Espoir CoNGO:3260 -3.23%41 Interest Coverage is 10.52 as of Feb. 2026, which is 508% above its 10-year median of 1.73. GuruFocus rates NGO:3260 with a GF Score™ of 41/100 and a GF Value™ of 円973.88 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,299 Real Estate companies, Espoir Co ranks worse than 90.22% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Espoir Co's
Operating Income
for the
six
months ended in Feb. 2026 was 円92.6 Mil. Espoir Co's Interest Expense for the
six
months ended in Feb. 2026 was 円-8.8 Mil.
Espoir Co's interest coverage for the quarter that ended in Feb. 2026 was 10.52.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Espoir Co Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.
The historical rank and industry rank for Espoir Co's Interest Coverage or its related term are showing as below:
NGO:3260'
s Interest Coverage Range Over the Past 10 Years
Min: 0.77 Med: 1.73 Max: 6.05
Current: 0.77
NGO:3260's Interest Coverage is ranked worse than 90.22% of 1299
companies
in the Real Estate industry
Industry Median: 4.25
vs NGO:3260: 0.77
Espoir Co (NGO:3260) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Espoir Co Interest Coverage Related Terms
Espoir Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Espoir Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NGO:3260 vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, Espoir Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Espoir Co Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Espoir Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Espoir Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Espoir Co (NGO:3260) has a Interest Coverage of 10.52 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Espoir Co and its competitors. This is 508% above median its historical median of 1.73. Over the past decade, Espoir Co's Interest Coverage has ranged from 0.77 to 6.05. According to the industry distribution chart, Espoir Co ranks #1172 out of 1299 companies in the Real Estate industry, placing it in the top 90.2%.
Is Espoir Co's Interest Coverage too high?
Espoir Co's current Interest Coverage of 10.52 is 508% above median its 10-year median of 1.73. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 6.05. The Real Estate industry median Interest Coverage is 4.25. Espoir Co's value of 10.52 is 147.5% above this industry median. Based on the distribution chart, Espoir Co ranks #1172 out of 1299 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Espoir Co has a GF Score™ of 41/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Espoir Co's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Espoir Co ranks #1172 out of 1299 companies for Interest Coverage. This places Espoir Co in the lower half of its industry. The industry median Interest Coverage is 4.25. Espoir Co's value of 10.52 is 147.5% above this benchmark. Historically, Espoir Co's own Interest Coverage has ranged from 0.77 to 6.05 over the past decade. While the company's 10-year median is 1.73 vs. the industry median of 4.25, Espoir Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Espoir Co's current Interest Coverage of 10.52 is 147.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Espoir Co and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Espoir Co's current Interest Coverage is 10.52, which is 508% above median its own 10-year median of 1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Espoir Co stock overvalued right now?
Based on GuruFocus' analysis, Espoir Co (NGO:3260) is currently considered Possible Value Trap. The stock's GF Value™ is 円973.88, compared to a current price of 円600.00 — trading 38.4% below its estimated fair value. The current Interest Coverage is 10.52, which is 508% above median its 10-year median of 1.73 and 147.5% above the Real Estate industry median of 4.25. Espoir Co's overall GF Score™ is 41/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Espoir Co (NGO:3260), the current Interest Coverage is 10.52 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Espoir Co (NGO:3260) Overvalued in 2026?
Based on GuruFocus' analysis, Espoir Co stock appears to be undervalued.
The current stock price of 円600.00 is trading 38.4% below its estimated GF Value™ of 円973.88.
GuruFocus considers Espoir Co to be Possible Value Trap.
Key valuation signals for NGO:3260:
Interest Coverage: 10.52 (508% above median its 10-year median of 1.73)
GF Value™: 円973.88 vs. price of 円600.00 (38.4% below fair value)
Industry Position: 147.5% above the Real Estate median (#1172 of 1299)
No single metric tells the full story. See the NGO:3260 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Espoir Co Ltd provides real estate services. It manages plans and develops real estate properties. It sells residential properties, as well as commercial facilities. Its projects include Baytown Honmoku 5th Avenue, Espoir Court Kanamecho, Yaotome Koenzaka, Espoir City Sapporo, and Espoir Court Hirooka.
41GF Score
Get the complete analysis for NGO:3260
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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