Espoir Co (NGO:3260) Effective Interest Rate on Debt %: 1.29% (As of Feb. 2026)

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NGO:3260 Espoir Co Ltd NGO:3260
38 GF Score
Price 円722.00
GF Value 円952.20
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Espoir Co Effective Interest Rate on Debt %?

Espoir Co NGO:3260 -3.73% 38 Effective Interest Rate on Debt % is 1.29% as of Feb. 2026. GuruFocus rates NGO:3260 with a GF Score™ of 38/100 and a GF Value™ of 円952.20 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Espoir Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円17.6 Mil. Espoir Co's average total debt for the quarter that ended in Feb. 2026 was 円1,368.3 Mil. Therefore, Espoir Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.29%.


Espoir Co  (NGO:3260) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Espoir Co Effective Interest Rate on Debt % Related Terms


Espoir Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Espoir Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Espoir Co Effective Interest Rate on Debt % Chart

Espoir Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 0.77 0.61 1.19 1.16

Espoir Co Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.19 1.20 1.18 0.91 1.29

NGO:3260 vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Espoir Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Espoir Co Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Espoir Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Espoir Co's Effective Interest Rate on Debt % falls into.


NGO:3260
38GF Score
Espoir Co Ltd NGO:3260
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Espoir Co Effective Interest Rate on Debt % Calculation

Espoir Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -13.187/( (729.8+1546.5)/ 2 )
=-1  *  -13.187/1138.15
=1.16 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=715.4 + 14.4
=729.8

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=698.5 + 848
=1546.5

Espoir Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -17.602/( (1190.1+1546.5)/ 2 )
=-1  *  -17.602/1368.3
=1.29 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=705.7 + 484.4
=1190.1

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=698.5 + 848
=1546.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.29% mean?
Espoir Co (NGO:3260) has a Effective Interest Rate on Debt % of 1.29% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Espoir Co and its competitors.
Is Espoir Co's Effective Interest Rate on Debt % too high?
Espoir Co's current Effective Interest Rate on Debt % is 1.29%. Overall, Espoir Co has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Espoir Co's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Espoir Co's Effective Interest Rate on Debt % of 1.29% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Espoir Co and its competitors. Espoir Co's current Effective Interest Rate on Debt % is 1.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Espoir Co stock overvalued right now?
Based on GuruFocus' analysis, Espoir Co (NGO:3260) is currently considered Modestly Undervalued. The stock's GF Value™ is 円952.20, compared to a current price of 円722.00 — trading 24.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.29%. Espoir Co's overall GF Score™ is 38/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Espoir Co (NGO:3260), the current Effective Interest Rate on Debt % is 1.29% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Espoir Co (NGO:3260) Overvalued in 2026?

Based on GuruFocus' analysis, Espoir Co stock appears to be undervalued. The current stock price of 円722.00 is trading 24.2% below its estimated GF Value™ of 円952.20. GuruFocus considers Espoir Co to be Modestly Undervalued.

Key valuation signals for NGO:3260:

  • Effective Interest Rate on Debt %: 1.29%
  • GF Value™: 円952.20 vs. price of 円722.00 (24.2% below fair value)
  • GF Score™: 38/100 with 8 warning signs

No single metric tells the full story. See the NGO:3260 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Espoir Co Business Description

Address 15-1 Nanpeidaicho, Minami-daidai-cho 15-1 Lions Mansion, Shibuya-ku, Tokyo, JPN, 150-0036
Espoir Co Ltd provides real estate services. It manages plans and develops real estate properties. It sells residential properties, as well as commercial facilities. Its projects include Baytown Honmoku 5th Avenue, Espoir Court Kanamecho, Yaotome Koenzaka, Espoir City Sapporo, and Espoir Court Hirooka.
38GF Score

Get the complete analysis for NGO:3260

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円722.00
Price
円952.20
GF Value