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Liva GroupOGMUS:LIVA 32 PS Ratio is 0.39 as of Sep. 02, 2026, which is 3% below its 10-year median of 0.40. GuruFocus rates MUS:LIVA with a GF Score™ of 32/100 and a GF Value™ of ر.ع0.38 (Fairly Valued). The stock has 4 warning signs investors should review. Among 496 Insurance companies, Liva GroupOG ranks better than 89.31% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Liva GroupOG's share price is ر.ع0.35.
Liva GroupOG's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ر.ع0.90. Hence, Liva GroupOG's PS Ratio for today is 0.39.
The historical rank and industry rank for Liva GroupOG's PS Ratio or its related term are showing as below:
MUS:LIVA'
s PS Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.4 Max: 0.72
Current: 0.39
During the past 3 years, Liva GroupOG's highest PS Ratio was 0.72. The lowest was 0.33. And the median was 0.40.
MUS:LIVA's PS Ratio is ranked better than 89.31% of 496
companies
in the Insurance industry
Industry Median: 1.12
vs MUS:LIVA: 0.39
During the past 12 months, the average Revenue per Share Growth Rate of Liva GroupOG was 21.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 2.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -0.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 1.50% per year.
During the past 3 years, Liva GroupOG's highest 3-Year average Revenue per Share Growth Rate was 28.40% per year. The lowest was -7.50% per year. And the median was 2.25% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Liva GroupOG PS Ratio Related Terms
Liva GroupOG PS Ratio Historical Data
* Premium members only.
The historical data trend for Liva GroupOG's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Liva GroupOG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liva GroupOG PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Liva GroupOG's PS Ratio distribution charts can be found below:
* The bar in red indicates where Liva GroupOG's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Liva GroupOG's PS Ratio for today is calculated as
Liva GroupOG's Share Price of today is ر.ع0.35. Liva GroupOG's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.90.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Liva GroupOG (MUS:LIVA) has a PS Ratio of 0.39 as of Sep. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Liva GroupOG and its competitors. This is near median its historical median of 0.40. Over the past decade, Liva GroupOG's PS Ratio has ranged from 0.33 to 0.72. According to the industry distribution chart, Liva GroupOG ranks #53 out of 496 companies in the Insurance industry, placing it in the top 10.7%.
Is Liva GroupOG's PS Ratio too high?
Liva GroupOG's current PS Ratio of 0.39 is near median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 0.72. The Insurance industry median PS Ratio is 1.12. Liva GroupOG's value of 0.39 is 65.2% below this industry median. Based on the distribution chart, Liva GroupOG ranks #53 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Liva GroupOG has a GF Score™ of 32/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liva GroupOG ranks #53 out of 496 companies for PS Ratio. This places Liva GroupOG in the top 11% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.12. Liva GroupOG's value of 0.39 is 65.2% below this benchmark. Historically, Liva GroupOG's own PS Ratio has ranged from 0.33 to 0.72 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 1.12, Liva GroupOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.12, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liva GroupOG's current PS Ratio of 0.39 is 65.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Liva GroupOG and its competitors. For the Insurance industry, the median PS Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liva GroupOG's current PS Ratio is 0.39, which is near median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Based on GuruFocus' analysis, Liva GroupOG (MUS:LIVA) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.38, compared to a current price of ر.ع0.35 — trading 7.9% below its estimated fair value. The current PS Ratio is 0.39, which is near median its 10-year median of 0.40 and 65.2% below the Insurance industry median of 1.12. Liva GroupOG's overall GF Score™ is 32/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current PS Ratio is 0.39 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liva GroupOG (MUS:LIVA) Overvalued in 2026?
Based on GuruFocus' analysis, Liva GroupOG stock appears to be undervalued.
The current stock price of ر.ع0.35 is trading 7.9% below its estimated GF Value™ of ر.ع0.38.
GuruFocus considers Liva GroupOG to be Fairly Valued.
Key valuation signals for MUS:LIVA:
PS Ratio: 0.39 (near median its 10-year median of 0.40)
GF Value™: ر.ع0.38 vs. price of ر.ع0.35 (7.9% below fair value)
Industry Position: 65.2% below the Insurance median (#53 of 496)
No single metric tells the full story. See the MUS:LIVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
32GF Score
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