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Berjaya PhilippinesPHS:BCOR 60 Cash-to-Debt is 0.12 as of Mar. 2026, which is 14% below its 10-year median of 0.14. GuruFocus rates PHS:BCOR with a GF Score™ of 60/100 and a GF Value™ of ₱8.32 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,313 Vehicles & Parts companies, Berjaya Philippines ranks worse than 83.09% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Berjaya Philippines's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.12.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Berjaya Philippinescouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Berjaya Philippines's Cash-to-Debt or its related term are showing as below:
PHS:BCOR'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.14 Max: 0.44
Current: 0.12
During the past 13 years, Berjaya Philippines's highest Cash to Debt Ratio was 0.44. The lowest was 0.03. And the median was 0.14.
PHS:BCOR's Cash-to-Debt is ranked worse than 83.09% of 1313
companies
in the Vehicles & Parts industry
Industry Median: 0.6
vs PHS:BCOR: 0.12
Berjaya Philippines (PHS:BCOR) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Berjaya Philippines Cash-to-Debt Related Terms
Berjaya Philippines Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Berjaya Philippines's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:BCOR vs CVNA, PAG, KMX: Cash-to-Debt Comparison
For the Auto & Truck Dealerships subindustry, Berjaya Philippines's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Berjaya Philippines Cash-to-Debt vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Berjaya Philippines's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Berjaya Philippines's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Berjaya Philippines (PHS:BCOR) has a Cash-to-Debt of 0.12 as of Mar. 2026. This is 14% below median its historical median of 0.14. Over the past decade, Berjaya Philippines' Cash-to-Debt has ranged from 0.03 to 0.44. According to the industry distribution chart, Berjaya Philippines ranks #1091 out of 1313 companies in the Vehicles & Parts industry, placing it in the top 83.1%.
Is Berjaya Philippines' Cash-to-Debt too high?
Berjaya Philippines' current Cash-to-Debt of 0.12 is 14% below median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.44. The Vehicles & Parts industry median Cash-to-Debt is 0.60. Berjaya Philippines' value of 0.12 is 80% below this industry median. Based on the distribution chart, Berjaya Philippines ranks #1091 out of 1313 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Berjaya Philippines has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Berjaya Philippines' Cash-to-Debt compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Berjaya Philippines ranks #1091 out of 1313 companies for Cash-to-Debt. This places Berjaya Philippines in the lower half of its industry. The industry median Cash-to-Debt is 0.60. Berjaya Philippines' value of 0.12 is 80% below this benchmark. Historically, Berjaya Philippines' own Cash-to-Debt has ranged from 0.03 to 0.44 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.60, Berjaya Philippines has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Vehicles & Parts company?
The median Cash-to-Debt among Vehicles & Parts companies is 0.60, based on 1,313 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Berjaya Philippines's current Cash-to-Debt of 0.12 is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Vehicles & Parts industry, the median Cash-to-Debt is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Berjaya Philippines's current Cash-to-Debt is 0.12, which is 14% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berjaya Philippines stock overvalued right now?
Based on GuruFocus' analysis, Berjaya Philippines (PHS:BCOR) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱8.32, compared to a current price of ₱9.50 — trading 14.2% above its estimated fair value. The current Cash-to-Debt is 0.12, which is 14% below median its 10-year median of 0.14 and 80% below the Vehicles & Parts industry median of 0.60. Berjaya Philippines' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Berjaya Philippines (PHS:BCOR), the current Cash-to-Debt is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Berjaya Philippines (PHS:BCOR) Overvalued in 2026?
Based on GuruFocus' analysis, Berjaya Philippines stock appears to be overvalued.
The current stock price of ₱9.50 is trading 14.2% above its estimated GF Value™ of ₱8.32.
GuruFocus considers Berjaya Philippines to be Modestly Overvalued.
Key valuation signals for PHS:BCOR:
Cash-to-Debt: 0.12 (14% below median its 10-year median of 0.14)
GF Value™: ₱8.32 vs. price of ₱9.50 (14.2% above fair value)
Industry Position: 80% below the Vehicles & Parts median (#1091 of 1313)
No single metric tells the full story. See the PHS:BCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Berjaya Philippines Inc is an investment holding company. The company's operating segment includes Services; Investments and Motor Vehicle Dealership. It generates maximum revenue from the Motor Vehicle Dealership segment. The Motor Vehicle Dealership segment mainly pertains to the luxury motor vehicle retailers and the provision of aftersales services of H.R. Owen. Geographically, It operates in London, England and the Philippines.
60GF Score
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