Kusuri No Aoki Holdings (TSE:3549) Interest Coverage: 20.10 (As of Nov. 2025) — 83% Below Median


TSE:3549 Kusuri No Aoki Holdings TSE:3549
90 GF Score
Price 円3,606.00
GF Value 円4,074.60
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Kusuri No Aoki Holdings Interest Coverage?

Kusuri No Aoki Holdings TSE:3549 -0.93% 90 Interest Coverage is 20.10 as of Nov. 2025, which is 83% below its 10-year median of 120.04. GuruFocus rates TSE:3549 with a GF Score™ of 90/100 and a GF Value™ of 円4,074.60 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Kusuri No Aoki Holdings ranks better than 73.07% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Kusuri No Aoki Holdings's Operating Income for the three months ended in Nov. 2025 was 円6,231 Mil. Kusuri No Aoki Holdings's Interest Expense for the three months ended in Nov. 2025 was 円-310 Mil. Kusuri No Aoki Holdings's interest coverage for the quarter that ended in Nov. 2025 was 20.10. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Kusuri No Aoki Holdings's Interest Coverage or its related term are showing as below:

TSE:3549' s Interest Coverage Range Over the Past 10 Years
Min: 26.34   Med: 120.04   Max: 191.18
Current: 26.34


TSE:3549's Interest Coverage is ranked better than
73.07% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 8 vs TSE:3549: 26.34

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Kusuri No Aoki Holdings  (TSE:3549) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Kusuri No Aoki Holdings Interest Coverage Related Terms


Kusuri No Aoki Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Kusuri No Aoki Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Kusuri No Aoki Holdings Interest Coverage Chart

Kusuri No Aoki Holdings Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138.49 80.40 57.08 51.72 43.33

Kusuri No Aoki Holdings Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.17 41.08 28.83 20.10 23.17

Kusuri No Aoki Holdings Interest Coverage Competitor Comparison

For the Pharmaceutical Retailers subindustry, Kusuri No Aoki Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kusuri No Aoki Holdings Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Kusuri No Aoki Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Kusuri No Aoki Holdings's Interest Coverage falls into.


TSE:3549
90GF Score
Kusuri No Aoki Holdings TSE:3549
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Kusuri No Aoki Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Kusuri No Aoki Holdings's Interest Coverage for the fiscal year that ended in May. 2025 is calculated as

Here, for the fiscal year that ended in May. 2025, Kusuri No Aoki Holdings's Interest Expense was 円-614 Mil. Its Operating Income was 円26,602 Mil. And its Long-Term Debt & Capital Lease Obligation was 円84,407 Mil.

Interest Coverage=-1* Operating Income (A: May. 2025 )/Interest Expense (A: May. 2025 )
=-1*26602/-614
=43.33

Kusuri No Aoki Holdings's Interest Coverage for the quarter that ended in Nov. 2025 is calculated as

Here, for the three months ended in Nov. 2025, Kusuri No Aoki Holdings's Interest Expense was 円-310 Mil. Its Operating Income was 円6,231 Mil. And its Long-Term Debt & Capital Lease Obligation was 円118,145 Mil.

Interest Coverage=-1* Operating Income (Q: Nov. 2025 )/Interest Expense (Q: Nov. 2025 )
=-1*6231/-310
=20.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 20.10 mean?
Kusuri No Aoki Holdings (TSE:3549) has a Interest Coverage of 20.10 as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kusuri No Aoki Holdings and its competitors. This is 83% below median its historical median of 120.04. Over the past decade, Kusuri No Aoki Holdings' Interest Coverage has ranged from 26.34 to 191.18. According to the industry distribution chart, Kusuri No Aoki Holdings ranks #122 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 26.9%.
Is Kusuri No Aoki Holdings' Interest Coverage too high?
Kusuri No Aoki Holdings' current Interest Coverage of 20.10 is 83% below median its 10-year median of 120.04. Over the past 10 years, this metric has ranged from a low of 26.34 to a high of 191.18. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Kusuri No Aoki Holdings' value of 20.10 is 151.3% above this industry median. Based on the distribution chart, Kusuri No Aoki Holdings ranks #122 out of 453 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Kusuri No Aoki Holdings has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kusuri No Aoki Holdings' Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Kusuri No Aoki Holdings ranks #122 out of 453 companies for Interest Coverage. This puts Kusuri No Aoki Holdings in the upper half of its industry. The industry median Interest Coverage is 8.00. Kusuri No Aoki Holdings' value of 20.10 is 151.3% above this benchmark. Historically, Kusuri No Aoki Holdings' own Interest Coverage has ranged from 26.34 to 191.18 over the past decade. While the company's 10-year median is 120.04 vs. the industry median of 8.00, Kusuri No Aoki Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kusuri No Aoki Holdings's current Interest Coverage of 20.10 is 151.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kusuri No Aoki Holdings and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kusuri No Aoki Holdings's current Interest Coverage is 20.10, which is 83% below median its own 10-year median of 120.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kusuri No Aoki Holdings stock overvalued right now?
Based on GuruFocus' analysis, Kusuri No Aoki Holdings (TSE:3549) is currently considered Modestly Undervalued. The stock's GF Value™ is 円4,074.60, compared to a current price of 円3,606.00 — trading 11.5% below its estimated fair value. The current Interest Coverage is 20.10, which is 83% below median its 10-year median of 120.04 and 151.3% above the Healthcare Providers & Services industry median of 8.00. Kusuri No Aoki Holdings' overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Kusuri No Aoki Holdings (TSE:3549), the current Interest Coverage is 20.10 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kusuri No Aoki Holdings (TSE:3549) Overvalued in 2026?

Based on GuruFocus' analysis, Kusuri No Aoki Holdings stock appears to be undervalued. The current stock price of 円3,606.00 is trading 11.5% below its estimated GF Value™ of 円4,074.60. GuruFocus considers Kusuri No Aoki Holdings to be Modestly Undervalued.

Key valuation signals for TSE:3549:

  • Interest Coverage: 20.10 (83% below median its 10-year median of 120.04)
  • GF Value™: 円4,074.60 vs. price of 円3,606.00 (11.5% below fair value)
  • GF Score™: 90/100 with 4 warning signs
  • Industry Position: 151.3% above the Healthcare Providers & Services median (#122 of 453)

No single metric tells the full story. See the TSE:3549 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kusuri No Aoki Holdings Business Description

Address 1st Yokoe-cho 4 Block, Ishikawa Prefecture, Hakusan, JPN, 924-8510
Kusuri No Aoki Holdings is a pharmaceutical retail chain that sells health, beauty, and cleaning supplies. The company operates stores that focus primarily on residential areas in Japan. Kusuri's business includes pharmaceutical drugs, and the company also operates a bone-marrow bank. The company breaks out its sales into four different product lines, including health, beauty, life, and dispensing. The vast majority of the company's revenue is derived from its life product category, followed by beauty products. Most of Kusuri's revenue is derived from the Hokuriku region.
90GF Score

Get the complete analysis for TSE:3549

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,606.00
Price
円4,074.60
GF Value