Liva GroupOG (MUS:LIVA) ROE % Adjusted to Book Value: 4.02% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MUS:LIVA Liva Group SAOG MUS:LIVA
34 GF Score
Price ر.ع0.36
! 5 Warning Signs
View Full Analysis

What is Liva GroupOG ROE % Adjusted to Book Value?

Liva GroupOG MUS:LIVA 34 ROE % Adjusted to Book Value is 4.02% as of Mar. 2026. GuruFocus rates MUS:LIVA with a GF Score™ of 34/100. The stock has 5 warning signs investors should review.

Liva GroupOG's ROE % for the quarter that ended in Mar. 2026 was 5.10%. Liva GroupOG's PB Ratio for the quarter that ended in Mar. 2026 was 1.27. Liva GroupOG's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.02%.


Liva GroupOG ROE % Adjusted to Book Value Related Terms


Liva GroupOG ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Liva GroupOG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liva GroupOG ROE % Adjusted to Book Value Chart

Liva GroupOG Annual Data
Trend Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
4.16 -5.07 10.42

Liva GroupOG Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.55 17.95 15.80 0.87 4.02

MUS:LIVA vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Liva GroupOG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liva GroupOG ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Liva GroupOG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Liva GroupOG's ROE % Adjusted to Book Value falls into.


MUS:LIVA
34GF Score
Liva Group SAOG MUS:LIVA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liva GroupOG ROE % Adjusted to Book Value Calculation

Liva GroupOG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.67% / 1.12
=10.42%

Liva GroupOG's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.10% / 1.27
=4.02%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.02% mean?
Liva GroupOG (MUS:LIVA) has a ROE % Adjusted to Book Value of 4.02% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Liva GroupOG and its competitors.
Is Liva GroupOG's ROE % Adjusted to Book Value too high?
Liva GroupOG's current ROE % Adjusted to Book Value is 4.02%. Overall, Liva GroupOG has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Liva GroupOG's ROE % Adjusted to Book Value of 4.02% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Liva GroupOG and its competitors. Liva GroupOG's current ROE % Adjusted to Book Value is 4.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Liva GroupOG (MUS:LIVA) has a current ROE % Adjusted to Book Value of 4.02%. The current ROE % Adjusted to Book Value is 4.02%. Liva GroupOG's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current ROE % Adjusted to Book Value is 4.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Liva GroupOG Business Description

Address P.O.Box: 1463, Muscat, OMN, PC 117
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
34GF Score

Get the complete analysis for MUS:LIVA

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.36
Price