/133.1820*133.1820
=0.389

Current CPI (Oct. 2024) = 133.1820.

Liva GroupOG Quarterly Data

Book Value per Share CPI Adj_Book
201410 0.000 100.176 0.000
201501 0.124 98.604 0.167
201504 0.131 99.824 0.175
201507 0.141 100.691 0.186
201510 0.147 100.346 0.195
201601 0.000 99.957 0.000
201604 0.000 100.947 0.000
201607 0.185 101.524 0.243
201610 0.186 101.988 0.243
201701 0.152 102.456 0.198
201704 0.159 103.167 0.205
201707 0.170 103.278 0.219
201710 0.182 104.070 0.233
201801 0.183 104.578 0.233
201804 0.192 105.708 0.242
201807 0.205 106.324 0.257
201810 0.214 106.695 0.267
201901 0.217 106.200 0.272
201904 0.226 107.818 0.279
201907 0.232 108.250 0.285
201910 0.236 108.577 0.289
202001 0.228 108.841 0.279
202004 0.237 108.173 0.292
202007 0.300 109.318 0.365
202010 0.309 109.861 0.375
202101 0.295 110.364 0.356
202104 0.302 112.673 0.357
202107 0.306 115.183 0.354
202110 0.313 116.696 0.357
202201 0.318 118.619 0.357
202204 0.326 121.978 0.356
202207 0.330 125.002 0.352
202210 0.340 125.734 0.360
202301 0.346 126.223 0.365
202304 0.354 127.992 0.368
202307 0.352 128.974 0.363
202310 0.358 129.810 0.367
202401 0.369 130.124 0.378
202404 0.363 132.289 0.365
202410 0.389 133.182 0.389

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Liva GroupOG  (MUS:LIVA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Liva GroupOG Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Liva GroupOG's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Liva GroupOG Business Description

Traded in Other Exchanges
Address
Panipokhari, Lazimpat, GPO Box 20600, Kathmandu, NPL
Liva Group SAOG operates in the insurance sector. It is engaged in providing life and non-life insurance services to its individual and corporate clients. The company's operating segments include Property, Marine, Motor, Engineering, Cattle Crop, Aviation, Micro, and Miscellaneous. It generates maximum revenue in the form of premium from the Motor segment. Geographically, it operates only in Nepal.

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