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FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
First Ottawa Bancshares (DE) FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Ottawa Bancshares (DE) FCF Yield % Related Terms
First Ottawa Bancshares (DE) FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Ottawa Bancshares (DE)'s FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Ottawa Bancshares (DE) FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Ottawa Bancshares (DE)'s FCF Yield % distribution charts can be found below:
* The bar in red indicates where First Ottawa Bancshares (DE)'s FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Ottawa Bancshares (DE) (FOTB) has a FCF Yield % of 15.95 as of Jul. 31, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Ottawa Bancshares (DE) and its competitors. According to the industry distribution chart, First Ottawa Bancshares (DE) ranks #395 out of 1502 companies in the Banks industry, placing it in the top 26.3%.
Is First Ottawa Bancshares (DE)'s FCF Yield % too high?
First Ottawa Bancshares (DE)'s current FCF Yield % is 15.95. The Banks industry median FCF Yield % is 7.90. First Ottawa Bancshares (DE)'s value of 15.95 is 101.9% above this industry median. Based on the distribution chart, First Ottawa Bancshares (DE) ranks #395 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, First Ottawa Bancshares (DE) has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Ottawa Bancshares (DE)'s FCF Yield % compare to CBTN and PSBQ?
According to the Banks industry distribution chart, First Ottawa Bancshares (DE) ranks #395 out of 1502 companies for FCF Yield %. This puts First Ottawa Bancshares (DE) in the upper half of its industry. The industry median FCF Yield % is 7.90. First Ottawa Bancshares (DE)'s value of 15.95 is 101.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.90, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Ottawa Bancshares (DE)'s current FCF Yield % of 15.95 is 101.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Ottawa Bancshares (DE) and its competitors. For the Banks industry, the median FCF Yield % is 7.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Ottawa Bancshares (DE)'s current FCF Yield % is 15.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Ottawa Bancshares (DE) stock overvalued right now?
Based on GuruFocus' analysis, First Ottawa Bancshares (DE) (FOTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $179.64, compared to a current price of $221.98 — trading 23.6% above its estimated fair value. The current FCF Yield % is 15.95 and 101.9% above the Banks industry median of 7.90. First Ottawa Bancshares (DE)'s overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First Ottawa Bancshares (DE) (FOTB), the current FCF Yield % is 15.95 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Ottawa Bancshares (DE) (FOTB) Overvalued in 2026?
Based on GuruFocus' analysis, First Ottawa Bancshares (DE) stock appears to be overvalued.
The current stock price of $221.98 is trading 23.6% above its estimated GF Value™ of $179.64.
GuruFocus considers First Ottawa Bancshares (DE) to be Modestly Overvalued.
Key valuation signals for FOTB:
FCF Yield %: 15.95
GF Value™: $179.64 vs. price of $221.98 (23.6% above fair value)
Industry Position: 101.9% above the Banks median (#395 of 1502)
No single metric tells the full story. See the FOTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Ottawa Bancshares Inc (DE) is a bank holding company. The bank is engaged in providing a full range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and surrounding counties in Illinois.
67GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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