BaoViet Holdings (STC:BVH) EV-to-FCF: -9.73 (As of Aug. 21, 2026)

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STC:BVH BaoViet Holdings STC:BVH
82 GF Score
Price ₫66,600.00
GF Value ₫56,543.50
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is BaoViet Holdings EV-to-FCF?

BaoViet Holdings STC:BVH -0.30% 82 EV-to-FCF is -9.73 as of Aug. 21, 2026. GuruFocus rates STC:BVH with a GF Score™ of 82/100 and a GF Value™ of ₫56,543.50 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 389 Insurance companies, BaoViet Holdings ranks worse than 257069.15% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BaoViet Holdings's Enterprise Value is ₫50,390,110 Mil. BaoViet Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₫-5,179,192 Mil. Therefore, BaoViet Holdings's EV-to-FCF for today is -9.73.

The historical rank and industry rank for BaoViet Holdings's EV-to-FCF or its related term are showing as below:

STC:BVH' s EV-to-FCF Range Over the Past 10 Years
Min: -9.74   Med: 4.46   Max: 33.45
Current: -9.47

During the past 13 years, the highest EV-to-FCF of BaoViet Holdings was 33.45. The lowest was -9.74. And the median was 4.46.

STC:BVH's EV-to-FCF is ranked worse than
100% of 389 companies
in the Insurance industry
Industry Median: 9.22 vs STC:BVH: -9.47

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-21), BaoViet Holdings's stock price is ₫66600.00. BaoViet Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₫4663.000. Therefore, BaoViet Holdings's PE Ratio (TTM) for today is 14.28.


BaoViet Holdings  (STC:BVH) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BaoViet Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=66600.00/4663.000
=14.28

BaoViet Holdings's share price for today is ₫66600.00.
BaoViet Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫4663.000.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BaoViet Holdings EV-to-FCF Related Terms


BaoViet Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for BaoViet Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BaoViet Holdings EV-to-FCF Chart

BaoViet Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.30 3.84 3.47 4.84 7.60

BaoViet Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.89 2.54 7.60 32.51 -9.41

STC:BVH vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, BaoViet Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BaoViet Holdings EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, BaoViet Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where BaoViet Holdings's EV-to-FCF falls into.


STC:BVH
82GF Score
BaoViet Holdings STC:BVH
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BaoViet Holdings EV-to-FCF Calculation

BaoViet Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=50390109.982/-5179191.623
=-9.73

BaoViet Holdings's current Enterprise Value is ₫50,390,110 Mil.
BaoViet Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-5,179,192 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -9.73 mean?
BaoViet Holdings (STC:BVH) has a EV-to-FCF of -9.73 as of Aug. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BaoViet Holdings and its competitors. According to the industry distribution chart, BaoViet Holdings ranks #999999 out of 389 companies in the Insurance industry.
Is BaoViet Holdings' EV-to-FCF too high?
BaoViet Holdings' current EV-to-FCF is -9.73. Based on the distribution chart, BaoViet Holdings ranks #999999 out of 389 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, BaoViet Holdings has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BaoViet Holdings ranks #999999 out of 389 companies for EV-to-FCF. This places BaoViet Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.22, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BaoViet Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BaoViet Holdings's current EV-to-FCF is -9.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫56,543.50, compared to a current price of ₫66,600.00 — trading 17.8% above its estimated fair value. The current EV-to-FCF is -9.73. BaoViet Holdings' overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current EV-to-FCF is -9.73 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BaoViet Holdings (STC:BVH) Overvalued in 2026?

Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued. The current stock price of ₫66,600.00 is trading 17.8% above its estimated GF Value™ of ₫56,543.50. GuruFocus considers BaoViet Holdings to be Modestly Overvalued.

Key valuation signals for STC:BVH:

  • EV-to-FCF: -9.73
  • GF Value™: ₫56,543.50 vs. price of ₫66,600.00 (17.8% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BaoViet Holdings Business Description

Address 72 Tran Hung Dao Street, Tran Hung Dao Ward, Hoan Kiem District, Ha Noi, VNM
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
82GF Score

Get the complete analysis for STC:BVH

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫66,600.00
Price
₫56,543.50
GF Value