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Liva GroupOGMUS:LIVA 34 5-Year Yield-on-Cost % is 2.78 as of Aug. 07, 2026, which is at its 10-year median of 2.78. GuruFocus rates MUS:LIVA with a GF Score™ of 34/100. The stock has 5 warning signs investors should review. Among 420 Insurance companies, Liva GroupOG ranks worse than 65.71% on this metric.
Liva GroupOG's yield on cost for the quarter that ended in Mar. 2026 was 2.78.
The historical rank and industry rank for Liva GroupOG's 5-Year Yield-on-Cost % or its related term are showing as below:
MUS:LIVA'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.7 Med: 2.78 Max: 3.12
Current: 2.78
During the past 3 years, Liva GroupOG's highest Yield on Cost was 3.12. The lowest was 2.70. And the median was 2.78.
MUS:LIVA's 5-Year Yield-on-Cost % is ranked worse than 65.71% of 420
companies
in the Insurance industry
Industry Median: 3.87
vs MUS:LIVA: 2.78
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Liva GroupOG 5-Year Yield-on-Cost % Related Terms
MUS:LIVA vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Liva GroupOG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liva GroupOG 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Liva GroupOG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Liva GroupOG's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Liva GroupOG is calculated as
Liva GroupOG (MUS:LIVA) has a 5-Year Yield-on-Cost % of 2.78 as of Aug. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Liva GroupOG and its competitors. This is near median its historical median of 2.78. Over the past decade, Liva GroupOG's 5-Year Yield-on-Cost % has ranged from 2.70 to 3.12. According to the industry distribution chart, Liva GroupOG ranks #276 out of 420 companies in the Insurance industry, placing it in the top 65.7%.
Is Liva GroupOG's 5-Year Yield-on-Cost % too high?
Liva GroupOG's current 5-Year Yield-on-Cost % of 2.78 is near median its 10-year median of 2.78. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 3.12. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Liva GroupOG's value of 2.78 is 28.2% below this industry median. Based on the distribution chart, Liva GroupOG ranks #276 out of 420 companies in the Insurance industry, which is below the industry midpoint. Overall, Liva GroupOG has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liva GroupOG ranks #276 out of 420 companies for 5-Year Yield-on-Cost %. This places Liva GroupOG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Liva GroupOG's value of 2.78 is 28.2% below this benchmark. Historically, Liva GroupOG's own 5-Year Yield-on-Cost % has ranged from 2.70 to 3.12 over the past decade. While the company's 10-year median is 2.78 vs. the industry median of 3.87, Liva GroupOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liva GroupOG's current 5-Year Yield-on-Cost % of 2.78 is 28.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Liva GroupOG and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liva GroupOG's current 5-Year Yield-on-Cost % is 2.78, which is near median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Liva GroupOG (MUS:LIVA) has a current 5-Year Yield-on-Cost % of 2.78. The current 5-Year Yield-on-Cost % is 2.78, which is near median its 10-year median of 2.78 and 28.2% below the Insurance industry median of 3.87. Liva GroupOG's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current 5-Year Yield-on-Cost % is 2.78 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
34GF Score
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