FOTB (First Ottawa Bancshares (DE)) EV-to-OCF: (As of Sep. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FOTB First Ottawa Bancshares Inc (DE) FOTB
66 GF Score
Price $223.00
GF Value $182.55
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is First Ottawa Bancshares (DE) EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, First Ottawa Bancshares (DE)'s Enterprise Value is $244.35 Mil. First Ottawa Bancshares (DE)'s Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, First Ottawa Bancshares (DE)'s EV-to-OCF for today is .

The historical rank and industry rank for First Ottawa Bancshares (DE)'s EV-to-OCF or its related term are showing as below:

FOTB' s EV-to-OCF Range Over the Past 10 Years
Min: 7.13   Med: 0   Max: 7.41
Current: 7.21

During the past 13 years, the highest EV-to-OCF of First Ottawa Bancshares (DE) was 7.41. The lowest was 7.13. And the median was .

FOTB's EV-to-OCF is ranked worse than
62% of 1487 companies
in the Banks industry
Industry Median: 4.08 vs FOTB: 7.21

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-16), First Ottawa Bancshares (DE)'s stock price is $223.00. First Ottawa Bancshares (DE)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $27.978. Therefore, First Ottawa Bancshares (DE)'s PE Ratio (TTM) for today is 7.97.


First Ottawa Bancshares (DE)  (OTCPK:FOTB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

First Ottawa Bancshares (DE)'s PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=223.00/27.978
=7.97

First Ottawa Bancshares (DE)'s share price for today is $223.00.
First Ottawa Bancshares (DE)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $27.978.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


First Ottawa Bancshares (DE) EV-to-OCF Related Terms


First Ottawa Bancshares (DE) EV-to-OCF Historical Data

* Premium members only.

The historical data trend for First Ottawa Bancshares (DE)'s EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Ottawa Bancshares (DE) EV-to-OCF Chart

First Ottawa Bancshares (DE) Annual Data
Trend Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.35 14.43 10.22 11.76 8.72

First Ottawa Bancshares (DE) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FOTB vs KISB, MLGF, LYBC: EV-to-OCF Comparison

For the Banks - Regional subindustry, First Ottawa Bancshares (DE)'s EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Ottawa Bancshares (DE) EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, First Ottawa Bancshares (DE)'s EV-to-OCF distribution charts can be found below:

* The bar in red indicates where First Ottawa Bancshares (DE)'s EV-to-OCF falls into.


FOTB
66GF Score
First Ottawa Bancshares Inc (DE) FOTB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Ottawa Bancshares (DE) EV-to-OCF Calculation

First Ottawa Bancshares (DE)'s EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=244.354/0
=

First Ottawa Bancshares (DE)'s current Enterprise Value is $244.35 Mil.
First Ottawa Bancshares (DE)'s Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is First Ottawa Bancshares (DE) (FOTB) Overvalued in 2026?

Based on GuruFocus' analysis, First Ottawa Bancshares (DE) stock appears to be overvalued. The current stock price of $223.00 is trading 22.2% above its estimated GF Value™ of $182.55. GuruFocus considers First Ottawa Bancshares (DE) to be Modestly Overvalued.

Key valuation signals for FOTB:

  • EV-to-OCF:
  • GF Value™: $182.55 vs. price of $223.00 (22.2% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FOTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Ottawa Bancshares (DE) Business Description

Address 701 LaSalle Street, Ottawa, IL, USA, 61350
First Ottawa Bancshares Inc (DE) is a bank holding company. The bank is engaged in providing a full range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and surrounding counties in Illinois.
66GF Score

Get the complete analysis for FOTB

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$223.00
Price
$182.55
GF Value