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Liva GroupOGMUS:LIVA 34 FCF Margin % is -4.29% as of Mar. 2026. GuruFocus rates MUS:LIVA with a GF Score™ of 34/100. The stock has 5 warning signs investors should review. Among 504 Insurance companies, Liva GroupOG ranks better than 51.79% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Liva GroupOG's Free Cash Flow for the
three
months ended in Mar. 2026 was ر.ع-4.0 Mil. Liva GroupOG's Revenue for the
three
months ended in Mar. 2026 was ر.ع92.3 Mil. Therefore, Liva GroupOG's FCF Margin % for the quarter that ended in Mar. 2026 was -4.29%.
The historical rank and industry rank for Liva GroupOG's FCF Margin % or its related term are showing as below:
MUS:LIVA'
s FCF Margin % Range Over the Past 10 Years
Min: -4.58 Med: -3.63 Max: 13.31
Current: 10.18
During the past 3 years, the highest FCF Margin % of Liva GroupOG was 13.31%. The lowest was -4.58%. And the median was -3.63%.
MUS:LIVA's FCF Margin % is ranked better than 51.79% of 504
companies
in the Insurance industry
Industry Median: 9.315
vs MUS:LIVA: 10.18
Liva GroupOG FCF Margin % Related Terms
Liva GroupOG FCF Margin % Historical Data
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The historical data trend for Liva GroupOG's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:LIVA vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Liva GroupOG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liva GroupOG FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Liva GroupOG's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Liva GroupOG's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liva GroupOG (MUS:LIVA) has a FCF Margin % of -4.29% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Liva GroupOG and its competitors. According to the industry distribution chart, Liva GroupOG ranks #243 out of 504 companies in the Insurance industry, placing it in the top 48.2%.
Is Liva GroupOG's FCF Margin % too high?
Liva GroupOG's current FCF Margin % is -4.29%. Based on the distribution chart, Liva GroupOG ranks #243 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Liva GroupOG has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liva GroupOG ranks #243 out of 504 companies for FCF Margin %. This puts Liva GroupOG in the upper half of its industry. The industry median FCF Margin % is 9.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.32, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Liva GroupOG and its competitors. For the Insurance industry, the median FCF Margin % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liva GroupOG's current FCF Margin % is -4.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Liva GroupOG (MUS:LIVA) has a current FCF Margin % of -4.29%. The current FCF Margin % is -4.29%. Liva GroupOG's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current FCF Margin % is -4.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
34GF Score
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