Kusuri No Aoki Holdings (TSE:3549) Effective Interest Rate on Debt %: 0.98% (As of Feb. 2026)

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TSE:3549 Kusuri No Aoki Holdings TSE:3549
91 GF Score
Price 円4,046.00
GF Value 円4,286.03
Valuation Fairly Valued
! 2 Warning Signs
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What is Kusuri No Aoki Holdings Effective Interest Rate on Debt %?

Kusuri No Aoki Holdings TSE:3549 +0.65% 91 Effective Interest Rate on Debt % is 0.98% as of Feb. 2026. GuruFocus rates TSE:3549 with a GF Score™ of 91/100 and a GF Value™ of 円4,286.03 (Fairly Valued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Kusuri No Aoki Holdings's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円1,368 Mil. Kusuri No Aoki Holdings's average total debt for the quarter that ended in Feb. 2026 was 円138,979 Mil. Therefore, Kusuri No Aoki Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 0.98%.


Kusuri No Aoki Holdings  (TSE:3549) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Kusuri No Aoki Holdings Effective Interest Rate on Debt % Related Terms


Kusuri No Aoki Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Kusuri No Aoki Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kusuri No Aoki Holdings Effective Interest Rate on Debt % Chart

Kusuri No Aoki Holdings Annual Data
Trend May17 May18 May19 May20 May21 May22 May23 May24 May25 May26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.33 0.39 0.63 1.01

Kusuri No Aoki Holdings Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.84 0.89 0.98 0.99

Kusuri No Aoki Holdings Effective Interest Rate on Debt % Competitor Comparison

For the Pharmaceutical Retailers subindustry, Kusuri No Aoki Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kusuri No Aoki Holdings Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Kusuri No Aoki Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Kusuri No Aoki Holdings's Effective Interest Rate on Debt % falls into.


TSE:3549
91GF Score
Kusuri No Aoki Holdings TSE:3549
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kusuri No Aoki Holdings Effective Interest Rate on Debt % Calculation

Kusuri No Aoki Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: May. 2025 )+Total Debt  (A: May. 2026 ))/ count )
=-1  *  -1264/( (99319+149774)/ 2 )
=-1  *  -1264/124546.5
=1.01 %

where

Total Debt  (A: May. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=84407 + 14912
=99319

Total Debt  (A: May. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=127736 + 22038
=149774

Kusuri No Aoki Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -1368/( (138139+139819)/ 2 )
=-1  *  -1368/138979
=0.98 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=118145 + 19994
=138139

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=119320 + 20499
=139819

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.98% mean?
Kusuri No Aoki Holdings (TSE:3549) has a Effective Interest Rate on Debt % of 0.98% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kusuri No Aoki Holdings and its competitors.
Is Kusuri No Aoki Holdings' Effective Interest Rate on Debt % too high?
Kusuri No Aoki Holdings' current Effective Interest Rate on Debt % is 0.98%. Overall, Kusuri No Aoki Holdings has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kusuri No Aoki Holdings' Effective Interest Rate on Debt % compare to competitors?
Kusuri No Aoki Holdings' Effective Interest Rate on Debt % of 0.98% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kusuri No Aoki Holdings and its competitors. Kusuri No Aoki Holdings's current Effective Interest Rate on Debt % is 0.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kusuri No Aoki Holdings stock overvalued right now?
Based on GuruFocus' analysis, Kusuri No Aoki Holdings (TSE:3549) is currently considered Fairly Valued. The stock's GF Value™ is 円4,286.03, compared to a current price of 円4,046.00 — trading 5.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.98%. Kusuri No Aoki Holdings' overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Kusuri No Aoki Holdings (TSE:3549), the current Effective Interest Rate on Debt % is 0.98% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kusuri No Aoki Holdings (TSE:3549) Overvalued in 2026?

Based on GuruFocus' analysis, Kusuri No Aoki Holdings stock appears to be undervalued. The current stock price of 円4,046.00 is trading 5.6% below its estimated GF Value™ of 円4,286.03. GuruFocus considers Kusuri No Aoki Holdings to be Fairly Valued.

Key valuation signals for TSE:3549:

  • Effective Interest Rate on Debt %: 0.98%
  • GF Value™: 円4,286.03 vs. price of 円4,046.00 (5.6% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the TSE:3549 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kusuri No Aoki Holdings Business Description

Address 1st Yokoe-cho 4 Block, Ishikawa Prefecture, Hakusan, JPN, 924-8510
Kusuri No Aoki Holdings is a pharmaceutical retail chain that sells health, beauty, and cleaning supplies. The company operates stores that focus primarily on residential areas in Japan. Kusuri's business includes pharmaceutical drugs, and the company also operates a bone-marrow bank. The company breaks out its sales into four different product lines, including health, beauty, life, and dispensing. The vast majority of the company's revenue is derived from its life product category, followed by beauty products. Most of Kusuri's revenue is derived from the Hokuriku region.
91GF Score

Get the complete analysis for TSE:3549

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,046.00
Price
円4,286.03
GF Value