Berjaya Philippines (PHS:BCOR) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Berjaya Philippines Effective Interest Rate on Debt % Related Terms
Berjaya Philippines Effective Interest Rate on Debt % Historical Data
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The historical data trend for Berjaya Philippines's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Berjaya Philippines Effective Interest Rate on Debt % Chart
PHS:BCOR vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison
For the Auto & Truck Dealerships subindustry, Berjaya Philippines's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Berjaya Philippines Effective Interest Rate on Debt % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Berjaya Philippines's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Berjaya Philippines's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.68% mean?
Berjaya Philippines (PHS:BCOR) has a Effective Interest Rate on Debt % of 5.68% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Berjaya Philippines and its competitors.
Is Berjaya Philippines' Effective Interest Rate on Debt % too high?
Berjaya Philippines' current Effective Interest Rate on Debt % is 5.68%. Overall, Berjaya Philippines has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Berjaya Philippines' Effective Interest Rate on Debt % compare to CVNA and PAG?
Berjaya Philippines' Effective Interest Rate on Debt % of 5.68% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Berjaya Philippines and its competitors. Berjaya Philippines's current Effective Interest Rate on Debt % is 5.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berjaya Philippines stock overvalued right now?
Based on GuruFocus' analysis, Berjaya Philippines (PHS:BCOR) is currently considered Fairly Valued. The stock's GF Value™ is ₱8.27, compared to a current price of ₱9.10 — trading 10% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.68%. Berjaya Philippines' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Berjaya Philippines (PHS:BCOR), the current Effective Interest Rate on Debt % is 5.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Berjaya Philippines (PHS:BCOR) Overvalued in 2026?
Based on GuruFocus' analysis, Berjaya Philippines stock appears to be overvalued.
The current stock price of ₱9.10 is trading 10% above its estimated GF Value™ of ₱8.27.
GuruFocus considers Berjaya Philippines to be Fairly Valued.
Key valuation signals for PHS:BCOR:
Effective Interest Rate on Debt %: 5.68%
GF Value™: ₱8.27 vs. price of ₱9.10 (10% above fair value)
No single metric tells the full story. See the PHS:BCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Berjaya Philippines Inc is an investment holding company. The company's operating segment includes Services; Investments and Motor Vehicle Dealership. It generates maximum revenue from the Motor Vehicle Dealership segment. The Motor Vehicle Dealership segment mainly pertains to the luxury motor vehicle retailers and the provision of aftersales services of H.R. Owen. Geographically, It operates in London, England and the Philippines.
52GF Score
Get the complete analysis for PHS:BCOR
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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