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OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
First Ottawa Bancshares (DE) OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Ottawa Bancshares (DE) OCF Yield % Related Terms
First Ottawa Bancshares (DE) OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Ottawa Bancshares (DE)'s OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Ottawa Bancshares (DE) OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Ottawa Bancshares (DE)'s OCF Yield % distribution charts can be found below:
* The bar in red indicates where First Ottawa Bancshares (DE)'s OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Ottawa Bancshares (DE) (FOTB) has a OCF Yield % of 16.08 as of Jul. 31, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Ottawa Bancshares (DE) and its competitors. Over the past decade, First Ottawa Bancshares (DE)'s OCF Yield % has ranged from 16.08 to 16.08. According to the industry distribution chart, First Ottawa Bancshares (DE) ranks #422 out of 1498 companies in the Banks industry, placing it in the top 28.2%.
Is First Ottawa Bancshares (DE)'s OCF Yield % too high?
First Ottawa Bancshares (DE)'s current OCF Yield % is 16.08. Over the past 10 years, this metric has ranged from a low of 16.08 to a high of 16.08. The Banks industry median OCF Yield % is 8.98. First Ottawa Bancshares (DE)'s value of 16.08 is 79.1% above this industry median. Based on the distribution chart, First Ottawa Bancshares (DE) ranks #422 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, First Ottawa Bancshares (DE) has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Ottawa Bancshares (DE)'s OCF Yield % compare to CBTN and PSBQ?
According to the Banks industry distribution chart, First Ottawa Bancshares (DE) ranks #422 out of 1498 companies for OCF Yield %. This puts First Ottawa Bancshares (DE) in the upper half of its industry. The industry median OCF Yield % is 8.98. First Ottawa Bancshares (DE)'s value of 16.08 is 79.1% above this benchmark. Historically, First Ottawa Bancshares (DE)'s own OCF Yield % has ranged from 16.08 to 16.08 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Ottawa Bancshares (DE)'s current OCF Yield % of 16.08 is 79.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Ottawa Bancshares (DE) and its competitors. For the Banks industry, the median OCF Yield % is 8.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Ottawa Bancshares (DE)'s current OCF Yield % is 16.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Ottawa Bancshares (DE) stock overvalued right now?
Based on GuruFocus' analysis, First Ottawa Bancshares (DE) (FOTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $179.64, compared to a current price of $221.98 — trading 23.6% above its estimated fair value. The current OCF Yield % is 16.08 and 79.1% above the Banks industry median of 8.98. First Ottawa Bancshares (DE)'s overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Ottawa Bancshares (DE) (FOTB), the current OCF Yield % is 16.08 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Ottawa Bancshares (DE) (FOTB) Overvalued in 2026?
Based on GuruFocus' analysis, First Ottawa Bancshares (DE) stock appears to be overvalued.
The current stock price of $221.98 is trading 23.6% above its estimated GF Value™ of $179.64.
GuruFocus considers First Ottawa Bancshares (DE) to be Modestly Overvalued.
Key valuation signals for FOTB:
OCF Yield %: 16.08
GF Value™: $179.64 vs. price of $221.98 (23.6% above fair value)
Industry Position: 79.1% above the Banks median (#422 of 1498)
No single metric tells the full story. See the FOTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Ottawa Bancshares Inc (DE) is a bank holding company. The bank is engaged in providing a full range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and surrounding counties in Illinois.
67GF Score
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