Liva GroupOG (MUS:LIVA) FCF Margin %: 16.12% (As of Jun. 2026)

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MUS:LIVA Liva Group SAOG MUS:LIVA
33 GF Score
Price ر.ع0.35
GF Value ر.ع0.38
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Liva GroupOG FCF Margin %?

Liva GroupOG MUS:LIVA 33 FCF Margin % is 16.12% as of Jun. 2026. GuruFocus rates MUS:LIVA with a GF Score™ of 33/100 and a GF Value™ of ر.ع0.38 (Fairly Valued). The stock has 4 warning signs investors should review. Among 500 Insurance companies, Liva GroupOG ranks worse than 54.6% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Liva GroupOG's Free Cash Flow for the three months ended in Jun. 2026 was ر.ع16.0 Mil. Liva GroupOG's Revenue for the three months ended in Jun. 2026 was ر.ع99.0 Mil. Therefore, Liva GroupOG's FCF Margin % for the quarter that ended in Jun. 2026 was 16.12%.

As of today, Liva GroupOG's current FCF Yield % is 20.88%.

The historical rank and industry rank for Liva GroupOG's FCF Margin % or its related term are showing as below:

MUS:LIVA' s FCF Margin % Range Over the Past 10 Years
Min: -4.58   Med: -3.63   Max: 13.3
Current: 7.8


During the past 3 years, the highest FCF Margin % of Liva GroupOG was 13.30%. The lowest was -4.58%. And the median was -3.63%.

MUS:LIVA's FCF Margin % is ranked worse than
54.6% of 500 companies
in the Insurance industry
Industry Median: 9.105 vs MUS:LIVA: 7.80


Liva GroupOG FCF Margin % Related Terms


Liva GroupOG FCF Margin % Historical Data

* Premium members only.

The historical data trend for Liva GroupOG's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liva GroupOG FCF Margin % Chart

Liva GroupOG Annual Data
Trend Dec23 Dec24 Dec25
FCF Margin %
-4.58 -3.63 13.30

Liva GroupOG Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 27.38 10.66 8.22 -4.29 16.12

MUS:LIVA vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Liva GroupOG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liva GroupOG FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Liva GroupOG's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Liva GroupOG's FCF Margin % falls into.


MUS:LIVA
33GF Score
Liva Group SAOG MUS:LIVA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liva GroupOG FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Liva GroupOG's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=44.532/334.709
=13.30 %

Liva GroupOG's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=15.951/98.966
=16.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 16.12% mean?
Liva GroupOG (MUS:LIVA) has a FCF Margin % of 16.12% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Liva GroupOG and its competitors. According to the industry distribution chart, Liva GroupOG ranks #273 out of 500 companies in the Insurance industry, placing it in the top 54.6%.
Is Liva GroupOG's FCF Margin % too high?
Liva GroupOG's current FCF Margin % is 16.12%. The Insurance industry median FCF Margin % is 9.11. Liva GroupOG's value of 16.12% is 77% above this industry median. Based on the distribution chart, Liva GroupOG ranks #273 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Liva GroupOG has a GF Score™ of 33/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liva GroupOG ranks #273 out of 500 companies for FCF Margin %. This places Liva GroupOG in the lower half of its industry. The industry median FCF Margin % is 9.11. Liva GroupOG's value of 16.12% is 77% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.11, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liva GroupOG's current FCF Margin % of 16.12% is 77% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Liva GroupOG and its competitors. For the Insurance industry, the median FCF Margin % is 9.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liva GroupOG's current FCF Margin % is 16.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Based on GuruFocus' analysis, Liva GroupOG (MUS:LIVA) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.38, compared to a current price of ر.ع0.35 — trading 7.9% below its estimated fair value. The current FCF Margin % is 16.12% and 77% above the Insurance industry median of 9.11. Liva GroupOG's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current FCF Margin % is 16.12% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liva GroupOG (MUS:LIVA) Overvalued in 2026?

Based on GuruFocus' analysis, Liva GroupOG stock appears to be undervalued. The current stock price of ر.ع0.35 is trading 7.9% below its estimated GF Value™ of ر.ع0.38. GuruFocus considers Liva GroupOG to be Fairly Valued.

Key valuation signals for MUS:LIVA:

  • FCF Margin %: 16.12%
  • GF Value™: ر.ع0.38 vs. price of ر.ع0.35 (7.9% below fair value)
  • GF Score™: 33/100 with 4 warning signs
  • Industry Position: 77% above the Insurance median (#273 of 500)

No single metric tells the full story. See the MUS:LIVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liva GroupOG Business Description

Address P.O.Box: 1463, Muscat, OMN, PC 117
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
33GF Score

Get the complete analysis for MUS:LIVA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.35
Price
ر.ع0.38
GF Value