FOTB (First Ottawa Bancshares (DE)) Selling, General, & Admin. Expense: $2.05 Mil (TTM As of Jun. 2026)

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FOTB First Ottawa Bancshares Inc (DE) FOTB
67 GF Score
Price $221.98
GF Value $179.64
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Ottawa Bancshares (DE) Selling, General, & Admin. Expense?

First Ottawa Bancshares (DE) FOTB 67 Selling, General, & Admin. Expense is $2.05 Mil as of Jun. 2026. GuruFocus rates FOTB with a GF Score™ of 67/100 and a GF Value™ of $179.64 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. First Ottawa Bancshares (DE)'s selling, general, & admin. expense for the three months ended in Jun. 2026 was $0.62 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was $2.05 Mil.


First Ottawa Bancshares (DE)  (OTCPK:FOTB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


First Ottawa Bancshares (DE) Selling, General, & Admin. Expense Related Terms


First Ottawa Bancshares (DE) Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for First Ottawa Bancshares (DE)'s Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Ottawa Bancshares (DE) Selling, General, & Admin. Expense Chart

First Ottawa Bancshares (DE) Annual Data
Trend Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 1.24 1.16 1.45 2.05

First Ottawa Bancshares (DE) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 0.45 0.52 0.46 0.62

FOTB vs CBTN, PSBQ, FCAP: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, First Ottawa Bancshares (DE)'s Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Ottawa Bancshares (DE) Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, First Ottawa Bancshares (DE)'s Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where First Ottawa Bancshares (DE)'s Selling, General, & Admin. Expense falls into.


FOTB
67GF Score
First Ottawa Bancshares Inc (DE) FOTB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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First Ottawa Bancshares (DE) Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.05 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $2.05 Mil mean?
First Ottawa Bancshares (DE) (FOTB) has a Selling, General, & Admin. Expense of $2.05 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on First Ottawa Bancshares (DE) and its competitors.
Is First Ottawa Bancshares (DE)'s Selling, General, & Admin. Expense too high?
First Ottawa Bancshares (DE)'s current Selling, General, & Admin. Expense is $2.05 Mil. Overall, First Ottawa Bancshares (DE) has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Ottawa Bancshares (DE)'s Selling, General, & Admin. Expense compare to CBTN and PSBQ?
First Ottawa Bancshares (DE)'s Selling, General, & Admin. Expense of $2.05 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on First Ottawa Bancshares (DE) and its competitors. First Ottawa Bancshares (DE)'s current Selling, General, & Admin. Expense is $2.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Ottawa Bancshares (DE) stock overvalued right now?
Based on GuruFocus' analysis, First Ottawa Bancshares (DE) (FOTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $179.64, compared to a current price of $221.98 — trading 23.6% above its estimated fair value. The current Selling, General, & Admin. Expense is $2.05 Mil. First Ottawa Bancshares (DE)'s overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For First Ottawa Bancshares (DE) (FOTB), the current Selling, General, & Admin. Expense is $2.05 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Ottawa Bancshares (DE) (FOTB) Overvalued in 2026?

Based on GuruFocus' analysis, First Ottawa Bancshares (DE) stock appears to be overvalued. The current stock price of $221.98 is trading 23.6% above its estimated GF Value™ of $179.64. GuruFocus considers First Ottawa Bancshares (DE) to be Modestly Overvalued.

Key valuation signals for FOTB:

  • Selling, General, & Admin. Expense: $2.05 Mil
  • GF Value™: $179.64 vs. price of $221.98 (23.6% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the FOTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Ottawa Bancshares (DE) Business Description

Address 701 LaSalle Street, Ottawa, IL, USA, 61350
First Ottawa Bancshares Inc (DE) is a bank holding company. The bank is engaged in providing a full range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and surrounding counties in Illinois.
67GF Score

Get the complete analysis for FOTB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$221.98
Price
$179.64
GF Value