BaoViet HoldingsSTC:BVH 71 EV-to-FCF is 24.86 as of Jul. 06, 2026, which is 444% above its 10-year median of 4.57. GuruFocus rates STC:BVH with a GF Score™ of 71/100 and a GF Value™ of ₫44,024.91 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 393 Insurance companies, BaoViet Holdings ranks worse than 82.95% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BaoViet Holdings's Enterprise Value is ₫48,737,187 Mil.
BaoViet Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1,960,511 Mil. Therefore, BaoViet Holdings's EV-to-FCF for today is 24.86.
The historical rank and industry rank for BaoViet Holdings's EV-to-FCF or its related term are showing as below:
STC:BVH'
s EV-to-FCF Range Over the Past 10 Years
Min: 2.23 Med: 4.57 Max: 33.45
Current: 24.86
During the past 13 years, the highest EV-to-FCF of BaoViet Holdings was 33.45. The lowest was 2.23. And the median was 4.57.
STC:BVH's EV-to-FCF is ranked worse than 82.95% of 393
companies
in the Insurance industry
Industry Median: 9.8
vs STC:BVH: 24.86
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BaoViet Holdings's PE Ratio (TTM) for today is calculated as:
BaoViet Holdings's share price for today is ₫60000.00.
BaoViet Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫4184.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
BaoViet Holdings EV-to-FCF Related Terms
BaoViet Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for BaoViet Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, BaoViet Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BaoViet Holdings EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, BaoViet Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where BaoViet Holdings's EV-to-FCF falls into.
BaoViet Holdings's current Enterprise Value is ₫48,737,187 Mil.
BaoViet Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1,960,511 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BaoViet Holdings (STC:BVH) has a EV-to-FCF of 24.86 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BaoViet Holdings and its competitors. This is 444% above median its historical median of 4.57. Over the past decade, BaoViet Holdings' EV-to-FCF has ranged from 2.23 to 33.45. According to the industry distribution chart, BaoViet Holdings ranks #326 out of 393 companies in the Insurance industry, placing it in the top 83%.
Is BaoViet Holdings' EV-to-FCF too high?
BaoViet Holdings' current EV-to-FCF of 24.86 is 444% above median its 10-year median of 4.57. Over the past 10 years, this metric has ranged from a low of 2.23 to a high of 33.45. The Insurance industry median EV-to-FCF is 9.80. BaoViet Holdings' value of 24.86 is 153.7% above this industry median. Based on the distribution chart, BaoViet Holdings ranks #326 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, BaoViet Holdings has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BaoViet Holdings' EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BaoViet Holdings ranks #326 out of 393 companies for EV-to-FCF. This places BaoViet Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.80. BaoViet Holdings' value of 24.86 is 153.7% above this benchmark. Historically, BaoViet Holdings' own EV-to-FCF has ranged from 2.23 to 33.45 over the past decade. While the company's 10-year median is 4.57 vs. the industry median of 9.80, BaoViet Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BaoViet Holdings's current EV-to-FCF of 24.86 is 153.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BaoViet Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BaoViet Holdings's current EV-to-FCF is 24.86, which is 444% above median its own 10-year median of 4.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BaoViet Holdings stock overvalued right now?
Based on GuruFocus' analysis, BaoViet Holdings (STC:BVH) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫44,024.91, compared to a current price of ₫60,000.00 — trading 36.3% above its estimated fair value. The current EV-to-FCF is 24.86, which is 444% above median its 10-year median of 4.57 and 153.7% above the Insurance industry median of 9.80. BaoViet Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BaoViet Holdings (STC:BVH), the current EV-to-FCF is 24.86 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BaoViet Holdings (STC:BVH) Overvalued in 2026?
Based on GuruFocus' analysis, BaoViet Holdings stock appears to be overvalued.
The current stock price of ₫60,000.00 is trading 36.3% above its estimated GF Value™ of ₫44,024.91.
GuruFocus considers BaoViet Holdings to be Significantly Overvalued.
Key valuation signals for STC:BVH:
EV-to-FCF: 24.86 (444% above median its 10-year median of 4.57)
GF Value™: ₫44,024.91 vs. price of ₫60,000.00 (36.3% above fair value)
Industry Position: 153.7% above the Insurance median (#326 of 393)
No single metric tells the full story. See the STC:BVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BaoViet Holdings is a Vietnam-based company that provides financial and securities investment services. The firm's services are classified on the basis of five major segments which include Life insurance, Non-life insurance, financial services, Banking services and Real estate operation and other activities. Further, the company has established relations with world-class insurers and reinsurers, including Munich Re, Swiss Re, CCR, Hannover Re, AON, Arthur Gallagher, and Marsh. It is engaged in offering securities brokerage services, underwriting services, custody services, investment advice to investors and trading of securities. The majority of the revenue for the company is generated through interest, dividends and appropriated profits.
71GF Score
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