Espoir Co (NGO:3260) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NGO:3260 Espoir Co Ltd NGO:3260
37 GF Score
Price 円570.00
GF Value 円960.76
Valuation Possible Value Trap
! 8 Warning Signs
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What is Espoir Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NGO:3260
37GF Score
Espoir Co Ltd NGO:3260
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Espoir Co (NGO:3260) Overvalued in 2026?

Based on GuruFocus' analysis, Espoir Co stock appears to be undervalued. The current stock price of 円570.00 is trading 40.7% below its estimated GF Value™ of 円960.76. GuruFocus considers Espoir Co to be Possible Value Trap.

Key valuation signals for NGO:3260:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円960.76 vs. price of 円570.00 (40.7% below fair value)
  • GF Score™: 37/100 with 8 warning signs

No single metric tells the full story. See the NGO:3260 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Espoir Co Business Description

Address 15-1 Nanpeidaicho, Minami-daidai-cho 15-1 Lions Mansion, Shibuya-ku, Tokyo, JPN, 150-0036
Espoir Co Ltd provides real estate services. It manages plans and develops real estate properties. It sells residential properties, as well as commercial facilities. Its projects include Baytown Honmoku 5th Avenue, Espoir Court Kanamecho, Yaotome Koenzaka, Espoir City Sapporo, and Espoir Court Hirooka.
37GF Score

Get the complete analysis for NGO:3260

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円570.00
Price
円960.76
GF Value