FOTB (First Ottawa Bancshares (DE)) Tax Rate %: 26.40% (As of Jun. 2026)

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FOTB First Ottawa Bancshares Inc (DE) FOTB
67 GF Score
Price $221.98
GF Value $179.64
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Ottawa Bancshares (DE) Tax Rate %?

First Ottawa Bancshares (DE) FOTB 67 Tax Rate % is 26.40% as of Jun. 2026. GuruFocus rates FOTB with a GF Score™ of 67/100 and a GF Value™ of $179.64 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. First Ottawa Bancshares (DE)'s Tax Expense for the three months ended in Jun. 2026 was $2.43 Mil. First Ottawa Bancshares (DE)'s Pre-Tax Income for the three months ended in Jun. 2026 was $9.22 Mil. Therefore, First Ottawa Bancshares (DE)'s Tax Rate % for the quarter that ended in Jun. 2026 was 26.40%.

First Ottawa Bancshares (DE) Tax Rate % Related Terms

First Ottawa Bancshares (DE) Tax Rate % Historical Data

* Premium members only.

The historical data trend for First Ottawa Bancshares (DE)'s Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Ottawa Bancshares (DE) Tax Rate % Chart

First Ottawa Bancshares (DE) Annual Data
Trend Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.15 26.04 26.95 27.06 26.94

First Ottawa Bancshares (DE) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.94 25.99 27.68 26.50 26.40
FOTB
67GF Score
First Ottawa Bancshares Inc (DE) FOTB
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Ottawa Bancshares (DE) Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

First Ottawa Bancshares (DE)'s Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=9.204/34.162
=26.94 %

First Ottawa Bancshares (DE)'s Tax Rate % for the quarter that ended in Jun. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Jun. 2026 )/Pre-Tax Income (Q: Jun. 2026 )
=2.434/9.221
=26.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 26.40% mean?
First Ottawa Bancshares (DE) (FOTB) has a Tax Rate % of 26.40% as of Jun. 2026.
Is First Ottawa Bancshares (DE)'s Tax Rate % too high?
First Ottawa Bancshares (DE)'s current Tax Rate % is 26.40%. Overall, First Ottawa Bancshares (DE) has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Ottawa Bancshares (DE)'s Tax Rate % compare to CBTN and PSBQ?
First Ottawa Bancshares (DE)'s Tax Rate % of 26.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. First Ottawa Bancshares (DE)'s current Tax Rate % is 26.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Ottawa Bancshares (DE) stock overvalued right now?
Based on GuruFocus' analysis, First Ottawa Bancshares (DE) (FOTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $179.64, compared to a current price of $221.98 — trading 23.6% above its estimated fair value. The current Tax Rate % is 26.40%. First Ottawa Bancshares (DE)'s overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For First Ottawa Bancshares (DE) (FOTB), the current Tax Rate % is 26.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Ottawa Bancshares (DE) (FOTB) Overvalued in 2026?

Based on GuruFocus' analysis, First Ottawa Bancshares (DE) stock appears to be overvalued. The current stock price of $221.98 is trading 23.6% above its estimated GF Value™ of $179.64. GuruFocus considers First Ottawa Bancshares (DE) to be Modestly Overvalued.

Key valuation signals for FOTB:

  • Tax Rate %: 26.40%
  • GF Value™: $179.64 vs. price of $221.98 (23.6% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the FOTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Ottawa Bancshares (DE) Business Description

Address 701 LaSalle Street, Ottawa, IL, USA, 61350
First Ottawa Bancshares Inc (DE) is a bank holding company. The bank is engaged in providing a full range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and surrounding counties in Illinois.
67GF Score

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$221.98
Price
$179.64
GF Value