Berjaya Philippines (PHS:BCOR) Debt-to-EBITDA : 6.53 (As of Mar. 2026) — 74% Above Median


PHS:BCOR Berjaya Philippines Inc PHS:BCOR
65 GF Score
Price ₱9.50
GF Value ₱8.28
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Berjaya Philippines Debt-to-EBITDA?

Berjaya Philippines PHS:BCOR 65 Debt-to-EBITDA is 6.53 as of Mar. 2026, which is 74% above its 10-year median of 3.76. GuruFocus rates PHS:BCOR with a GF Score™ of 65/100 and a GF Value™ of ₱8.28 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,095 Vehicles & Parts companies, Berjaya Philippines ranks worse than 86.76% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Berjaya Philippines's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱6,653 Mil. Berjaya Philippines's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱4,251 Mil. Berjaya Philippines's annualized EBITDA for the quarter that ended in Mar. 2026 was ₱1,670 Mil. Berjaya Philippines's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 6.53.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Berjaya Philippines's Debt-to-EBITDA or its related term are showing as below:

PHS:BCOR' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.56   Med: 3.76   Max: 8.3
Current: 7.76

During the past 13 years, the highest Debt-to-EBITDA Ratio of Berjaya Philippines was 8.30. The lowest was 2.56. And the median was 3.76.

PHS:BCOR's Debt-to-EBITDA is ranked worse than
86.76% of 1095 companies
in the Vehicles & Parts industry
Industry Median: 2.25 vs PHS:BCOR: 7.76

Berjaya Philippines  (PHS:BCOR) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Berjaya Philippines Debt-to-EBITDA Related Terms


Berjaya Philippines Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Berjaya Philippines's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Berjaya Philippines Debt-to-EBITDA Chart

Berjaya Philippines Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.90 3.62 5.41 5.56 7.18

Berjaya Philippines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.80 5.81 9.79 15.43 6.53

PHS:BCOR vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, Berjaya Philippines's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Berjaya Philippines Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Berjaya Philippines's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Berjaya Philippines's Debt-to-EBITDA falls into.


PHS:BCOR
65GF Score
Berjaya Philippines Inc PHS:BCOR
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Berjaya Philippines Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Berjaya Philippines's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6739.732 + 4509.837) / 1566.85
=7.18

Berjaya Philippines's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(6652.86 + 4251.059) / 1670.22
=6.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 6.53 mean?
Berjaya Philippines (PHS:BCOR) has a Debt-to-EBITDA of 6.53 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Berjaya Philippines. This is 74% above median its historical median of 3.76. Over the past decade, Berjaya Philippines' Debt-to-EBITDA has ranged from 2.56 to 8.30. According to the industry distribution chart, Berjaya Philippines ranks #950 out of 1095 companies in the Vehicles & Parts industry, placing it in the top 86.8%.
Is Berjaya Philippines' Debt-to-EBITDA too high?
Berjaya Philippines' current Debt-to-EBITDA of 6.53 is 74% above median its 10-year median of 3.76. Over the past 10 years, this metric has ranged from a low of 2.56 to a high of 8.30. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. Berjaya Philippines' value of 6.53 is 190.2% above this industry median. Based on the distribution chart, Berjaya Philippines ranks #950 out of 1095 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Berjaya Philippines has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Berjaya Philippines' Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Berjaya Philippines ranks #950 out of 1095 companies for Debt-to-EBITDA. This places Berjaya Philippines in the lower half of its industry. The industry median Debt-to-EBITDA is 2.25. Berjaya Philippines' value of 6.53 is 190.2% above this benchmark. Historically, Berjaya Philippines' own Debt-to-EBITDA has ranged from 2.56 to 8.30 over the past decade. While the company's 10-year median is 3.76 vs. the industry median of 2.25, Berjaya Philippines has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,095 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Berjaya Philippines's current Debt-to-EBITDA of 6.53 is 190.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Berjaya Philippines. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Berjaya Philippines's current Debt-to-EBITDA is 6.53, which is 74% above median its own 10-year median of 3.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berjaya Philippines stock overvalued right now?
Based on GuruFocus' analysis, Berjaya Philippines (PHS:BCOR) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱8.28, compared to a current price of ₱9.50 — trading 14.7% above its estimated fair value. The current Debt-to-EBITDA is 6.53, which is 74% above median its 10-year median of 3.76 and 190.2% above the Vehicles & Parts industry median of 2.25. Berjaya Philippines' overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Berjaya Philippines (PHS:BCOR), the current Debt-to-EBITDA is 6.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Berjaya Philippines (PHS:BCOR) Overvalued in 2026?

Based on GuruFocus' analysis, Berjaya Philippines stock appears to be overvalued. The current stock price of ₱9.50 is trading 14.7% above its estimated GF Value™ of ₱8.28. GuruFocus considers Berjaya Philippines to be Modestly Overvalued.

Key valuation signals for PHS:BCOR:

  • Debt-to-EBITDA: 6.53 (74% above median its 10-year median of 3.76)
  • GF Value™: ₱8.28 vs. price of ₱9.50 (14.7% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 190.2% above the Vehicles & Parts median (#950 of 1095)

No single metric tells the full story. See the PHS:BCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Berjaya Philippines Business Description

Address 6784 Ayala Avenue, Corner Herrera Street, 9th Floor, Rufino Pacific Tower, Makati, RIZ, PHL, 1200
Berjaya Philippines Inc is an investment holding company. The company's operating segment includes Services; Investments and Motor Vehicle Dealership. It generates maximum revenue from the Motor Vehicle Dealership segment. The Motor Vehicle Dealership segment mainly pertains to the luxury motor vehicle retailers and the provision of aftersales services of H.R. Owen. Geographically, It operates in London, England and the Philippines.
65GF Score

Get the complete analysis for PHS:BCOR

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱9.50
Price
₱8.28
GF Value