PT Bank SMBC Indonesia Tbk (ISX:BTPN) Tax Rate %: 23.28% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BTPN PT Bank SMBC Indonesia Tbk ISX:BTPN
60 GF Score
Price Rp2,170.00
GF Value Rp2,365.89
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is PT Bank SMBC Indonesia Tbk Tax Rate %?

PT Bank SMBC Indonesia Tbk ISX:BTPN +0.46% 60 Tax Rate % is 23.28% as of Mar. 2026. GuruFocus rates ISX:BTPN with a GF Score™ of 60/100 and a GF Value™ of Rp2,365.89 (Fairly Valued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. PT Bank SMBC Indonesia Tbk's Tax Expense for the three months ended in Mar. 2026 was Rp180,996 Mil. PT Bank SMBC Indonesia Tbk's Pre-Tax Income for the three months ended in Mar. 2026 was Rp777,570 Mil. Therefore, PT Bank SMBC Indonesia Tbk's Tax Rate % for the quarter that ended in Mar. 2026 was 23.28%.

PT Bank SMBC Indonesia Tbk Tax Rate % Related Terms

PT Bank SMBC Indonesia Tbk Tax Rate % Historical Data

* Premium members only.

The historical data trend for PT Bank SMBC Indonesia Tbk's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank SMBC Indonesia Tbk Tax Rate % Chart

PT Bank SMBC Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.53 22.07 22.42 21.94 136.30

PT Bank SMBC Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.96 21.60 24.40 6.37 23.28
ISX:BTPN
60GF Score
PT Bank SMBC Indonesia Tbk ISX:BTPN
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank SMBC Indonesia Tbk Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

PT Bank SMBC Indonesia Tbk's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=383456/281327
=136.30 %

PT Bank SMBC Indonesia Tbk's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=180996/777570
=23.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 23.28% mean?
PT Bank SMBC Indonesia Tbk (ISX:BTPN) has a Tax Rate % of 23.28% as of Mar. 2026.
Is PT Bank SMBC Indonesia Tbk's Tax Rate % too high?
PT Bank SMBC Indonesia Tbk's current Tax Rate % is 23.28%. Overall, PT Bank SMBC Indonesia Tbk has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank SMBC Indonesia Tbk's Tax Rate % compare to competitors?
PT Bank SMBC Indonesia Tbk's Tax Rate % of 23.28% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. PT Bank SMBC Indonesia Tbk's current Tax Rate % is 23.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank SMBC Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk (ISX:BTPN) is currently considered Fairly Valued. The stock's GF Value™ is Rp2,365.89, compared to a current price of Rp2,170.00 — trading 8.3% below its estimated fair value. The current Tax Rate % is 23.28%. PT Bank SMBC Indonesia Tbk's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For PT Bank SMBC Indonesia Tbk (ISX:BTPN), the current Tax Rate % is 23.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank SMBC Indonesia Tbk (ISX:BTPN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank SMBC Indonesia Tbk stock appears to be undervalued. The current stock price of Rp2,170.00 is trading 8.3% below its estimated GF Value™ of Rp2,365.89. GuruFocus considers PT Bank SMBC Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BTPN:

  • Tax Rate %: 23.28%
  • GF Value™: Rp2,365.89 vs. price of Rp2,170.00 (8.3% below fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the ISX:BTPN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank SMBC Indonesia Tbk Business Description

Address Jalan Dr. Ide Anak Agung Gde Agung, Menara SMBC, CBD Mega Kuningan Lantai 29, Kavling 5.5 - 5.6, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. The company's segment includes: Retail, MSME, Funding and Treasury, Corporate, Sharia, and Financing. The company generates the majority of its revenue from Retail segment.
60GF Score

Get the complete analysis for ISX:BTPN

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,170.00
Price
Rp2,365.89
GF Value