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The historical rank and industry rank for PT Bank SMBC Indonesia Tbk's EV-to-OCF or its related term are showing as below:
ISX:BTPN'
s EV-to-OCF Range Over the Past 10 Years
Min: -1322.37 Med: 2.57 Max: 232.42
Current: 14.28
During the past 13 years, the highest EV-to-OCF of PT Bank SMBC Indonesia Tbk was 232.42. The lowest was -1322.37. And the median was 2.57.
ISX:BTPN's EV-to-OCF is ranked worse than 81.68% of 1490
companies
in the Banks industry
Industry Median: 4.07
vs ISX:BTPN: 14.28
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank SMBC Indonesia Tbk (ISX:BTPN) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank SMBC Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT Bank SMBC Indonesia Tbk's share price for today is Rp2410.00.
PT Bank SMBC Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp42.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Bank SMBC Indonesia Tbk EV-to-OCF Related Terms
PT Bank SMBC Indonesia Tbk EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank SMBC Indonesia Tbk EV-to-OCF Competitor Comparison
For the Banks - Regional subindustry, PT Bank SMBC Indonesia Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank SMBC Indonesia Tbk EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank SMBC Indonesia Tbk's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where PT Bank SMBC Indonesia Tbk's EV-to-OCF falls into.
PT Bank SMBC Indonesia Tbk's current Enterprise Value is Rp65,917,073 Mil.
PT Bank SMBC Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp4,661,527 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank SMBC Indonesia Tbk (ISX:BTPN) has a EV-to-OCF of 14.14 as of Sep. 07, 2026. This is 450% above median its historical median of 2.57. According to the industry distribution chart, PT Bank SMBC Indonesia Tbk ranks #1217 out of 1490 companies in the Banks industry, placing it in the top 81.7%.
Is PT Bank SMBC Indonesia Tbk's EV-to-OCF too high?
PT Bank SMBC Indonesia Tbk's current EV-to-OCF of 14.14 is 450% above median its 10-year median of 2.57. The Banks industry median EV-to-OCF is 4.07. PT Bank SMBC Indonesia Tbk's value of 14.14 is 247.4% above this industry median. Based on the distribution chart, PT Bank SMBC Indonesia Tbk ranks #1217 out of 1490 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank SMBC Indonesia Tbk has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank SMBC Indonesia Tbk's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, PT Bank SMBC Indonesia Tbk ranks #1217 out of 1490 companies for EV-to-OCF. This places PT Bank SMBC Indonesia Tbk in the lower half of its industry. The industry median EV-to-OCF is 4.07. PT Bank SMBC Indonesia Tbk's value of 14.14 is 247.4% above this benchmark. While the company's 10-year median is 2.57 vs. the industry median of 4.07, PT Bank SMBC Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.07, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank SMBC Indonesia Tbk's current EV-to-OCF of 14.14 is 247.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank SMBC Indonesia Tbk's current EV-to-OCF is 14.14, which is 450% above median its own 10-year median of 2.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank SMBC Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk (ISX:BTPN) is currently considered Fairly Valued. The stock's GF Value™ is Rp2,369.67, compared to a current price of Rp2,410.00 — trading 1.7% above its estimated fair value. The current EV-to-OCF is 14.14, which is 450% above median its 10-year median of 2.57 and 247.4% above the Banks industry median of 4.07. PT Bank SMBC Indonesia Tbk's overall GF Score™ is 58/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Bank SMBC Indonesia Tbk (ISX:BTPN), the current EV-to-OCF is 14.14 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank SMBC Indonesia Tbk (ISX:BTPN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp2,410.00 is trading 1.7% above its estimated GF Value™ of Rp2,369.67.
GuruFocus considers PT Bank SMBC Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:BTPN:
EV-to-OCF: 14.14 (450% above median its 10-year median of 2.57)
GF Value™: Rp2,369.67 vs. price of Rp2,410.00 (1.7% above fair value)
Industry Position: 247.4% above the Banks median (#1217 of 1490)
No single metric tells the full story. See the ISX:BTPN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. The company's segment includes: Retail, MSME, Funding and Treasury, Corporate, Sharia, and Financing. The company generates the majority of its revenue from Retail segment.
58GF Score
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